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Roark Live Bench · Suite v1.3 · Sweep of 23 October 2026

Voice AI models, ranked on live phone calls.

Every speech-to-text, language model and text-to-speech model, run in every combination on the same real call to the same agent. A model is ranked on every stack it runs in; the stacks are the evidence.

661 stacks published13,990 scored callsPublished at 20 scored calls

Our picks

Task completionMedian responseCost per minute

The read

  • 430 of 642 cascades complete the task in at least 90% of calls, and the top 10 sit within 1 point of each other. What separates the top stacks is speed and cost.
  • Median response time runs from 0.5 s to 6.0 s on the same agent and the same caller, a spread of 5.5 s that comes entirely from the models behind it.
  • No stack wins everything. The fastest, OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD at 0.5 s, ranks 530 of 642 on task completion; the most complete is Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD at 99%.
  • The language model matters most: swapping it moves task completion by 7 points, against 3 for the speech engine and 2 for the transcriber.

Cascade vs Speech-to-Speech

The first choice to make. A cascade chains three models: one transcribes, one decides what to say, one speaks. A speech-to-speech model does all three at once. Both run the same agent on the same calls here.

  • Cascades lead on task completion, tool use and time to first word; speech-to-speech leads on response time and cost per task. Neither wins outright, so the right choice depends on what your calls need.
  • The biggest difference is task completion: 95% for cascades against 77% for speech-to-speech.
CascadeSpeech-to-speech
Task completionTool useTime to first wordResponse timeCost per task255075100
MeasureCascadeSpeech-to-speech
Task completion
95% (leads)77%
Tool use
72% (leads)55%
Time to first word
0.7 s (leads)1.3 s
Response time
3.6 s2.6 s (leads)
Cost per task
$0.15$0.15 (leads)

The three strongest of each, averaged. Cascades: Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.5; AssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Rime Coda; Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + Rime Coda. Speech-to-speech: grok-voice-think-fast-2.0; gemini-3.8-live; amazon.nova-2-sonic-v1:0. Each measure is scored 0 to 100 on its own scale, further out is better; the table gives the same figures in their own units.

Which to use

  • Choose speech-to-speech when the pause matters more than the outcome: short transactional calls, callers who interrupt, queues where every half second costs you callers. Expect to pay more, and choose the model carefully (gpt-live-1 (backend gpt-6.1-sol) leads here).
  • Choose a cascade when the call has to complete, when cost matters, or when you need to see which stage to fix. It is 13 points ahead on task completion here.
  • Costs are what each stack’s providers charged for these calls, at the rates in effect when they ran. Telephony and hosting are not included.

Speech-to-Text

The transcriber turns the caller's speech into text. It decides what the agent thinks it heard, and nothing after it can start until it finishes.

  • AssemblyAI Universal-3.6 Pro, AssemblyAI Universal-3.5 Pro, Deepgram Nova-3 and Speechmatics Enhanced (realtime) are level: none leads by more than the margin of error. Of them, AssemblyAI Universal-3.6 Pro costs least, at $0.030 a call. Avoid Speechmatics Linden-1 (own VAD): last on semantic word error rate (2.2%).
  • Speechmatics Linden-1 (own VAD) delivers its transcript in 0.49 s, OpenAI Whisper-1 in 1.93 s: 1.44 s added to every turn of the call.
  • AssemblyAI Universal-3.6 Pro is the most accurate: it changes the meaning of 0.9% of the caller's words, against 2.2% for Speechmatics Linden-1 (own VAD).
  • In 341 of 648 cascades the transcriber is the slowest step of the turn, whichever model runs it.

Open a model to see where it ranks and the stacks it works best in.

Language model

The language model decides what the agent says and does. It has the most influence on whether the task gets done, and usually takes the largest share of each turn.

  • Pick OpenAI GPT-6.1 Sol: it leads on task completion (95%), tool use (71%) and instruction following (4.2 / 5). If speed matters more, Anthropic Claude Haiku 4.5 is the quickest, at 0.36 s, and completes 91%. Avoid OpenAI GPT-5.1: last on tool use (33%) and instruction following (4.1 / 5).
  • Anthropic Claude Haiku 4.5 starts answering in 0.36 s, Google Gemini 3.8 Flash in 1.47 s: 1.11 s added to every turn of the call.
  • OpenAI GPT-6.1 Sol uses its tools most reliably: it handles its tools without a mistake on 71% of calls, against 33% for OpenAI GPT-5.1.
  • In 161 of 648 cascades the language model is the slowest step of the turn, whichever model runs it.
7OpenAI GPT-4o44 / 100

Open a model to see where it ranks and the stacks it works best in.

