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Roark Live Bench · Suite v1.3 · Sweep of 23 October 2026

Voice AI models, ranked on live phone calls.

Every speech-to-text, language model and text-to-speech model, run in every combination on the same real call to the same agent. A model is ranked on every stack it runs in; the stacks are the evidence.

661 stacks published13,990 scored callsPublished at 20 scored calls

Our picks

Task completionMedian responseCost per minute

The read

  • 430 of 642 cascades complete the task in at least 90% of calls, and the top 10 sit within 1 point of each other. What separates the top stacks is speed and cost.
  • Median response time runs from 0.5 s to 6.0 s on the same agent and the same caller, a spread of 5.5 s that comes entirely from the models behind it.
  • No stack wins everything. The fastest, OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD at 0.5 s, ranks 530 of 642 on task completion; the most complete is Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD at 99%.
  • The language model matters most: swapping it moves task completion by 7 points, against 3 for the speech engine and 2 for the transcriber.

Cascade vs Speech-to-Speech

The first choice to make. A cascade chains three models: one transcribes, one decides what to say, one speaks. A speech-to-speech model does all three at once. Both run the same agent on the same calls here.

  • Cascades lead on task completion, tool use and time to first word; speech-to-speech leads on response time and cost per task. Neither wins outright, so the right choice depends on what your calls need.
  • The biggest difference is task completion: 95% for cascades against 77% for speech-to-speech.
CascadeSpeech-to-speech
Task completionTool useTime to first wordResponse timeCost per task255075100
MeasureCascadeSpeech-to-speech
Task completion
95% (leads)77%
Tool use
72% (leads)55%
Time to first word
0.7 s (leads)1.3 s
Response time
3.6 s2.6 s (leads)
Cost per task
$0.15$0.15 (leads)

The three strongest of each, averaged. Cascades: Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.5; AssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Rime Coda; Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + Rime Coda. Speech-to-speech: grok-voice-think-fast-2.0; gemini-3.8-live; amazon.nova-2-sonic-v1:0. Each measure is scored 0 to 100 on its own scale, further out is better; the table gives the same figures in their own units.

Which to use

  • Choose speech-to-speech when the pause matters more than the outcome: short transactional calls, callers who interrupt, queues where every half second costs you callers. Expect to pay more, and choose the model carefully (gpt-live-1 (backend gpt-6.1-sol) leads here).
  • Choose a cascade when the call has to complete, when cost matters, or when you need to see which stage to fix. It is 13 points ahead on task completion here.
  • Costs are what each stack’s providers charged for these calls, at the rates in effect when they ran. Telephony and hosting are not included.

Speech-to-Text

The transcriber turns the caller's speech into text. It decides what the agent thinks it heard, and nothing after it can start until it finishes.

  • AssemblyAI Universal-3.6 Pro, AssemblyAI Universal-3.5 Pro, Deepgram Nova-3 and Speechmatics Enhanced (realtime) are level: none leads by more than the margin of error. Of them, AssemblyAI Universal-3.6 Pro costs least, at $0.030 a call. Avoid Speechmatics Linden-1 (own VAD): last on semantic word error rate (2.2%).
  • Speechmatics Linden-1 (own VAD) delivers its transcript in 0.49 s, OpenAI Whisper-1 in 1.93 s: 1.44 s added to every turn of the call.
  • AssemblyAI Universal-3.6 Pro is the most accurate: it changes the meaning of 0.9% of the caller's words, against 2.2% for Speechmatics Linden-1 (own VAD).
  • In 341 of 648 cascades the transcriber is the slowest step of the turn, whichever model runs it.

Open a model to see where it ranks and the stacks it works best in.

Language model

The language model decides what the agent says and does. It has the most influence on whether the task gets done, and usually takes the largest share of each turn.

