Skip to content

Roark Live Bench · Suite v1.3 · Sweep of 23 October 2026

Voice AI models, ranked on live phone calls.

Every speech-to-text, language model and text-to-speech model, run in every combination on the same real call to the same agent. A model is ranked on every stack it runs in; the stacks are the evidence.

661 stacks published13,990 scored callsPublished at 20 scored calls

Our picks

Task completionMedian responseCost per minute

The read

  • 430 of 642 cascades complete the task in at least 90% of calls, and the top 10 sit within 1 point of each other. What separates the top stacks is speed and cost.
  • Median response time runs from 0.5 s to 6.0 s on the same agent and the same caller, a spread of 5.5 s that comes entirely from the models behind it.
  • No stack wins everything. The fastest, OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD at 0.5 s, ranks 530 of 642 on task completion; the most complete is Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD at 99%.
  • The language model matters most: swapping it moves task completion by 7 points, against 3 for the speech engine and 2 for the transcriber.

Cascade vs Speech-to-Speech

The first choice to make. A cascade chains three models: one transcribes, one decides what to say, one speaks. A speech-to-speech model does all three at once. Both run the same agent on the same calls here.

  • Cascades lead on task completion, tool use and time to first word; speech-to-speech leads on response time and cost per task. Neither wins outright, so the right choice depends on what your calls need.
  • The biggest difference is task completion: 95% for cascades against 77% for speech-to-speech.
CascadeSpeech-to-speech
Task completionTool useTime to first wordResponse timeCost per task255075100
MeasureCascadeSpeech-to-speech
Task completion
95% (leads)77%
Tool use
72% (leads)55%
Time to first word
0.7 s (leads)1.3 s
Response time
3.6 s2.6 s (leads)
Cost per task
$0.15$0.15 (leads)

The three strongest of each, averaged. Cascades: Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.5; AssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Rime Coda; Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + Rime Coda. Speech-to-speech: grok-voice-think-fast-2.0; gemini-3.8-live; amazon.nova-2-sonic-v1:0. Each measure is scored 0 to 100 on its own scale, further out is better; the table gives the same figures in their own units.

Which to use

  • Choose speech-to-speech when the pause matters more than the outcome: short transactional calls, callers who interrupt, queues where every half second costs you callers. Expect to pay more, and choose the model carefully (gpt-live-1 (backend gpt-6.1-sol) leads here).
  • Choose a cascade when the call has to complete, when cost matters, or when you need to see which stage to fix. It is 13 points ahead on task completion here.
  • Costs are what each stack’s providers charged for these calls, at the rates in effect when they ran. Telephony and hosting are not included.

Speech-to-Text

The transcriber turns the caller's speech into text. It decides what the agent thinks it heard, and nothing after it can start until it finishes.

  • AssemblyAI Universal-3.6 Pro, AssemblyAI Universal-3.5 Pro, Deepgram Nova-3 and Speechmatics Enhanced (realtime) are level: none leads by more than the margin of error. Of them, AssemblyAI Universal-3.6 Pro costs least, at $0.030 a call. Avoid Speechmatics Linden-1 (own VAD): last on semantic word error rate (2.2%).
  • Speechmatics Linden-1 (own VAD) delivers its transcript in 0.49 s, OpenAI Whisper-1 in 1.93 s: 1.44 s added to every turn of the call.
  • AssemblyAI Universal-3.6 Pro is the most accurate: it changes the meaning of 0.9% of the caller's words, against 2.2% for Speechmatics Linden-1 (own VAD).
  • In 341 of 648 cascades the transcriber is the slowest step of the turn, whichever model runs it.

Open a model to see where it ranks and the stacks it works best in.

Language model

The language model decides what the agent says and does. It has the most influence on whether the task gets done, and usually takes the largest share of each turn.

  • Pick OpenAI GPT-6.1 Sol: it leads on task completion (95%), tool use (71%) and instruction following (4.2 / 5). If speed matters more, Anthropic Claude Haiku 4.5 is the quickest, at 0.36 s, and completes 91%. Avoid OpenAI GPT-5.1: last on tool use (33%) and instruction following (4.1 / 5).
  • Anthropic Claude Haiku 4.5 starts answering in 0.36 s, Google Gemini 3.8 Flash in 1.47 s: 1.11 s added to every turn of the call.
  • OpenAI GPT-6.1 Sol uses its tools most reliably: it handles its tools without a mistake on 71% of calls, against 33% for OpenAI GPT-5.1.
  • In 161 of 648 cascades the language model is the slowest step of the turn, whichever model runs it.
7OpenAI GPT-4o44 / 100

Open a model to see where it ranks and the stacks it works best in.