Text-to-Speech

The speech engine is the voice the caller hears, and the last step before they hear anything.

  • Cartesia Sonic-3.6, Cartesia Sonic-3.5 and ElevenLabs v4 Turbo are level: none leads by more than the margin of error. Of them, Cartesia Sonic-3.5 costs least, at $0.165 a call. Avoid OpenAI TTS-1 HD: last on readback accuracy (80%), word error rate (8.7%) and time to first audio byte (2.09 s).
  • ElevenLabs v4 Turbo starts speaking in 0.11 s, OpenAI TTS-1 HD in 2.09 s: 1.97 s added to every turn of the call.
  • Cartesia Sonic-3.6 is the most accurate: it reads codes, amounts and dates back correctly 87% of the time, against 80% for OpenAI TTS-1 HD.
  • Cartesia Sonic-3.6 sounds the most human: 3.8 / 5, against 3.4 / 5 for ElevenLabs Flash v2.5.
  • In 99 of 648 cascades the speech engine is the slowest step of the turn, most often with OpenAI TTS-1 HD (54 of them).
5Rime Coda67 / 100
8OpenAI TTS-155 / 100

Open a model to see where it ranks and the stacks it works best in.

Speech-to-Speech models

One model listens, reasons and speaks, so there is nothing to swap and no stages to split. Each is judged on the whole call, with the same calls and the same scoring as every cascade.

  • The model matters as much as the architecture: gpt-live-1 (backend gpt-6.1-sol) completes 86% of tasks, ElevenLabs Realtime v1 Mini 42%.
  • grok-voice-think-fast-2.0 answers in 2.1 s against 4.1 s for gemini-2.5-flash-native-audio-preview-12-2025.
  • Price varies as much as quality: $0.06 per completed task for amazon.nova-2-sonic-v1:0, $0.69 for gpt-realtime-2.

Every stack

The evidence behind the model boards: each combination on its own calls, scored on the same recipe. Open a stack for its full report, every figure it was scored on and the calls behind them.

AssemblyAIOpenAICartesiaGoogleDeepgramRimeElevenLabsAnthropicSpeechmaticsxAIUltravoxAmazoneach bar split by what every figure earned of its weight
0255075100

Each score carries its 95% margin of error. A rank is the best place a stack could hold once every margin is allowed for, so stacks the calls cannot tell apart share one and are listed by the low end of their margin; hover a rank for the worst place it could hold. 92 stacks are level with the leader: their calls cannot tell them apart. Among them, 31 Google Gemini 3.8 Flash, 29 OpenAI GPT-6.1 Sol, 19 Anthropic Claude Sonnet 5.5, 9 Anthropic Claude Haiku 4.5, 2 OpenAI GPT-4o mini, 1 OpenAI GPT-4.1 and 1 speech-to-speech; 48 AssemblyAI, 23 Deepgram and 20 Speechmatics; 48 Cartesia, 33 ElevenLabs, 9 Rime and 1 OpenAI. A cascade's figures are 25% its own calls and 75% what every other stack shows about its transcriber, language model and voice.

Not ranked here for missing data: Speechmatics Linden-1 + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD (no response time or tool use or human-likeness or readback accuracy or voice consistency).

See all 654 stacks

By industry

Each industry ranked on its own calls: the same five callers, its own tasks and tools. A stack has a handful of calls in each, so a cascade is ranked on what its transcriber, language model and voice show across every stack in that industry, and a speech-to-speech model on its own calls there. Pairings show on the main board. Every panel is on one scale, so a bar reads against the other industries as well as its own.

Healthcare

Reschedule an appointment. A patient moves a dermatology appointment around a work schedule, corrects their date of birth, narrows the times twice, and asks about the change fee, parking and insurance.

Home services

Urgent repair: triage and booking. A caller with a burst pipe needs safety advice first, then an emergency visit. The unit on file is out of date, the callback number gets corrected, and the caller pushes for an earlier visit.

Insurance

Report a new auto claim. A driver who was just rear-ended reports a claim, corrects the policy number, spells the other car’s plate, asks about the deductible, a rental and their premium, and needs a tow.