  • Pick OpenAI GPT-6.1 Sol: it leads on task completion (95%), tool use (71%) and instruction following (4.2 / 5). If speed matters more, Anthropic Claude Haiku 4.5 is the quickest, at 0.36 s, and completes 91%. Avoid OpenAI GPT-5.1: last on tool use (33%) and instruction following (4.1 / 5).
  • Anthropic Claude Haiku 4.5 starts answering in 0.36 s, Google Gemini 3.8 Flash in 1.47 s: 1.11 s added to every turn of the call.
  • OpenAI GPT-6.1 Sol uses its tools most reliably: it handles its tools without a mistake on 71% of calls, against 33% for OpenAI GPT-5.1.
  • In 161 of 648 cascades the language model is the slowest step of the turn, whichever model runs it.
7OpenAI GPT-4o44 / 100

Open a model to see where it ranks and the stacks it works best in.

Text-to-Speech

The speech engine is the voice the caller hears, and the last step before they hear anything.

  • Cartesia Sonic-3.6, Cartesia Sonic-3.5 and ElevenLabs v4 Turbo are level: none leads by more than the margin of error. Of them, Cartesia Sonic-3.5 costs least, at $0.165 a call. Avoid OpenAI TTS-1 HD: last on readback accuracy (80%), word error rate (8.7%) and time to first audio byte (2.09 s).
  • ElevenLabs v4 Turbo starts speaking in 0.11 s, OpenAI TTS-1 HD in 2.09 s: 1.97 s added to every turn of the call.
  • Cartesia Sonic-3.6 is the most accurate: it reads codes, amounts and dates back correctly 87% of the time, against 80% for OpenAI TTS-1 HD.
  • Cartesia Sonic-3.6 sounds the most human: 3.8 / 5, against 3.4 / 5 for ElevenLabs Flash v2.5.
  • In 99 of 648 cascades the speech engine is the slowest step of the turn, most often with OpenAI TTS-1 HD (54 of them).
5Rime Coda67 / 100
8OpenAI TTS-155 / 100

Open a model to see where it ranks and the stacks it works best in.

Speech-to-Speech models

One model listens, reasons and speaks, so there is nothing to swap and no stages to split. Each is judged on the whole call, with the same calls and the same scoring as every cascade.

  • The model matters as much as the architecture: gpt-live-1 (backend gpt-6.1-sol) completes 86% of tasks, ElevenLabs Realtime v1 Mini 42%.
  • grok-voice-think-fast-2.0 answers in 2.1 s against 4.1 s for gemini-2.5-flash-native-audio-preview-12-2025.
  • Price varies as much as quality: $0.06 per completed task for amazon.nova-2-sonic-v1:0, $0.69 for gpt-realtime-2.

Every stack

The evidence behind the model boards: each combination on its own calls, scored on the same recipe. Open a stack for its full report, every figure it was scored on and the calls behind them.

AssemblyAIOpenAICartesiaGoogleDeepgramRimeElevenLabsAnthropicSpeechmaticsxAIUltravoxAmazoneach bar split by what every figure earned of its weight
0255075100

Each score carries its 95% margin of error. A rank is the best place a stack could hold once every margin is allowed for, so stacks the calls cannot tell apart share one and are listed by the low end of their margin; hover a rank for the worst place it could hold. 92 stacks are level with the leader: their calls cannot tell them apart. Among them, 31 Google Gemini 3.8 Flash, 29 OpenAI GPT-6.1 Sol, 19 Anthropic Claude Sonnet 5.5, 9 Anthropic Claude Haiku 4.5, 2 OpenAI GPT-4o mini, 1 OpenAI GPT-4.1 and 1 speech-to-speech; 48 AssemblyAI, 23 Deepgram and 20 Speechmatics; 48 Cartesia, 33 ElevenLabs, 9 Rime and 1 OpenAI. A cascade's figures are 25% its own calls and 75% what every other stack shows about its transcriber, language model and voice.

Not ranked here for missing data: Speechmatics Linden-1 + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD (no response time or tool use or human-likeness or readback accuracy or voice consistency).

See all 654 stacks

By industry

Each industry ranked on its own calls: the same five callers, its own tasks and tools. A stack has a handful of calls in each, so a cascade is ranked on what its transcriber, language model and voice show across every stack in that industry, and a speech-to-speech model on its own calls there. Pairings show on the main board. Every panel is on one scale, so a bar reads against the other industries as well as its own.