Text-to-Speech

The speech engine is the voice the caller hears, and the last step before they hear anything.

  • Cartesia Sonic-3.6, Cartesia Sonic-3.5 and ElevenLabs v4 Turbo are level: none leads by more than the margin of error. Of them, Cartesia Sonic-3.5 costs least, at $0.165 a call. Avoid OpenAI TTS-1 HD: last on readback accuracy (80%), word error rate (8.7%) and time to first audio byte (2.09 s).
  • ElevenLabs v4 Turbo starts speaking in 0.11 s, OpenAI TTS-1 HD in 2.09 s: 1.97 s added to every turn of the call.
  • Cartesia Sonic-3.6 is the most accurate: it reads codes, amounts and dates back correctly 87% of the time, against 80% for OpenAI TTS-1 HD.
  • Cartesia Sonic-3.6 sounds the most human: 3.8 / 5, against 3.4 / 5 for ElevenLabs Flash v2.5.
  • In 99 of 648 cascades the speech engine is the slowest step of the turn, most often with OpenAI TTS-1 HD (54 of them).
5Rime Coda67 / 100
8OpenAI TTS-155 / 100

Open a model to see where it ranks and the stacks it works best in.

Speech-to-Speech models

One model listens, reasons and speaks, so there is nothing to swap and no stages to split. Each is judged on the whole call, with the same calls and the same scoring as every cascade.

  • The model matters as much as the architecture: gpt-live-1 (backend gpt-6.1-sol) completes 86% of tasks, ElevenLabs Realtime v1 Mini 42%.
  • grok-voice-think-fast-2.0 answers in 2.1 s against 4.1 s for gemini-2.5-flash-native-audio-preview-12-2025.
  • Price varies as much as quality: $0.06 per completed task for amazon.nova-2-sonic-v1:0, $0.69 for gpt-realtime-2.

Every stack

The evidence behind the model boards: each combination on its own calls, scored on the same recipe. Open a stack for its full report, every figure it was scored on and the calls behind them.

AssemblyAIOpenAICartesiaGoogleDeepgramRimeElevenLabsAnthropicSpeechmaticsxAIUltravoxAmazoneach bar split by what every figure earned of its weight
0255075100

Each score carries its 95% margin of error. A rank is the best place a stack could hold once every margin is allowed for, so stacks the calls cannot tell apart share one and are listed by the low end of their margin; hover a rank for the worst place it could hold. 92 stacks are level with the leader: their calls cannot tell them apart. Among them, 31 Google Gemini 3.8 Flash, 29 OpenAI GPT-6.1 Sol, 19 Anthropic Claude Sonnet 5.5, 9 Anthropic Claude Haiku 4.5, 2 OpenAI GPT-4o mini, 1 OpenAI GPT-4.1 and 1 speech-to-speech; 48 AssemblyAI, 23 Deepgram and 20 Speechmatics; 48 Cartesia, 33 ElevenLabs, 9 Rime and 1 OpenAI. A cascade's figures are 25% its own calls and 75% what every other stack shows about its transcriber, language model and voice.

Not ranked here for missing data: Speechmatics Linden-1 + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD (no response time or tool use or human-likeness or readback accuracy or voice consistency).

See all 654 stacks

By industry

Each industry ranked on its own calls: the same five callers, its own tasks and tools. A stack has a handful of calls in each, so a cascade is ranked on what its transcriber, language model and voice show across every stack in that industry, and a speech-to-speech model on its own calls there. Pairings show on the main board. Every panel is on one scale, so a bar reads against the other industries as well as its own.

Healthcare

Reschedule an appointment. A patient moves a dermatology appointment around a work schedule, corrects their date of birth, narrows the times twice, and asks about the change fee, parking and insurance.

Home services

Urgent repair: triage and booking. A caller with a burst pipe needs safety advice first, then an emergency visit. The unit on file is out of date, the callback number gets corrected, and the caller pushes for an earlier visit.

Insurance

Report a new auto claim. A driver who was just rear-ended reports a claim, corrects the policy number, spells the other car’s plate, asks about the deductible, a rental and their premium, and needs a tow.