Customer support

Internet outage troubleshooting. A technical caller who has already rebooted the gateway pushes back on scripted steps, wants the line fixed, and asks for a bigger credit for the downtime.

How it works

Every number on this page comes from real phone calls, placed and scored the same way for every stack.

01

Real calls, four industries, five callers

Roark places real phone calls over the public phone network to a reference agent for each of four industries: rescheduling a clinic appointment, booking an urgent home repair, opening an auto insurance claim and fixing an internet outage. Each agent has its own prompt and tools, identical for every stack. The tasks carry the details real calls trip on: a corrected date of birth, a policy number spelled out, a constraint added halfway through.

Every industry is called by the same five simulated callers: a quiet US English line, a Spanish-accented caller on a city street, an Indian English caller in a busy café, a flustered Southern caller with a baby crying, and a fast caller who interrupts over construction noise. They are equally clear about what they want, so a call fails because of the agent, not the caller. Only the models change, so any difference on the board comes from them.

Each caller rings each industry once for a cascade and four times for a speech-to-speech model. A cascade's figures also draw on its parts, heard in dozens of other stacks; a speech-to-speech model has only its own calls, so it takes more of them.

That makes industries comparable over the same callers, and callers over the same tasks, and the board can be re-ranked by either. One caller within one industry is too few calls to judge, so the board never shows it.

655

stacks

20

calls per stack

13,876

calls scored

02

Every model, in every combination

9 transcribers, 8 language models and 9 voices are run in every combination with each other, beside 13 speech-to-speech models. A model's own figures pool every stack it runs in, adjusted for its partners in each one, so every model is compared as if it ran with the same partners. A transcriber's figure rests on hundreds of calls with every language model and every voice, not on one lucky pairing.

That measures a model where it actually works: inside a running agent, on live phone audio, through interruptions, corrections and real turn-taking. A test that feeds a model clean audio files or one prompt at a time never sees any of that.

03

One score, weighted by what matters on a call

Each section ranks on a Roark score. Every figure scores 0 to 100 between two published points: full marks where doing better makes no difference to the caller, zero where the call breaks down. Each then counts at its weight, and the weights follow one order everywhere: whether the caller got what they rang for, then whether the agent got it right, then speed.

A stack, cascade or speech-to-speech, is scored on the outcome and the reply first, then on what each of its components got right on its own calls: the words its transcriber got wrong in a way that changes the meaning, whether its voice read codes and amounts back right, how human it sounded, and whether its tools were handled. A component that leads its section lifts every stack that carries it, by the same recipe for every stack. A figure a stack cannot carry, such as a semantic word error rate for a speech-to-speech model with no transcript, is credited at the field median, so the stack is neither flattered nor punished for it.

On a full sweep each cascade's figure is 25% what its own calls measured and 75% what every other stack shows about its transcriber, language model and voice, fitted across the whole sweep. The split is the same for every stack, so a lucky run does not lead and a stack's score does not move with how noisy its calls were. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls. The best overall pick, on the main board and in each industry, is the stack whose score is highest at the low end of its margin of error, so a few lucky calls cannot carry a stack past one whose score rests on hundreds. Stacks that share a rank are listed the same way, so the first row is the pick.

That order comes from real-world voice agent calls, where getting the conversation right predicts how a call ends more strongly than speed does. The latency points come from the same calls: replying faster than about 2 seconds made no measurable difference, and calls went measurably worse once the agent took more than about 3 seconds to reply.

Stacks and speech-to-speech

FigureWeightFull marksZero
Task completionscenario_adherence_check21%100%80%
An agent that completes fewer than four calls in five is not fit to deploy. On a full sweep, a cascade's figure is 25% what its own calls (20 or more) measured and 75% what every other stack shows about its transcriber, language model and voice, the same split for every stack, so a lucky run does not lead. Where the sweep is too small for that, and for a speech-to-speech model, the figure is the stack's own. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls.
Response timeresponse_time17%2.0 s6.0 s
In real calls, replying faster than 2 s made no measurable difference, and calls went worse past 3 s.
Instruction followinginstruction_follow13%5.0 / 53.0 / 5
Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range.
Semantic word error ratestt_semantic_word_error_rate13%0.5%3%
At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way.
Tool usetool_use13%100%50%
An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on.
Human-likenessvoice_human_likeness8%4.5 / 52.5 / 5
4.5 out of 5 is close to a person on the phone; 2.5 sounds plainly synthetic.
Time to first wordtime_to_first_word4%1.0 s4.0 s
A greeting within 1 s sounds natural; 4 s of silence sounds like a dead line.
Readback accuracytts_entity_readback_accuracy4%100%60%
Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong.
Word error ratetts_word_error_rate4%2%12%
At 2% the voice says what it was given; at 12% one word in eight comes out wrong.
Voice consistencyvoice_consistency_check4%100%80%
A voice that changes speaker on one call in five is not one a business can put its name to.