Healthcare

Reschedule an appointment. A patient moves a dermatology appointment around a work schedule, corrects their date of birth, narrows the times twice, and asks about the change fee, parking and insurance.

Home services

Urgent repair: triage and booking. A caller with a burst pipe needs safety advice first, then an emergency visit. The unit on file is out of date, the callback number gets corrected, and the caller pushes for an earlier visit.

Insurance

Report a new auto claim. A driver who was just rear-ended reports a claim, corrects the policy number, spells the other car’s plate, asks about the deductible, a rental and their premium, and needs a tow.

Customer support

Internet outage troubleshooting. A technical caller who has already rebooted the gateway pushes back on scripted steps, wants the line fixed, and asks for a bigger credit for the downtime.

How it works

Every number on this page comes from real phone calls, placed and scored the same way for every stack.

01

Real calls, four industries, five callers

Roark places real phone calls over the public phone network to a reference agent for each of four industries: rescheduling a clinic appointment, booking an urgent home repair, opening an auto insurance claim and fixing an internet outage. Each agent has its own prompt and tools, identical for every stack. The tasks carry the details real calls trip on: a corrected date of birth, a policy number spelled out, a constraint added halfway through.

Every industry is called by the same five simulated callers: a quiet US English line, a Spanish-accented caller on a city street, an Indian English caller in a busy café, a flustered Southern caller with a baby crying, and a fast caller who interrupts over construction noise. They are equally clear about what they want, so a call fails because of the agent, not the caller. Only the models change, so any difference on the board comes from them.

Each caller rings each industry once for a cascade and four times for a speech-to-speech model. A cascade's figures also draw on its parts, heard in dozens of other stacks; a speech-to-speech model has only its own calls, so it takes more of them.

That makes industries comparable over the same callers, and callers over the same tasks, and the board can be re-ranked by either. One caller within one industry is too few calls to judge, so the board never shows it.

655

stacks

20

calls per stack

13,876

calls scored

02

Every model, in every combination

9 transcribers, 8 language models and 9 voices are run in every combination with each other, beside 13 speech-to-speech models. A model's own figures pool every stack it runs in, adjusted for its partners in each one, so every model is compared as if it ran with the same partners. A transcriber's figure rests on hundreds of calls with every language model and every voice, not on one lucky pairing.

That measures a model where it actually works: inside a running agent, on live phone audio, through interruptions, corrections and real turn-taking. A test that feeds a model clean audio files or one prompt at a time never sees any of that.

03

One score, weighted by what matters on a call

Each section ranks on a Roark score. Every figure scores 0 to 100 between two published points: full marks where doing better makes no difference to the caller, zero where the call breaks down. Each then counts at its weight, and the weights follow one order everywhere: whether the caller got what they rang for, then whether the agent got it right, then speed.

A stack, cascade or speech-to-speech, is scored on the outcome and the reply first, then on what each of its components got right on its own calls: the words its transcriber got wrong in a way that changes the meaning, whether its voice read codes and amounts back right, how human it sounded, and whether its tools were handled. A component that leads its section lifts every stack that carries it, by the same recipe for every stack. A figure a stack cannot carry, such as a semantic word error rate for a speech-to-speech model with no transcript, is credited at the field median, so the stack is neither flattered nor punished for it.

On a full sweep each cascade's figure is 25% what its own calls measured and 75% what every other stack shows about its transcriber, language model and voice, fitted across the whole sweep. The split is the same for every stack, so a lucky run does not lead and a stack's score does not move with how noisy its calls were. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls. The best overall pick, on the main board and in each industry, is the stack whose score is highest at the low end of its margin of error, so a few lucky calls cannot carry a stack past one whose score rests on hundreds. Stacks that share a rank are listed the same way, so the first row is the pick.

That order comes from real-world voice agent calls, where getting the conversation right predicts how a call ends more strongly than speed does. The latency points come from the same calls: replying faster than about 2 seconds made no measurable difference, and calls went measurably worse once the agent took more than about 3 seconds to reply.