Customer support

Internet outage troubleshooting. A technical caller who has already rebooted the gateway pushes back on scripted steps, wants the line fixed, and asks for a bigger credit for the downtime.

How it works

Every number on this page comes from real phone calls, placed and scored the same way for every stack.

01

Real calls, four industries, five callers

Roark places real phone calls over the public phone network to a reference agent for each of four industries: rescheduling a clinic appointment, booking an urgent home repair, opening an auto insurance claim and fixing an internet outage. Each agent has its own prompt and tools, identical for every stack. The tasks carry the details real calls trip on: a corrected date of birth, a policy number spelled out, a constraint added halfway through.

Every industry is called by the same five simulated callers: a quiet US English line, a Spanish-accented caller on a city street, an Indian English caller in a busy café, a flustered Southern caller with a baby crying, and a fast caller who interrupts over construction noise. They are equally clear about what they want, so a call fails because of the agent, not the caller. Only the models change, so any difference on the board comes from them.

Each caller rings each industry once for a cascade and four times for a speech-to-speech model. A cascade's figures also draw on its parts, heard in dozens of other stacks; a speech-to-speech model has only its own calls, so it takes more of them.

That makes industries comparable over the same callers, and callers over the same tasks, and the board can be re-ranked by either. One caller within one industry is too few calls to judge, so the board never shows it.

655

stacks

20

calls per stack

13,876

calls scored

02

Every model, in every combination

9 transcribers, 8 language models and 9 voices are run in every combination with each other, beside 13 speech-to-speech models. A model's own figures pool every stack it runs in, adjusted for its partners in each one, so every model is compared as if it ran with the same partners. A transcriber's figure rests on hundreds of calls with every language model and every voice, not on one lucky pairing.

That measures a model where it actually works: inside a running agent, on live phone audio, through interruptions, corrections and real turn-taking. A test that feeds a model clean audio files or one prompt at a time never sees any of that.

03

One score, weighted by what matters on a call

Each section ranks on a Roark score. Every figure scores 0 to 100 between two published points: full marks where doing better makes no difference to the caller, zero where the call breaks down. Each then counts at its weight, and the weights follow one order everywhere: whether the caller got what they rang for, then whether the agent got it right, then speed.

A stack, cascade or speech-to-speech, is scored on the outcome and the reply first, then on what each of its components got right on its own calls: the words its transcriber got wrong in a way that changes the meaning, whether its voice read codes and amounts back right, how human it sounded, and whether its tools were handled. A component that leads its section lifts every stack that carries it, by the same recipe for every stack. A figure a stack cannot carry, such as a semantic word error rate for a speech-to-speech model with no transcript, is credited at the field median, so the stack is neither flattered nor punished for it.

On a full sweep each cascade's figure is 25% what its own calls measured and 75% what every other stack shows about its transcriber, language model and voice, fitted across the whole sweep. The split is the same for every stack, so a lucky run does not lead and a stack's score does not move with how noisy its calls were. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls. The best overall pick, on the main board and in each industry, is the stack whose score is highest at the low end of its margin of error, so a few lucky calls cannot carry a stack past one whose score rests on hundreds. Stacks that share a rank are listed the same way, so the first row is the pick.

That order comes from real-world voice agent calls, where getting the conversation right predicts how a call ends more strongly than speed does. The latency points come from the same calls: replying faster than about 2 seconds made no measurable difference, and calls went measurably worse once the agent took more than about 3 seconds to reply.

Stacks and speech-to-speech

FigureWeightFull marksZero
Task completionscenario_adherence_check21%100%80%
An agent that completes fewer than four calls in five is not fit to deploy. On a full sweep, a cascade's figure is 25% what its own calls (20 or more) measured and 75% what every other stack shows about its transcriber, language model and voice, the same split for every stack, so a lucky run does not lead. Where the sweep is too small for that, and for a speech-to-speech model, the figure is the stack's own. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls.
Response timeresponse_time17%2.0 s6.0 s
In real calls, replying faster than 2 s made no measurable difference, and calls went worse past 3 s.
Instruction followinginstruction_follow13%5.0 / 53.0 / 5
Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range.
Semantic word error ratestt_semantic_word_error_rate13%0.5%3%
At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way.
Tool usetool_use13%100%50%
An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on.
Human-likenessvoice_human_likeness8%4.5 / 52.5 / 5
4.5 out of 5 is close to a person on the phone; 2.5 sounds plainly synthetic.
Time to first wordtime_to_first_word4%1.0 s4.0 s
A greeting within 1 s sounds natural; 4 s of silence sounds like a dead line.
Readback accuracytts_entity_readback_accuracy4%100%60%
Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong.
Word error ratetts_word_error_rate4%2%12%
At 2% the voice says what it was given; at 12% one word in eight comes out wrong.
Voice consistencyvoice_consistency_check4%100%80%
A voice that changes speaker on one call in five is not one a business can put its name to.