Shown, not scored: Turn budget, Barge-in handlingbarge_in_yield_appropriateness

Counted only with price factored in: Cost per task

Language model

FigureWeightFull marksZero
Task completionscenario_adherence_check36%100%80%
An agent that completes fewer than four calls in five is not fit to deploy.
Tool usetool_use27%100%50%
An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on.
Instruction followinginstruction_follow18%5.0 / 53.0 / 5
Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range.
Time to first tokenllm_time_to_first_token18%0.50 s2.00 s
Under 0.5 s is not noticeable; at 2 s the first token alone takes two thirds of the 3 s past which real calls go worse.

Shown, not scored: Prompt cache hitsllm_prompt_cache_hit_rate

Counted only with price factored in: Cost per call

Speech-to-Text

FigureWeightFull marksZero
Semantic word error ratestt_semantic_word_error_rate71%0.5%3%
At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way.
Time to final transcriptstt_time_to_final_transcript29%1.00 s2.50 s
The fastest transcribers finish in about 1 s; past 2.5 s the transcript alone uses most of a natural reply time.

Shown, not scored: Word error ratestt_word_error_rate

Counted only with price factored in: Cost per call

Text-to-Speech

FigureWeightFull marksZero
Readback accuracytts_entity_readback_accuracy32%100%60%
Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong.
Word error ratetts_word_error_rate21%2%12%
At 2% the voice says what it was given; at 12% one word in eight comes out wrong.
Time to first audio bytetts_time_to_first_byte21%0.20 s1.50 s
Under 0.2 s is not noticeable; 1.5 s is half the point where calls go worse.
Human-likenessvoice_human_likeness16%4.5 / 52.5 / 5
4.5 out of 5 is close to a person on the phone; 2.5 sounds plainly synthetic.
Voice consistencyvoice_consistency_check11%100%80%
A voice that changes speaker on one call in five is not one a business can put its name to.

Counted only with price factored in: Cost per call

Factor in price and cost takes 25% of the score; the other weights keep their proportions. Price is scored on a log scale, so each doubling costs the same points.

A figure listed as shown, not scored is on the section’s boards and outside its score. Where a section has not collected a scored figure yet, the others share its weight.

04

Every call recorded and judged

Every call is recorded. Judge models score each transcript for the outcome and the conversation, and the timings come from the recording. Every figure links to the calls behind it.

Roark is on both sides of every call: it plays the caller, so it keeps the exact text its caller said, and it runs the agent under test, so it sees what the agent’s transcriber heard and what its model wrote for its voice. The transcript and voice figures come from lining those up, with no hand-made transcript in between. Each carries a margin from the synthetic voice or Roark’s transcriber in the loop. Every model faces the same ones under the same conditions, so the figures compare models on the same calls through the same voice and the same ear, though those slips need not fall evenly on each model. The rates will not match a vendor’s figure on a curated set; read them against each other.

An example: one call from this sweep

Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD, 23 October 2026. Highlighted turns are the ones that affected a score. Every stack's report links to its calls.

Transcript, verbatim.

Read the full methodology

See how your own agent compares

Roark runs the same kind of calls against your agent, on your scenarios, with the same scoring.

