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Roark Live Bench · Suite v1.3 · Sweep of 30 October 2026

Voice AI models, ranked on live phone calls.

Every speech-to-text, language model and text-to-speech model, run in every combination on the same real call to the same agent. A model is ranked on every stack it runs in; the stacks are the evidence.

662 stacks published14,070 scored callsPublished at 20 scored calls

Our picks

Roark scoreTask completionMedian responseCost per minute

The read

  • 430 of 642 cascades complete the task in at least 90% of calls, and the top 10 sit within 1 point of each other. What separates the top stacks is speed and cost.
  • Median response time runs from 2.0 s to 6.2 s on the same agent and the same caller, a spread of 4.2 s that comes entirely from the models behind it.
  • No stack wins everything. The fastest, Speechmatics Linden-1 (own VAD) + Anthropic Claude Haiku 4.5 + ElevenLabs Turbo v2.5 at 2.0 s, ranks 559 of 642 on task completion; the most complete is Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD at 99%.
  • The language model matters most: swapping it moves task completion by 7 points, against 3 for the speech engine and 2 for the transcriber.
  • The fastest speech-to-speech model answers 0.1 s sooner than the fastest cascade, and its completion rate sits 12 points below the best cascade.

Cascade vs Speech-to-Speech

The first choice to make. A cascade chains three models: one transcribes, one decides what to say, one speaks. A speech-to-speech model does all three at once. Both run the same agent on the same calls here.

  • Cascades lead on task completion, tool use, time to first word, barge-in handling and cost per task; speech-to-speech leads on response time. Neither wins outright, so the right choice depends on what your calls need.
  • Speech-to-speech costs 1.6 times as much per completed task: $0.24 for speech-to-speech against $0.15 for cascades.
  • The biggest difference is response time: 3.8 s for cascades against 2.1 s for speech-to-speech.
CascadeSpeech-to-speech
Task completionTool useTime to first wordResponse timeBarge-in handlingCost per task255075100
MeasureCascadeSpeech-to-speech
Task completion
94% (leads)85%
Tool use
78% (leads)78%
Time to first word
0.8 s (leads)1.1 s
Response time
3.8 s2.1 s (leads)
Barge-in handling
100% (leads)96%
Cost per task
$0.15 (leads)$0.24

The three strongest of each, averaged. Cascades: AssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Rime Coda; Speechmatics Linden-1 (own VAD) + OpenAI GPT-4.1 + Rime Coda; AssemblyAI Universal-3.6 Pro + Google Gemini 3.8 Flash + Rime Coda. Speech-to-speech: grok-voice-think-fast-2.0; gpt-live-1 (backend gpt-6-luna); grok-voice-3.0. Each measure is scored 0 to 100 on its own scale, further out is better; the table gives the same figures in their own units.

Which to use

  • Choose speech-to-speech when the pause matters more than the outcome: short transactional calls, callers who interrupt, queues where every half second costs you callers. Expect to pay more, and choose the model carefully (grok-voice-3.0 leads here).
  • Choose a cascade when the call has to complete, when cost matters, or when you need to see which stage to fix. It is 12 points ahead on task completion here.
  • Costs are what each stack’s providers charged for these calls, at the rates in effect when they ran. Telephony and hosting are not included.

Speech-to-Text

The transcriber turns the caller's speech into text. It decides what the agent thinks it heard, and nothing after it can start until it finishes.

  • AssemblyAI Universal-3.6 Pro, AssemblyAI Universal-3.5 Pro, Deepgram Nova-3 and Speechmatics Enhanced (realtime) are level: none leads by more than the margin of error. Of them, AssemblyAI Universal-3.6 Pro costs least, at $0.030 a call. Avoid Speechmatics Linden-1 (own VAD): last on semantic word error rate (2.2%).
  • Speechmatics Linden-1 (own VAD) delivers its transcript in 0.49 s, OpenAI Whisper-1 in 1.93 s: 1.44 s added to every turn of the call.
  • AssemblyAI Universal-3.6 Pro is the most accurate: it changes the meaning of 0.9% of the caller's words, against 2.2% for Speechmatics Linden-1 (own VAD).
  • In 341 of 648 cascades the transcriber is the slowest step of the turn, whichever model runs it.

Roark score, best first

90Universal-3.6 Pro84Universal-3.5 Pro82Nova-382Enhanced (realtime)79Linden-171Nova-266Standard (realtime)56Whisper-152Linden-1 (own VAD)
Every transcriber on every figure, sorted by roark score. Column headers sort the table.
#
1Universal-3.6 ProAssemblyAI90 / 100. Semantic word error rate 0.9%, 61.2 of 71 points; Time to final transcript 0.89 s, 28.6 of 29 points(among the best)0.9%(among the best)0.89 s(among the best)$0.030
2Universal-3.5 ProAssemblyAI84 / 100. Semantic word error rate 1.1%, 55.7 of 71 points; Time to final transcript 0.90 s, 28.6 of 29 points(among the best)1.1%(among the best)0.90 s$0.030
3Nova-3Deepgram82 / 100. Semantic word error rate 1.1%, 53.5 of 71 points; Time to final transcript 0.89 s, 28.6 of 29 points(among the best)1.1%(among the best)0.89 s(among the best)$0.031
4Enhanced (realtime)Speechmatics82 / 100. Semantic word error rate 1.1%, 53.3 of 71 points; Time to final transcript 0.98 s, 28.6 of 29 points(among the best)1.1%(among the best)0.98 s$0.054
5Linden-1Speechmatics79 / 100. Semantic word error rate 1.3%, 50.0 of 71 points; Time to final transcript 0.99 s, 28.6 of 29 points1.3%0.99 s$0.020(among the best)
6Nova-2Deepgram71 / 100. Semantic word error rate 1.5%, 42.2 of 71 points; Time to final transcript 0.89 s, 28.6 of 29 points1.5%0.89 s(among the best)$0.023(among the best)
7Standard (realtime)Speechmatics66 / 100. Semantic word error rate 1.7%, 37.5 of 71 points; Time to final transcript 0.96 s, 28.6 of 29 points1.7%0.96 s$0.031
8Whisper-1OpenAI56 / 100. Semantic word error rate 1.4%, 45.5 of 71 points; Time to final transcript 1.93 s, 10.9 of 29 points1.4%1.93 s$0.025
9Linden-1 (own VAD)Speechmatics52 / 100. Semantic word error rate 2.2%, 23.1 of 71 points; Time to final transcript 0.49 s, 28.6 of 29 points2.2%0.49 s(among the best)$0.020(among the best)