Shown, not scored: Turn budget, Barge-in handlingbarge_in_yield_appropriateness

Counted only with price factored in: Cost per task

Language model

FigureWeightFull marksZero
Task completionscenario_adherence_check36%100%80%
An agent that completes fewer than four calls in five is not fit to deploy.
Tool usetool_use27%100%50%
An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on.
Instruction followinginstruction_follow18%5.0 / 53.0 / 5
Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range.
Time to first tokenllm_time_to_first_token18%0.50 s2.00 s
Under 0.5 s is not noticeable; at 2 s the first token alone takes two thirds of the 3 s past which real calls go worse.

Shown, not scored: Prompt cache hitsllm_prompt_cache_hit_rate

Counted only with price factored in: Cost per call

Speech-to-Text

FigureWeightFull marksZero
Semantic word error ratestt_semantic_word_error_rate71%0.5%3%
At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way.
Time to final transcriptstt_time_to_final_transcript29%1.00 s2.50 s
The fastest transcribers finish in about 1 s; past 2.5 s the transcript alone uses most of a natural reply time.

Shown, not scored: Word error ratestt_word_error_rate

Counted only with price factored in: Cost per call

Text-to-Speech

FigureWeightFull marksZero
Readback accuracytts_entity_readback_accuracy32%100%60%
Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong.
Word error ratetts_word_error_rate21%2%12%
At 2% the voice says what it was given; at 12% one word in eight comes out wrong.
Time to first audio bytetts_time_to_first_byte21%0.20 s1.50 s
Under 0.2 s is not noticeable; 1.5 s is half the point where calls go worse.
Human-likenessvoice_human_likeness16%4.5 / 52.5 / 5
4.5 out of 5 is close to a person on the phone; 2.5 sounds plainly synthetic.
Voice consistencyvoice_consistency_check11%100%80%
A voice that changes speaker on one call in five is not one a business can put its name to.

Counted only with price factored in: Cost per call

Factor in price and cost takes 25% of the score; the other weights keep their proportions. Price is scored on a log scale, so each doubling costs the same points.

A figure listed as shown, not scored is on the section’s boards and outside its score. Where a section has not collected a scored figure yet, the others share its weight.

04

Every call recorded and judged

Every call is recorded. Judge models score each transcript for the outcome and the conversation, and the timings come from the recording. Every figure links to the calls behind it.

Roark is on both sides of every call: it plays the caller, so it keeps the exact text its caller said, and it runs the agent under test, so it sees what the agent’s transcriber heard and what its model wrote for its voice. The transcript and voice figures come from lining those up, with no hand-made transcript in between. Each carries a margin from the synthetic voice or Roark’s transcriber in the loop. Every model faces the same ones under the same conditions, so the figures compare models on the same calls through the same voice and the same ear, though those slips need not fall evenly on each model. The rates will not match a vendor’s figure on a curated set; read them against each other.

An example: one call from this sweep

Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD, 23 October 2026. Highlighted turns are the ones that affected a score. Every stack's report links to its calls.

Transcript, verbatim.

Read the full methodology

See how your own agent compares

Roark runs the same kind of calls against your agent, on your scenarios, with the same scoring.