Test your agent

Deepgram Nova-2 + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.5

Cascade

Rank on Roark score

#1of 654 stacks

63 / 100

The leader

Where it ranks

Roark score with price65 / 1001 of 654Leads
Task completion97%59 of 655Leader Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD, 99%
Tool use72%51 of 632Leader AssemblyAI Universal-3.5 Pro + Anthropic Claude Sonnet 5.5 + Cartesia Sonic-3.5, 85%
Time to first word0.9 s258 of 655Leader AssemblyAI Universal-3.5 Pro + OpenAI GPT-6.1 Sol + ElevenLabs Flash v2.5, 0.5 s
Response time4.0 s412 of 654Leader OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD, 0.5 s
Barge-in handlingn/aLeader gemini-2.5-flash-native-audio-preview-12-2025 (speech-to-speech), 100%
Turn budget4.0 s375 of 596Leader OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD, 0.5 s
Cost per task$0.19264 of 654Leader Speechmatics Linden-1 + OpenAI GPT-4o mini + OpenAI TTS-1, $0.05

Its models

Task completion

Task completion

How much of the caller’s task the agent completed: the share of the scenario’s checks a judge model found met in the transcript, averaged over calls. Before v1.3, the share of calls judged 4 or better out of 5.

20 calls
97%Completed

#59 of 661 on the board · best 99%

Flow adherence

How closely the agent followed the intended conversation flow, judged per call. 5 = fully followed.

20 calls
4.5/ 5avg

med

5

#1 of 661 on the board · best 5.0 / 5

Instruction following

How well the agent stuck to the instructions in its own prompt. 5 = followed throughout.

20 calls
4.2/ 5avg

med

4

#12 of 661 on the board · best 5.0 / 5

Turn-taking

Barge-in handling

When the caller interrupts, how often the agent made the right call: yielding to a real correction, and holding the floor through a filler.

Not scored by this sweep.

Incorrect interruptions

How often the agent interrupted the caller when it should have kept listening.

20 calls
0.00%avg

p50

0.00%

p95

0.00%

#1 of 661 on the board · best 0%

Overtalk

Share of the conversation where both sides were speaking over each other.

20 calls
0.60%avg

p50

0.18%

p95

1.95%

#263 of 661 on the board · best 0.0%

Agent self-cutoffs

Times the agent cut its own sentence off mid-word.

20 calls
0.00per callavg

p50

0.00per call

p95

0.00per call

#1 of 661 on the board · best 0.0 per call

Understanding & effort

Caller effort

How hard the caller had to work: repeating themselves, correcting, re-explaining. 1 = effortless.

Not scored by this sweep.

Repeated-info loops

Times per call the agent re-asked for something the caller had already given.

28 calls
0.57per callavg

p50

1.00per call

p95

1.00per call

#180 of 493 on the board · best 0.0 per call

Speech-to-Text

Semantic word error rate

The caller's words the agent's transcriber got wrong in a way that changes the meaning, as a judge reads each difference.

20 calls
1.16%avg

p50

0.72%

p95

3.84%

#376 of 648 on the board · best 0.0%

Word error rate

The caller's words the agent's transcriber missed, changed or invented, against what the caller actually said.

20 calls
3.42%avg

p50

2.63%

p95

7.64%

#445 of 648 on the board · best 1.2%

Text-to-Speech

Readback accuracy

Share of the codes, amounts, dates and phone numbers the agent wrote that its voice read out correctly. One wrong digit is a miss.

20 calls
82.7%avg

p50

88.7%

p95

97.2%

#328 of 603 on the board · best 100%

Word error rate

The share of the words the agent wrote that its voice dropped or changed, read back from Roark’s transcription of the recording; the same transcriber hears every voice.

20 calls
5.01%avg

p50

3.03%

p95

17.3%

#217 of 648 on the board · best 1.9%

Voice

Human-likeness

How human the agent's voice sounds, scored by an audio model on intonation, rhythm and expressiveness. 5 = hard to tell from a person.

20 calls
3.5/ 5avg

med

3.5

#390 of 659 on the board · best 4.3 / 5

Voice consistency

Share of calls where every line the agent spoke was the same speaker, with no change of speaker, gender or language voice partway. It checks who is speaking, not how they sound.

20 calls

Not scored by this sweep.

#1 of 659 on the board · best 100%

Latency

Response time

The silence between the caller finishing and the agent starting to speak, measured from the recording on every turn of the call.

165 turns
3.79savg

p50

4.04s

p95

5.98s

#415 of 660 on the board · best 0.50 s

Time to first word

How long the caller waits before the agent first speaks after pickup.

20 calls
0.93savg

p50

0.93s

p95

1.44s

#260 of 661 on the board · best 0.45 s

Latency spikes

Turns where the response took far longer than the rest of the conversation.