Stacks and speech-to-speech

FigureWeightFull marksZero
Task completionscenario_adherence_check21%100%80%
An agent that completes fewer than four calls in five is not fit to deploy. On a full sweep, a cascade's figure is 25% what its own calls (20 or more) measured and 75% what every other stack shows about its transcriber, language model and voice, the same split for every stack, so a lucky run does not lead. Where the sweep is too small for that, and for a speech-to-speech model, the figure is the stack's own. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls.
Response timeresponse_time17%2.0 s6.0 s
In real calls, replying faster than 2 s made no measurable difference, and calls went worse past 3 s.
Instruction followinginstruction_follow13%5.0 / 53.0 / 5
Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range.
Semantic word error ratestt_semantic_word_error_rate13%0.5%3%
At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way.
Tool usetool_use13%100%50%
An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on.
Human-likenessvoice_human_likeness8%4.5 / 52.5 / 5
4.5 out of 5 is close to a person on the phone; 2.5 sounds plainly synthetic.
Time to first wordtime_to_first_word4%1.0 s4.0 s
A greeting within 1 s sounds natural; 4 s of silence sounds like a dead line.
Readback accuracytts_entity_readback_accuracy4%100%60%
Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong.
Word error ratetts_word_error_rate4%2%12%
At 2% the voice says what it was given; at 12% one word in eight comes out wrong.
Voice consistencyvoice_consistency_check4%100%80%
A voice that changes speaker on one call in five is not one a business can put its name to.

Shown, not scored: Turn budget, Barge-in handlingbarge_in_yield_appropriateness

Counted only with price factored in: Cost per task

Language model

FigureWeightFull marksZero
Task completionscenario_adherence_check36%100%80%
An agent that completes fewer than four calls in five is not fit to deploy.
Tool usetool_use27%100%50%
An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on.
Instruction followinginstruction_follow18%5.0 / 53.0 / 5
Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range.
Time to first tokenllm_time_to_first_token18%0.50 s2.00 s
Under 0.5 s is not noticeable; at 2 s the first token alone takes two thirds of the 3 s past which real calls go worse.

Shown, not scored: Prompt cache hitsllm_prompt_cache_hit_rate

Counted only with price factored in: Cost per call

Speech-to-Text

FigureWeightFull marksZero
Semantic word error ratestt_semantic_word_error_rate71%0.5%3%
At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way.
Time to final transcriptstt_time_to_final_transcript29%1.00 s2.50 s
The fastest transcribers finish in about 1 s; past 2.5 s the transcript alone uses most of a natural reply time.

Shown, not scored: Word error ratestt_word_error_rate

Counted only with price factored in: Cost per call

Text-to-Speech

FigureWeightFull marksZero
Readback accuracytts_entity_readback_accuracy32%100%60%
Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong.
Word error ratetts_word_error_rate21%2%12%
At 2% the voice says what it was given; at 12% one word in eight comes out wrong.
Time to first audio bytetts_time_to_first_byte21%0.20 s1.50 s
Under 0.2 s is not noticeable; 1.5 s is half the point where calls go worse.
Human-likenessvoice_human_likeness16%4.5 / 52.5 / 5
4.5 out of 5 is close to a person on the phone; 2.5 sounds plainly synthetic.
Voice consistencyvoice_consistency_check11%100%80%
A voice that changes speaker on one call in five is not one a business can put its name to.

Counted only with price factored in: Cost per call

Factor in price and cost takes 25% of the score; the other weights keep their proportions. Price is scored on a log scale, so each doubling costs the same points.

A figure listed as shown, not scored is on the section’s boards and outside its score. Where a section has not collected a scored figure yet, the others share its weight.

04

Every call recorded and judged

Every call is recorded. Judge models score each transcript for the outcome and the conversation, and the timings come from the recording. Every figure links to the calls behind it.

Roark is on both sides of every call: it plays the caller, so it keeps the exact text its caller said, and it runs the agent under test, so it sees what the agent’s transcriber heard and what its model wrote for its voice. The transcript and voice figures come from lining those up, with no hand-made transcript in between. Each carries a margin from the synthetic voice or Roark’s transcriber in the loop. Every model faces the same ones under the same conditions, so the figures compare models on the same calls through the same voice and the same ear, though those slips need not fall evenly on each model. The rates will not match a vendor’s figure on a curated set; read them against each other.