Test your agent

Deepgram Nova-2 + OpenAI GPT-6.1 Sol + ElevenLabs Turbo v2.5

Cascade

Rank on Roark score

#10of 654 stacks

61 / 100

Leader AssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.6, 68 / 100

Where it ranks

Roark score with price59 / 10094 of 654Leader AssemblyAI Universal-3.5 Pro + Google Gemini 3.8 Flash + Cartesia Sonic-3.5, 70 / 100
Task completion97%27 of 655Leader Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD, 99%
Tool use63%145 of 632Leader AssemblyAI Universal-3.5 Pro + Anthropic Claude Sonnet 5.5 + Cartesia Sonic-3.5, 85%
Time to first word0.7 s53 of 655Leader AssemblyAI Universal-3.5 Pro + OpenAI GPT-6.1 Sol + ElevenLabs Flash v2.5, 0.5 s
Response time4.0 s398 of 654Leader OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD, 0.5 s
Barge-in handlingn/aLeader gemini-2.5-flash-native-audio-preview-12-2025 (speech-to-speech), 100%
Turn budget4.0 s361 of 596Leader OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD, 0.5 s
Cost per task$0.44514 of 654Leader Speechmatics Linden-1 + OpenAI GPT-4o mini + OpenAI TTS-1, $0.05

Its models

Task completion

Task completion

How much of the caller’s task the agent completed: the share of the scenario’s checks a judge model found met in the transcript, averaged over calls. Before v1.3, the share of calls judged 4 or better out of 5.

20 calls
97%Completed

#26 of 661 on the board · best 99%

Flow adherence

How closely the agent followed the intended conversation flow, judged per call. 5 = fully followed.

20 calls
4.3/ 5avg

med

4

#100 of 661 on the board · best 5.0 / 5

Instruction following

How well the agent stuck to the instructions in its own prompt. 5 = followed throughout.

20 calls
4.2/ 5avg

med

4

#12 of 661 on the board · best 5.0 / 5

Turn-taking

Barge-in handling

When the caller interrupts, how often the agent made the right call: yielding to a real correction, and holding the floor through a filler.

Not scored by this sweep.

Incorrect interruptions

How often the agent interrupted the caller when it should have kept listening.

20 calls
0.00%avg

p50

0.00%

p95

0.00%

#1 of 661 on the board · best 0%

Overtalk

Share of the conversation where both sides were speaking over each other.

20 calls
2.96%avg

p50

0.48%

p95

13.8%

#400 of 661 on the board · best 0.0%

Agent self-cutoffs

Times the agent cut its own sentence off mid-word.

20 calls
0.00per callavg

p50

0.00per call

p95

0.00per call

#1 of 661 on the board · best 0.0 per call

Understanding & effort

Caller effort

How hard the caller had to work: repeating themselves, correcting, re-explaining. 1 = effortless.

Not scored by this sweep.

Repeated-info loops

Times per call the agent re-asked for something the caller had already given.

29 calls
0.69per callavg

p50

1.00per call

p95

2.00per call

#180 of 493 on the board · best 0.0 per call

Speech-to-Text

Semantic word error rate

The caller's words the agent's transcriber got wrong in a way that changes the meaning, as a judge reads each difference.

20 calls
1.26%avg

p50

0.74%

p95

3.90%

#409 of 648 on the board · best 0.0%

Word error rate

The caller's words the agent's transcriber missed, changed or invented, against what the caller actually said.

20 calls
3.34%avg

p50

2.93%

p95

8.01%

#433 of 648 on the board · best 1.2%

Text-to-Speech

Readback accuracy

Share of the codes, amounts, dates and phone numbers the agent wrote that its voice read out correctly. One wrong digit is a miss.

20 calls
78.8%avg

p50

87.0%

p95

100%

#419 of 603 on the board · best 100%

Word error rate

The share of the words the agent wrote that its voice dropped or changed, read back from Roark’s transcription of the recording; the same transcriber hears every voice.

20 calls
4.95%avg

p50

3.45%

p95

18.2%

#210 of 648 on the board · best 1.9%

Voice

Human-likeness

How human the agent's voice sounds, scored by an audio model on intonation, rhythm and expressiveness. 5 = hard to tell from a person.

20 calls
3.5/ 5avg

med

3

#435 of 659 on the board · best 4.3 / 5

Voice consistency

Share of calls where every line the agent spoke was the same speaker, with no change of speaker, gender or language voice partway. It checks who is speaking, not how they sound.

20 calls

Not scored by this sweep.

#566 of 659 on the board · best 100%

Latency

Response time

The silence between the caller finishing and the agent starting to speak, measured from the recording on every turn of the call.

151 turns
3.90savg

p50

3.99s

p95

6.24s

#402 of 660 on the board · best 0.50 s

Time to first word

How long the caller waits before the agent first speaks after pickup.

20 calls
0.75savg

p50

0.70s

p95

1.38s

#53 of 661 on the board · best 0.45 s

Latency spikes

Turns where the response took far longer than the rest of the conversation.