20 calls
6.70per callavg

p50

6.50per call

p95

10.2per call

#496 of 661 on the board · best 0.0 per call

By industry

IndustryTask completionLatency P50Barge-in handling
Healthcare95%4.50 s—
Home services98%4.44 s—
Insurance98%3.79 s—
Customer support95%3.83 s—

By caller

CallerTask completionLatency P50Barge-in handling
US English, quiet line96%3.40 s—
Spanish-accented English, city street100%4.36 s—
Indian English, busy café96%4.40 s—
Southern US, flustered, crying baby93%3.97 s—
Fast and interrupting, construction outside98%4.15 s—

The calls behind the numbers

Customer support

AGENTBrightwave Internet support, this is Alex. What’s going on with your service?

CUSTOMERHey. Sorry. I got a baby crying here. So I'm a little flustered. My Internet's been down for about two hours now. I work from home, so this is kinda urgent. There's a road crew digging up the street outside, and I'm wondering if that's got anything to do with it. I already rebooted the gateway twice and checked all the cables. The Internet light's blinking orange. Can you help me figure out what's going on?

AGENTI can help. You’ve already rebooted twice and checked the cables, so we won’t repeat those steps. What’s your account number or the phone number on the account? I’ll check for an area outage first.

CUSTOMERYeah. Sure. I think my account number is BW883017 Sorry. Last digit is 1. Is that okay? Or, you need my phone number too?

AGENTThat’s enough—your corrected account number is BW883011. I’ll look it up now.

AGENTThere’s no known area outage or maintenance reported. I’ll test the line to your gateway to see what’s causing the disconnect.

AGENTThe

CUSTOMERAlright.

CUSTOMERSorry. What was that? Could you repeat that last part?

AGENTThe signal to your gateway is good, but it isn’t registered on our network. The test recommends a remote reset, which is different from the reboots you already tried. I’ll send that now.

AGENTThe

CUSTOMEROkay. Uh-huh. Please go ahead with the remote reset. Just wanna make sure, are you sure that's safe? I really need this to work. Let me know when it's done.

AGENTYes—the remote reset is a standard troubleshooting step. It’s already done, and your gateway is now registered and online. Your devices may take about two minutes to reconnect. Then try opening a website and let me know if it works.

CUSTOMERAlright. The Internet light just went solid white. How long should it take for everything to be back online? I've got a bunch of devices here. Sorry. I can't check a website right now. My hands are full with the baby. Is there any way you can confirm from your end?

AGENTYes—the reset result confirms your gateway is registered and online from our end. Your devices should reconnect within about two minutes; I can’t confirm each device individually. No need to check a website right now. If any devices are still offline after a few minutes, let me know.

CUSTOMEROkay. Thanks for checking. Since I lost two hours of work, can I get a credit for the downtime? Sorry if I'm being a bother. I just wanna make sure that's possible.

AGENTYou’re not a bother. I’ve applied a $10.00 credit for the downtime to account BW883011. It will appear on your next bill.

CUSTOMERAlright. Thank you. I lost two hours of work, though. Can you make it more than that? Sorry. I just really need the help right now.

AGENTI’ve

CUSTOMERHello?

AGENTI’m here—sorry about that. I’ve applied an additional $10.00 credit, bringing your total to $20.00 on account BW883011. Both credits will appear on your next bill.

CUSTOMEROkay. Thank you so much. That helps a lot. I appreciate you taking care of this. Goodbye.

AGENTYou’re welcome. Take care, and goodbye!

Healthcare

AGENTRiverbend Health Clinic, this is Alex. How can I help you today?

CUSTOMERHey. I need to reschedule my dermatology appointment that set for next Wednesday morning. I just gotta sign a work shift then. Can we move it to a time after 3PM? I'm Nate Brooks.

AGENTI can help, Nate. What’s your full name and date of birth so I can verify your appointment?

CUSTOMERYeah. Nate Brooks, 03/17/1948. Sorry. No. 1984. 03/17/1984. Let's get this done quick. I'm on my lunch break.

AGENTVerified: Nate Brooks, March 17, 1984. Your dermatology appointment with Dr. Okafor is next Wednesday at 9:15 AM. Available times after 3 PM are Tuesday at 3:45 PM or Thursday at 4:10 PM. Which works for you?

CUSTOMERRight. So Tuesday doesn't work after

CUSTOMERall. I pick up my daughter then. What about Friday? Any slots open?

AGENTFriday’s only listed opening is 11:30 AM, which doesn’t fit your after-3-PM requirement. Thursday at 4:10 PM is still available—would that work?