An example: one call from this sweep

Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD, 23 October 2026. Highlighted turns are the ones that affected a score. Every stack's report links to its calls.

Transcript, verbatim.

Read the full methodology

See how your own agent compares

Roark runs the same kind of calls against your agent, on your scenarios, with the same scoring.

Test your agent

OpenAI Whisper-1 + OpenAI GPT-6.1 Sol + ElevenLabs v4 Turbo

Cascade

Rank on Roark score

#25of 654 stacks

58 / 100

Leader AssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.6, 68 / 100

Where it ranks

Roark score with price57 / 100146 of 654Leader AssemblyAI Universal-3.5 Pro + Google Gemini 3.8 Flash + Cartesia Sonic-3.5, 70 / 100
Task completion97%48 of 655Leader Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD, 99%
Tool use67%102 of 632Leader AssemblyAI Universal-3.5 Pro + Anthropic Claude Sonnet 5.5 + Cartesia Sonic-3.5, 85%
Time to first word0.9 s257 of 655Leader AssemblyAI Universal-3.5 Pro + OpenAI GPT-6.1 Sol + ElevenLabs Flash v2.5, 0.5 s
Response time5.0 s592 of 654Leader OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD, 0.5 s
Barge-in handlingn/aLeader gemini-2.5-flash-native-audio-preview-12-2025 (speech-to-speech), 100%
Turn budget5.0 s541 of 596Leader OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD, 0.5 s
Cost per task$0.45524 of 654Leader Speechmatics Linden-1 + OpenAI GPT-4o mini + OpenAI TTS-1, $0.05

Its models

Task completion

Task completion

How much of the caller’s task the agent completed: the share of the scenario’s checks a judge model found met in the transcript, averaged over calls. Before v1.3, the share of calls judged 4 or better out of 5.

20 calls
97%Completed

#48 of 661 on the board · best 99%

Flow adherence

How closely the agent followed the intended conversation flow, judged per call. 5 = fully followed.

20 calls
4.5/ 5avg

med

4

#100 of 661 on the board · best 5.0 / 5

Instruction following

How well the agent stuck to the instructions in its own prompt. 5 = followed throughout.

20 calls
4.3/ 5avg

med

4

#12 of 661 on the board · best 5.0 / 5

Turn-taking

Barge-in handling

When the caller interrupts, how often the agent made the right call: yielding to a real correction, and holding the floor through a filler.

Not scored by this sweep.

Incorrect interruptions

How often the agent interrupted the caller when it should have kept listening.

20 calls
0.00%avg

p50

0.00%

p95

0.00%

#1 of 661 on the board · best 0%

Overtalk

Share of the conversation where both sides were speaking over each other.

20 calls
3.39%avg

p50

0.67%

p95

14.8%

#461 of 661 on the board · best 0.0%

Agent self-cutoffs

Times the agent cut its own sentence off mid-word.

20 calls
0.00per callavg

p50

0.00per call

p95

0.00per call

#1 of 661 on the board · best 0.0 per call

Understanding & effort

Caller effort

How hard the caller had to work: repeating themselves, correcting, re-explaining. 1 = effortless.

Not scored by this sweep.

Repeated-info loops

Times per call the agent re-asked for something the caller had already given.

28 calls
0.64per callavg

p50

1.00per call

p95

1.00per call

#180 of 493 on the board · best 0.0 per call

Speech-to-Text

Semantic word error rate

The caller's words the agent's transcriber got wrong in a way that changes the meaning, as a judge reads each difference.

20 calls
1.42%avg

p50

0.00%

p95

5.25%

#453 of 648 on the board · best 0.0%

Word error rate

The caller's words the agent's transcriber missed, changed or invented, against what the caller actually said.

20 calls
3.21%avg

p50

2.94%

p95

8.95%

#407 of 648 on the board · best 1.2%

Text-to-Speech

Readback accuracy

Share of the codes, amounts, dates and phone numbers the agent wrote that its voice read out correctly. One wrong digit is a miss.