20 calls
6.15per callavg

p50

5.50per call

p95

11.1per call

#341 of 661 on the board · best 0.0 per call

By industry

IndustryTask completionLatency P50Barge-in handling
Healthcare92%4.45 s—
Home services97%3.55 s—
Insurance100%4.06 s—
Customer support100%3.56 s—

By caller

CallerTask completionLatency P50Barge-in handling
US English, quiet line94%3.95 s—
Spanish-accented English, city street100%4.05 s—
Indian English, busy café98%3.94 s—
Southern US, flustered, crying baby98%3.68 s—
Fast and interrupting, construction outside96%4.34 s—

The calls behind the numbers

Customer support

AGENTBrightwave Internet support, this is Alex. What’s going on with your service?

CUSTOMERThanks for picking up. Sorry if I sound a little frazzled. I got a baby crying, and my Internet's been down for a couple hours now. I work from home, and it's just

CUSTOMERI really need to get back online. So my account number is BW883017. Sorry. Last digit is one. The Internet light on the gateway is blinking orange. I already rebooted it twice and checked every cable. There's a road crew digging up the street right out front. Could that be what's causing it?

AGENTI’ve verified account BW883011—ending in one. The roadwork could be related, but I’ll check for a known outage first. No need to repeat the reboots or cable checks.

CUSTOMEROh, thank you. That's a relief. I just wanna sure it's not something on my end, you know? Please let me know if that road crew messed up the line or if it's an outage. I'm real anxious about getting back online. Can you see what's going on?

AGENTThere’s no known area outage, and the line test shows a good signal reaching your gateway. It isn’t registering on the network, though. That doesn’t confirm damage from the road crew. I’ll send the recommended remote reset now—it’s different from the reboots you already tried.

AGENTYour gateway

CUSTOMERSorry. Didn't catch all that. Did you say something about the Gateway? Is it reset now, or do I need to do something on my end? Just wanna make sure I don't miss a step.

AGENTYes—the remote reset is complete, and your gateway is now registered and online. You don’t need to reboot it again. Give your devices about two minutes to reconnect, then try opening a website. Is it working now?

CUSTOMEROkay. Hold on. The Internet light just went solid white. That's a good sign. Right? How long till my devices start reconnecting? I'm nervous about getting back to work. Will it be two minutes, or should I wait longer?

AGENTYes—that’s a good sign, and our system confirms your gateway is online. Your devices should reconnect within about two minutes of the reset; you can try your work device now. If it’s still offline after that, let me know—no need to reboot again.

CUSTOMERAlright. Thanks for explaining that. I'll give it a minute and check. Since I lost about two hours of work, y'all give me a credit for the downtime? I know it's not your fault, but I'd really appreciate it.

AGENTI’ve applied a $10.00 downtime credit to account BW883011. It will appear on your next bill. Has your work device reconnected yet?

CUSTOMERYeah. Laptop's back online now, so that's a relief. Sorry. But I lost two hours of work today. Is there any way you could make that credit a bit more than $10? I'd really appreciate it if you could help me out.

AGENTI’m glad your laptop’s back online. I understand $10 doesn’t make up for two hours of lost work. The confirmed credit is $10.00 on your next bill; I can’t adjust that amount with the tools available here. A larger credit would need a billing review.

CUSTOMERAlright. I appreciate you being honest about it. If you could, please note for billing that I lost work time just in case. Thanks for helping me get back online. And for the credit. Have a good day.

AGENTThe credit reason already includes your report of about two hours of downtime. I can’t add a separate billing note with the tools available here, so I haven’t recorded the lost work time for billing. I’m glad you’re back online. Have a good day, too!

Healthcare

AGENTRiverbend Health Clinic, this is Alex. How can I help you today?

CUSTOMERHi. I need to move my dermatology appointment next Wednesday morning. I just got scheduled for a work shift then, so I need to reschedule. Can we do this quickly? I'm on my lunch break.

AGENTAbsolutely. Please give me your full name and date of birth so I can verify you and find your appointment.

CUSTOMERYeah. Sure. Nate Brooks. 03/17/1948. Sorry. No. 1984. 03/17/1984.

AGENTThanks, Nate Brooks—date of birth March 17, 1984. Your dermatology appointment is with Dr. Okafor next Wednesday at 9:15 a.m. What

CUSTOMERRight. That's correct. Need to move the appointment to sometime after 3PM. What do you have open?