CUSTOMERYeah.

CUSTOMERThursday at 04:10PM works. Go ahead and book that. There a fee for changing the appointment?

AGENTYou’re rescheduled with Dr. Okafor for Thursday at 4:10 PM. Your confirmation code is RVB-3M8P2.

CUSTOMERYep. Got it. Where should I park when I come in?

AGENTPark for free in Lot C, using the entrance on River Road. Your appointment is in Main Campus, Building B. Arrive 15 minutes early with your

CUSTOMERYeah.

CUSTOMEROkay. Understood. Doctor Okafur accept Aetna insurance?

AGENTI can’t verify whether Dr. Okafor accepts your specific Aetna plan. Please check with the clinic’s billing team or Aetna to confirm coverage. Also,

CUSTOMERFine. I'll check with my insurance. Thanks for your help. Goodbye.

AGENTYou’re welcome! Before

AGENTyou go, your fee question: changes more than 24 hours before the appointment are free; later changes carry a $40 fee. Goodbye!

Home services

AGENTCopperline Home Services, this is Alex. What can I help you with?

CUSTOMERSorry. Got a bit of a situation here. The pipe under my kitchen sink just burst, and water's pouring out all over the floor. Running toward a power strip. I've got a baby crying and I haven't shut the water off yet. Can you help me right away?

AGENTYes—first, get yourself and your baby away from the water and power strip. Don’t touch the strip, its plug, or any outlet near the water. If you

CUSTOMERK. I'm moving us back now. I won't touch anything. Promise. Sorry. I'm just worried. What do I do next? I try and shut the water off somewhere?

AGENTYes—if you can reach the water main shutoff without stepping into water or going near the power strip, turn it off. For a lever, turn it a quarter turn so it’s across the pipe; for a round handle, turn clockwise. Don’t reach under the sink if water is near electricity. Keep your baby somewhere dry and safe. If there’s sparking, smoke, or anyone has been shocked, stay away and call 911. Can you safely reach the shutoff, and has the water reached the power strip?

CUSTOMERI think I can get through the shutoff. It's out in the hallway, not under the sink. The water's close to the strip, but hasn't touched it yet. I'll go turn it off now. Just a second. Okay. It's off. The water stopped. Is that alright? What should I do next?

AGENTYes—turning off the main was the right step. Leave it off, and keep yourself and your baby away from the wet floor and power strip. Don’t use that strip while the area is wet. Our earliest emergency arrival window is today, 2–4 PM. What’s your service address, including any unit number, and the best callback number? I’ll check your account and confirm the fee before we book.

CUSTOMERThank you. I'm, I'm really anxious about all this. So my address is 1480 Larkspur Avenue, Unit 4 D. I actually moved from 4 B to 4 D last month. So I wanna make sure you have the right one. And my callback number is (503) 555-0139.

CUSTOMERNo. 0193. Is that okay? Can you tell me how much the visit will cost before I agree? And, is there any way someone could come before 2PM?

AGENTYes—I’ve corrected the callback number to (503) 555-0193. Your account still lists 4B, but I’ll use 1480 Larkspur Avenue, Unit 4D for this visit. You’re a Copperline Care member, so the emergency callout fee is $99. That’s the callout fee, not a confirmed total for repairs. The earliest available arrival window is today, 2–4 PM; there isn’t an earlier window offered. Do you agree to the $99 callout fee and that window? Also, is there a gate code or any access instruction for the technician?

CUSTOMERSorry. I'm a little nervous about all this. Please use Unit 4 D for everything. And, yeah, I understand the $99 callout fee. That's alright. Go ahead and book it for the two to 4PM window. Oh, and the gate code is pound 2719. Is there anything else you need from me? Who's gonna be coming out, and how will I know they're on their way? Can you me a ticket number too just so I can keep track?

CUSTOMERHello?

AGENTI’m here—you’re booked. Nothing else is needed right now. - Arrival: Today, 2–4 PM, with technician Dana. - Address: 1480 Larkspur Avenue, Unit 4D—not 4B. - Gate code: #2719. - Callback: (503) 555-0193. - Emergency callout fee: $99; repairs are additional. - Ticket: CPL-58210. Dana will text your callback number 30 minutes before arrival. Until then, leave the water main off and keep yourself and your baby away from the wet area and power strip. You did the right thing shutting off the water.