20 calls
84.8%avg

p50

93.5%

p95

100%

#276 of 603 on the board · best 100%

Word error rate

The share of the words the agent wrote that its voice dropped or changed, read back from Roark’s transcription of the recording; the same transcriber hears every voice.

20 calls
8.08%avg

p50

3.60%

p95

11.4%

#484 of 648 on the board · best 1.9%

Voice

Human-likeness

How human the agent's voice sounds, scored by an audio model on intonation, rhythm and expressiveness. 5 = hard to tell from a person.

20 calls
3.5/ 5avg

med

4

#332 of 659 on the board · best 4.3 / 5

Voice consistency

Share of calls where every line the agent spoke was the same speaker, with no change of speaker, gender or language voice partway. It checks who is speaking, not how they sound.

20 calls

Not scored by this sweep.

#566 of 659 on the board · best 100%

Latency

Response time

The silence between the caller finishing and the agent starting to speak, measured from the recording on every turn of the call.

146 turns
4.85savg

p50

4.98s

p95

7.46s

#597 of 660 on the board · best 0.50 s

Time to first word

How long the caller waits before the agent first speaks after pickup.

20 calls
4.82savg

p50

0.93s

p95

17.4s

#260 of 661 on the board · best 0.45 s

Latency spikes

Turns where the response took far longer than the rest of the conversation.

20 calls
6.65per callavg

p50

7.00per call

p95

10.1per call

#535 of 661 on the board · best 0.0 per call

By industry

IndustryTask completionLatency P50Barge-in handling
Healthcare95%5.18 s—
Home services95%4.88 s—
Insurance97%4.75 s—
Customer support100%5.00 s—

By caller

CallerTask completionLatency P50Barge-in handling
US English, quiet line96%4.76 s—
Spanish-accented English, city street90%4.75 s—
Indian English, busy café100%4.96 s—
Southern US, flustered, crying baby100%5.33 s—
Fast and interrupting, construction outside98%4.88 s100%

The calls behind the numbers

Customer support

AGENTBrightwave Internet support, this is Alex. What’s going on with your service?

CUSTOMERHi, Alex. My internet's been down for about two hours now. I work from home, so it's been a problem. There's a road crew digging up the street outside, so I'm wondering if that's the cause. I already rebooted the gateway twice and checked all the cables. The internet light is blinking orange. My account number is BW883017. Sorry, last digit is 1. Can you check what's going on?

AGENTI have your corrected account number as BW883011. I’ll check the account and area outages first—no need to repeat the reboot or cable checks.

CUSTOMERUh-huh, that's right. Go ahead and check for outages. Is there any info about the road crew affecting service?

AGENTThere’s no known outage or maintenance reported in your area, so I can’t confirm a link to the road crew. I’ll test the line to your gateway next.

AGENTThe signal

CUSTOMEROkay.

AGENTThe

CUSTOMERRight. Go ahead. What do you see on your end?

AGENTThe line signal is good. Your gateway wasn’t registered, but the remote reset worked—it’s now registered and online. Give your devices about two minutes to reconnect, then try opening a website. Is your connection working now?

CUSTOMERThe internet light just went solid white. How long until my devices should be fully back online? Also, since I lost two hours of work, can I get a credit for the downtime?

AGENTYour devices should reconnect within about two minutes of the reset. The gateway is now online, so try a website once they reconnect. I’ve applied a $10.00 downtime credit to account BW883011. It will appear on your next bill.

CUSTOMERI appreciate that. I lost 2 hours of work. Can you make it more than $10?

AGENTI understand—two hours offline disrupted your work. The $10.00 credit is already applied, but I don’t have a way here to set a higher amount. A billing representative would need to review your request for an additional credit.

CUSTOMERGotcha. Thanks for your help, Alex. Goodbye.

AGENTYou’re welcome.

AGENTThanks for calling Brightwave, and goodbye!

Healthcare

AGENTRiverbend Health Clinic, this is Alex. How can I help you today?

CUSTOMERHey, I need to reschedule my dermatology appointment for next Wednesday morning. I just got assigned a work shift during that time. I'm on my lunch break, so can we do this quick? My name's Nate Brooks.

AGENTOf course, Nate Brooks. What’s your date of birth so I can verify your record?