AGENTDr. Okafor has Tuesday at 3:45 p.m. or Thursday at 4:10 p.m. Which works better for you?

CUSTOMER03:45 on Tuesday. Won't work. I pick up my daughter then. What about Friday?

AGENTFriday’s only available slot is 11:30 a.m., so it doesn’t fit your after-3 p.m. requirement. Would Thursday at 4:10 p.m. work?

CUSTOMEROkay.

CUSTOMERThursday at 04:10PM then. Ahead and book that.

AGENTYou’re rescheduled with Dr. Okafor for Thursday at 4:10 p.m. Your confirmation code is RVB-3M8P2. Please arrive at 3:55 p.m. with your photo ID and insurance card.

CUSTOMERGot it. There any fee for changing the appointment?

AGENTChanges made more than 24 hours before the original appointment are free. Changes within 24 hours carry a $40 fee.

CUSTOMEROkay. That's clear. Do I park when I come in?

AGENTThere’s free patient parking in Lot C, with the entrance on River Road.

CUSTOMERAlright.

CUSTOMERDoes doctor Okafur accept Aetna insurance?

AGENTI can’t verify whether Dr. Okafor accepts your specific Aetna plan with the information available here. Please check with the clinic’s billing team or Aetna to confirm coverage before your

CUSTOMERFine. I'll check with my insurance. Just to confirm, Thursday at 04:10PM, confirmation code RVB3M8P2?

AGENTYes—Thursday at 4:10 p.m. with Dr. Okafor. Your confirmation code is RVB-3M8P2.

CUSTOMERThanks. That's everything I needed. Goodbye.

AGENTYou’re

AGENTwelcome, Nate. Goodbye!

Home services

AGENTCopperline Home Services, this is Alex. What can I help you with?

CUSTOMEROkay. Hey. I need help fast. There's a pipe under my kitchen sink that just burst. Water's pouring out and heading toward a power strip on the floor. Can you send someone out right away?

AGENTYes—we can work on getting someone out urgently, but first, keep everyone away from the water and power strip. Don’t

CUSTOMERYeah. I get it. Just need someone here fast. What's the earliest you can get someone over? How much will it cost?

AGENTThe earliest emergency arrival window is today, 2–4 PM. The emergency callout fee is $149, or $99 for Copperline Care members;

CUSTOMERCan anyone come before 2PM? You really need this handled as soon as possible.

AGENTThe earliest window available is today, 2–4 PM; I can’t promise anyone before 2. Stay away from the water and don’t touch the power strip. Shut off the water supply under the sink only if you can reach it safely without entering the water; otherwise, shut off the main water valve if safe.

CUSTOMERYep. Doing that now. Water's off. Ahead and book the two to 4PM window. Who's coming, and how will I know they're on the way?

AGENTGood—keep clear of the wet power strip, even with the water off. What’s your service address, including any unit, and your

CUSTOMERGot it.

CUSTOMERRight. Yeah. It's 1480 Larkspur Avenue, Unit 4 D. I moved from 4 B last month, just so you have the right info.

AGENTI found your account. It still lists 4B, but I’ll use Unit 4D for this visit. Your Copperline Care emergency callout fee is $99—do you agree to that fee for today’s

CUSTOMERThat's right. Unit 4 D now. The gate code is pound 2719. Phone is (503) 555-0139. No. Zero one nine three.

AGENTGot it: 1480 Larkspur Avenue, Unit 4D; gate code #2719; callback number (503) 555-0193. Before I book today’s 2–4 PM window, do you agree to the $99 emergency callout fee? I don’t have a technician name or notification details available yet.

CUSTOMERYeah.

CUSTOMERI agree to the $99 fee. Just book the two to 4PM window. How will I know when they're on the way? And can you give me the ticket number?

AGENTYou’re booked for

CUSTOMERHello?

CUSTOMERThanks. Can you give me the ticket number before I go?

AGENTYour ticket number is CPL-58210. Dana is booked for today, 2–4 PM, with a $99 emergency callout fee, and

CUSTOMEROkay.

CUSTOMERCPL58210. Got it. For your help. Goodbye.

AGENTYou’re welcome. Confirming:

AGENT1480 Larkspur Avenue, Unit 4D, gate code #2719. Dana will text (503) 555-0193 about 30 minutes before arrival today, 2–4 PM. Keep clear of the wet power strip. Goodbye.