CUSTOMERThank you. I'm real grateful for your help. Sorry for all the questions. I just get anxious about these things. I've got the ticket number now. CPL58210. I'll keep the water off and stay clear of the power strip. Thanks again. Goodbye.

AGENTYou’re very welcome—no

AGENTneed to apologize. That’s correct: CPL-58210. Dana is booked for today, 2–4 PM, and will text 30 minutes before arrival. Take care of yourself and your baby. Goodbye.

Insurance

AGENTNorthgate Mutual claims, this is Alex. Are you somewhere safe right now?

CUSTOMERYes. I'm somewhere safe. I'm standing next to my car just off the road.

AGENTIs anyone injured? If anyone is hurt or in danger, please call 911 before we continue.

CUSTOMERNo. Nobody's injured. I just need help with the claim. Nobody was hurt in the accident.

AGENTI can help with that. What’s your policy number and the policyholder’s last name?

CUSTOMERSure. My policy number is NG4471903. No. Sorry. Last one is 2. The last name is Ellis.

AGENTThank you, Ellis. Your corrected policy number is NG4471902.

AGENTYour policy

CUSTOMERYeah.

CUSTOMERGo ahead.

AGENTYour policy is verified for a 2021 Honda CR-V. When and where did the accident happen, and what happened? Also, can your car be driven safely?

CUSTOMERNo. I can't drive it. The back bumper is crushed, and the rear wheel rubs. So it's not safe to drive. The accident happened about twenty minutes ago. At the intersection of Sessie 5th Avenue and Alder Street. I was stopped at a red light. And another car hit the back of mine.

AGENTDon’t drive it with the wheel rubbing. I can arrange a tow. To confirm the location, did you mean SE 5th Avenue and Alder Street? What city are you in, and is your car still near that intersection? What phone number should the tow driver call? Also, what

CUSTOMERYes.

CUSTOMERRight. My car is still near the intersection of S E 5th Avenue and Alder Street. I'm in Portland. The tow driver should call my number. (907) 416-6708.

AGENTEastside Towing has been dispatched, with an estimated arrival in 45 minutes. They’ll take your car to the Northgate partner repair shop at 9th and Morrison. What’s the other driver’s name, insurer, and license plate? Did police attend, and do you have a report number?

CUSTOMERThe other driver's name is Kevin Lund. He's insured with Pacific Shore. His license plate is 7KX like X-ray, R214. Police did not attend. So there's no report number.

AGENTI have Kevin Lund, insured with Pacific Shore, and license plate 7KXR214. Police did not attend, and there’s no report number. What date did this happen, and approximately what time? You mentioned it was about twenty minutes ago.

CUSTOMERThat's right. This happened today, about twenty minutes ago. It's around 02:30PM right now. So the accident was at about 02:10PM.

AGENTYour claim

CUSTOMERHello?

CUSTOMERUh-huh.

AGENTI’m here. Your claim is open, and your claim number is NGM-904417. Your assigned adjuster is Priya Shah, who will contact you within one business day. Eastside Towing is dispatched with an estimated arrival of 45 minutes. Please stay somewhere safe while you wait, and don’t drive the car.

CUSTOMEROkay. How much do I have to pay for this? Is there a deductible? And since he hit me, I shouldn't have to pay that. Right? Also, do I get a rental car? And is my premium going to go up?

AGENTYour coverage shows: - Collision deductible: $500. Being hit by another driver doesn’t automatically mean you won’t have to pay it. Priya can explain whether it applies and whether it may be recovered from the other driver’s insurer. - Rental reimbursement: $40 per day for up to 30 days, starting the day your claim is opened. - Towing: covered up to 25 miles. I can’t confirm

CUSTOMERGot it.

CUSTOMERRight. So Priya will let me know about the deductible and if the other driver's insurance covers it. Will she also tell me if my premium is going to go up? And I get up to $40 per day for a rental starting today. Is that correct?

AGENTYes—your rental reimbursement is up to $40 per day for up to 30 days, starting today, when your claim was opened. Priya can explain how the deductible applies and whether it can be recovered from the other driver’s insurer. You can also ask her about your premium, but I can’t confirm whether it will increase or whether she can determine that; she can direct you to the right person if needed.

CUSTOMEROkay. I'll wait to hear from Priya then. I've got the claim number, and I understand the tow and rental details. Thanks for your help. Goodbye.

How these numbers are measured →