CUSTOMERMarch 17th, 1948. Sorry, no, 1984. March 17th, 1984.

AGENTThanks—Nate Brooks, March 17, 1984. Your dermatology appointment is next Wednesday at 9:15

CUSTOMERWait! So I can only do after 3 p.m. Do you have anything open then?

AGENTDr. Okafor has Tuesday at 3:45 p.m. or Thursday at 4:10

CUSTOMERHuh?

CUSTOMERTuesdays, Thursdays, Fridays, Saturdays. Don't work, I pick up my daughter then. What about Friday?

AGENTJust to clarify: you said Fridays don’t work, but then asked about Friday. Can you do Friday after 3 p.m., or should I exclude Fridays too?

CUSTOMERNo, I meant Tuesdays don't work. Fridays are good if there's anything after 3pm. If not, I'll take Thursday at 410.

AGENTThere wasn’t a Friday opening after 3 p.m., so I moved your appointment with Dr. Okafor to Thursday at 4:10 p.m. Your confirmation code is RVB-3M8P2. Please arrive at 3:55 p.m. with your photo ID and insurance card.

CUSTOMEROkay, got it. Is there any fee for changing the appointment?

AGENTChanges made more than 24 hours before the original appointment are free. Changes within 24 hours

CUSTOMERYep, I understand. Where should I park when I get there?

CUSTOMERThank you for watching!

CUSTOMERHello?

AGENTI’m here! There’s free patient parking in Lot C, with the entrance

CUSTOMERYeah.

AGENTThe

CUSTOMERAlright, and does Dr. Okafor accept Aetna insurance?

AGENTI can’t verify whether Dr. Okafor accepts your Aetna plan with the information available here. Please check with the clinic’s billing team or Aetna before your

CUSTOMERUh-huh.

CUSTOMEROkay, just to confirm, Thursday at 4 10 p.m., confirmation code RVB 3M 8P2. That's correct, right?

AGENTYes, that’s correct: Thursday at 4:10 p.m. with Dr. Okafor. Your confirmation code

CUSTOMERAlright, thanks for your help. Goodbye!

AGENTYou’re welcome,

AGENTNate. Goodbye!

Home services

AGENTCopperline Home Services, this is Alex. What can I help you with?

CUSTOMERHey, Alex, I've got an emergency. There's a pipe burst under my kitchen sink. Water is spreading across the floor, heading toward a power strip. I need someone out here as soon as possible.

AGENTStay away from the water and power strip—don’t touch or unplug it. Is anyone in contact with the water or in immediate

CUSTOMERYep, already keeping clear. Just need someone out, fast! What's the soonest you can get here? Yeah, got it. I'm keeping clear. I just need someone out, fast! What's the soonest you can get here?

AGENTThe earliest emergency arrival window is today, 2–4

CUSTOMERRight.

CUSTOMERCan anyone come before 2? I really need it sooner if possible.

AGENTThe earliest window available is today, 2–4 PM; I don’t have an earlier opening. If you can reach the water main shutoff without entering the water, turn it off now. Only switch off power to the affected area if you can reach the breaker panel safely from a dry spot. What’s your service address, including any unit, and your callback number? I’ll check your account

CUSTOMERgot it

CUSTOMERWait.

CUSTOMERI'm shutting the water off now. It's stopped. My address is 1480 Larkspur Avenue, Unit 4D. I moved from 4B last month. Callback number is 503-555-0139. No, 0193. How much is the visit going to cost?

AGENTYour Copperline Care emergency callout fee is $99. I’ll use Unit 4D, not the old 4B, and 503-555-0193 for your callback. Keep clear of the wet area and power strip, even with the water stopped. Do you agree to the $99 callout fee and today’s 2–4 PM arrival window? Is there a gate code or any access instruction?

CUSTOMERYes, I agree to the $99 fee and the 2 to 4 p.m. window. The gate code is pound 2719. Who's coming? And how will I know they're on the way? I need the ticket number too.

CUSTOMERHello?

AGENTI’m here—your visit is booked. Dana will arrive today between 2 and 4 PM

CUSTOMERuh-huh Great.