Insurance

AGENTNorthgate Mutual claims, this is Alex. Are you somewhere safe right now?

CUSTOMERUh-huh. Yes. I'm seeing. I understand next to my car on the sidewalk.

AGENTAre you safely out of traffic on the sidewalk? Is anyone injured? If anyone is hurt or in danger, please call 911 before we continue.

CUSTOMERYes. I am out of traffic on the sidewalk. Nobody is injured. We are okay.

AGENTThank you. What’s your policy number and the policyholder’s last name?

CUSTOMERSure. The policy number is NZ4471903. No. Sorry. Last one is two. The last name is Ramirez.

AGENTThank you, Ramirez. I have the corrected policy number as NZ4471902. I’ll verify that now. This will just take a moment.

CUSTOMEROkay.

CUSTOMERHi. Are you still there? You were going to verify the

AGENTYes, I’m here. Your policy, NZ4471902, is verified for a 2021 Honda CR-V.

When and

CUSTOMERYes. That's right. It's a 2021 Honda CRV. So, can I ask how much do I have to pay for the claim?

AGENTYour policy has a $500 collision deductible. That’s the amount you pay toward covered collision repairs; it isn’t necessarily your total out-of-pocket cost. When and where did the accident happen, and what happened?

CUSTOMEROh, the accident has about twenty minutes ago. I was stopped at a red light at C 5th Avenue and Alders Street. Another... Car hit the back of my car. The rear bumper is crushed and the rear wheel rubs. I cannot drive it.

AGENTWith the rear wheel rubbing, please don’t drive it. I can arrange a tow; your policy covers towing up to 25 miles. Could you confirm the intersection—is

CUSTOMERYes. The intersection is S U 5th Avenue and Alders That's where it happened.

AGENTI heard “S U 5th Avenue and Alders.” Could you spell the street names and tell me the city so I can send the tow to the right place? Is your car still at that intersection?

Also, what’s a callback number for the tow driver?

CUSTOMERSure. It's S E Like Southeast, 5th Avenue on Older Street. The city is Portland. Yes. My car is still at that intersection. The callback number is (618) 330-1798.

AGENTThank you—SE 5th Avenue in Portland, and your callback number is (618) 330-1798. I heard “Older Street” this time and “Alders Street” earlier. Could you spell that street name so I send the tow to the correct location?

CUSTOMERYes. It's Alder Street. That's A L D E R. Alder Street.

AGENTEastside Towing has been dispatched to SE 5th Avenue and Alder Street. The estimated arrival is 45 minutes, and the destination is the Northgate partner repair shop at 9th and Morrison. Please stay safely out of traffic. To finish opening your claim, what’s the other driver’s name, insurance company, and license plate? Did police attend, and is there a report number? Also, what was the approximate date and time of the accident?

CUSTOMERThe other driver's name is Kevin Lund. His insurance company is Pacific Shore. The license plate is 7KX like X-ray, R214. Police did not attempt. There is no report number. The accident happened today about twenty minutes ago. I'd say around 02:30PM.

AGENTI have Kevin Lund, insured by Pacific Shore, with license plate 7KXR214. I’ve noted that police did not attend and there’s no report number. The accident happened today around 2:30 PM. I’ll open your claim now.

CUSTOMEROkay. Can you tell me I have to pay the $500 deductible? Because, you know, he hit me. So I should not have to pay that. Right? Also, will I get a rental car while my is being repaired? And, is my premium going to go up because of this?

AGENTI understand why you’re asking—you were stopped when he hit you. - Deductible: Your policy lists a $500 collision deductible. I can’t confirm that it will be waived or recovered because the other driver hit you. Your adjuster can

CUSTOMERUh-huh. Okay. So the adjuster will let me know about the deductible. Got it. And, what about a rental car? Am I covered for that? And will my premium go up after this?

AGENTYes. Your rental coverage is $40 per day for up to 30 days, starting the day the claim is opened. Your adjuster can help with arranging the rental. I can’t determine whether your premium will go up from the coverage information available, so I don’t want to guess. Your claim is open: NGM-904417—that’s NGM, 904417. Your assigned adjuster is Priya Shah, who will contact you within one business day.

CUSTOMERAlright. And m 904417. ViaSat is the adjuster. Yes. That's clear. Thank you for your help. Goodbye.

How these numbers are measured →