AGENTDana will text you at 503-555-0193 about 30 minutes before arrival.

CUSTOMERRight.

CUSTOMERGod bless you. What's the ticket number for this call?

AGENTYour ticket number is CPL-58210.

CUSTOMERGod...

CUSTOMERAlright, CPL 58210. Thanks for your help, Alex. Goodbye!

AGENTYou’re welcome. Confirming: 1480 Larkspur Avenue, Unit 4D; gate code #2719;

CUSTOMERuh-huh

CUSTOMERYep, that's right. Thanks again. Goodbye.

AGENTYou’re welcome. Callback: 503-555-0193; ticket: CPL-58210. Keep clear of the wet area until Dana arrives. Goodbye.

Insurance

AGENTNorthgate Mutual claims, this is Alex. Are you somewhere safe right now?

CUSTOMERYes, I'm somewhere safe. I'm standing next to my car, just wanted to get the claim started.

AGENTIs anyone injured? If anyone is hurt or in danger, please call 911 first. If no one is injured, please give me your policy number and the policyholder’s last name so I can verify the policy.

CUSTOMERNo one's injured. Everyone's okay. My policy number is NG4471903. Oh, sorry. Last one is 2. The policy holder's last name is Ellis.

AGENTThanks. I have the corrected policy number as NG4471902, and the policyholder’s last name as Ellis. I’ll verify that now.

CUSTOMERJust checking in, were you able to verify the policy?

AGENTYes, your policy NG4471902 is verified for a 2021 Honda CR-V. Please tell me:

- When and where did the accident happen? - What happened? - What is the other driver’s name, insurer, and license plate, if you have them? - Did police attend, and is there a report number?

- Can your car be driven safely?

CUSTOMERThe accident happened about 20 minutes ago at S.E. 5th Avenue and Alder Street. I was stopped at a red light and another car hit the back of my car. The other driver's name is Kevin Lund, insured with Pacific Shore. His license plate is 7KXR214. That's X, like X-ray. Police did not come, so there's no report number. The back bumper is crushed and the rear wheel rubs, so I cannot drive the car safely. For more information, visit www.fema.gov

AGENTYour claim is open: NGM-904417. Your assigned adjuster is Priya Shah, with contact expected within one business day. I recorded the other driver’s plate as 7KXR214, with X as in X-ray. Since your car cannot be driven safely, I’ll arrange a tow. Which city and state is S.E. 5th Avenue and Alder Street in, and what phone number can the tow driver call? Please stay in a safe place away from traffic.

CUSTOMERThat's Portland, Oregon. The phone number the tow driver can call is 907-759-4456. Where will the car be taken? And do I get a rental car?

AGENTEastside Towing has been dispatched, with an estimated arrival in 45 minutes. They’ll take your car to the Northgate partner repair shop at 9th and Morrison. The driver has your callback number, 907-759-4456. Your policy provides rental reimbursement of $40 per day for up to 30 days, starting the day your claim is opened. Towing is covered up to 25 miles. Your claim number is NGM-904417. Please stay somewhere safe away from traffic while you wait.

CUSTOMEROkay, got it. So, just to check, how much do I have to pay out of pocket for this? Is there a deductible? Because he hit me, I should not have to pay that, right? Also, is my premium going to go up because of this?

AGENTYour policy’s collision deductible is $500. If the repairs are handled under your collision coverage, that’s the deductible that applies. Being hit by another driver does not automatically mean it is waived. Priya, your adjuster, can explain how the other driver’s insurance may handle payment and whether you could recover the deductible. Your total out-of-pocket cost isn’t confirmed yet. Rental reimbursement is limited to $40 per day for up to 30 days, and towing is covered up to 25 miles; costs beyond those limits may be your responsibility. I also can’t confirm whether your premium will change. I don’t have a verified rate determination, so I don’t want to promise that it will—or won’t—go up.

CUSTOMERAlright, that makes sense. I'll wait for Priya to get in touch about the deductible and the premium. Thank you for your help and for getting everything started. Goodbye.

AGENTYou’re welcome. Your claim number is NGM-904417.

AGENTPlease stay safe while you wait for the tow. Goodbye.

How these numbers are measured →