Open a model to see where it ranks and the stacks it works best in.

Cost against qualitySemantic word error rate · Cost per call
$0$0.02$0.04$0.06$0.080.5%1%1.5%2%2.5%Cheap and accurateAccurate, pricierCheap, less accuratePricier and less accurateLinden-1 (own VAD)Linden-1Nova-2Whisper-1Universal-3.6 ProUniversal-3.5 ProStandard (realtime)Nova-3Enhanced (realtime)Cost per call · ← betterSemantic word error rate · better →
Speed against qualitySemantic word error rate · Time to final transcript
0 s1 s2 s3 s0.5%1%1.5%2%2.5%Fast and accurateAccurate, slowerFast, less accurateSlower and less accurateLinden-1 (own VAD)Nova-3Nova-2Universal-3.6 ProUniversal-3.5 ProStandard (realtime)Enhanced (realtime)Linden-1Whisper-1Time to final transcript · ← betterSemantic word error rate · better →

Language model

The language model decides what the agent says and does. It has the most influence on whether the task gets done, and usually takes the largest share of each turn.

  • Pick OpenAI GPT-6.1 Sol: it leads on task completion (95%), tool use (77%) and instruction following (4.2 / 5). If speed matters more, Anthropic Claude Haiku 4.5 is the quickest, at 0.36 s, and completes 91%. Avoid OpenAI GPT-4o: last on task completion (88%).
  • Anthropic Claude Haiku 4.5 starts answering in 0.36 s, Google Gemini 3.8 Flash in 1.47 s: 1.11 s added to every turn of the call.
  • OpenAI GPT-6.1 Sol uses its tools most reliably: it handles its tools without a mistake on 77% of calls, against 38% for OpenAI GPT-5.1.
  • In 161 of 648 cascades the language model is the slowest step of the turn, whichever model runs it.

Roark score, best first

66GPT-6.1 Sol61Claude Sonnet 5.551Gemini 3.8 Flash50GPT-4.149Claude Haiku 4.547GPT-4o mini44GPT-5.144GPT-4o
Every language model on every figure, sorted by roark score. Column headers sort the table.
#
1GPT-6.1 SolOpenAI66 / 100. Task completion 95%, 27.0 of 36 points; Tool use 77%, 15.0 of 27 points; Instruction following 4.2 / 5, 11.3 of 18 points; Time to first token 0.97 s, 12.4 of 18 points(among the best)95%(among the best)4.2 / 5(among the best)77%(among the best)0.97 s73%$0.019(among the best)
2Claude Sonnet 5.5Anthropic61 / 100. Task completion 94%, 25.1 of 36 points; Tool use 72%, 11.8 of 27 points; Instruction following 4.2 / 5, 10.8 of 18 points; Time to first token 0.90 s, 13.3 of 18 points(among the best)94%(among the best)4.2 / 5(among the best)72%(among the best)0.90 s–$0.138
3Gemini 3.8 FlashGoogle51 / 100. Task completion 95%, 26.5 of 36 points; Tool use 62%, 6.7 of 27 points; Instruction following 4.2 / 5, 11.1 of 18 points; Time to first token 1.47 s, 6.4 of 18 points(among the best)95%(among the best)4.2 / 5(among the best)62%(among the best)1.47 s–$0.016(among the best)
4GPT-4.1OpenAI50 / 100. Task completion 92%, 21.2 of 36 points; Tool use 48%, 0.0 of 27 points; Instruction following 4.2 / 5, 10.8 of 18 points; Time to first token 0.52 s, 18.0 of 18 points92%4.2 / 5(among the best)48%0.52 s82%(among the best)$0.022
5Claude Haiku 4.5Anthropic49 / 100. Task completion 91%, 19.4 of 36 points; Tool use 47%, 0.0 of 27 points; Instruction following 4.2 / 5, 11.0 of 18 points; Time to first token 0.36 s, 18.2 of 18 points91%4.2 / 5(among the best)47%0.36 s(among the best)–$0.062
6GPT-4o miniOpenAI47 / 100. Task completion 90%, 17.4 of 36 points; Tool use 51%, 0.7 of 27 points; Instruction following 4.2 / 5, 10.8 of 18 points; Time to first token 0.45 s, 18.2 of 18 points90%4.2 / 5(among the best)51%0.45 s(among the best)81%(among the best)$0.002(among the best)
7GPT-5.1OpenAI44 / 100. Task completion 89%, 17.0 of 36 points; Tool use 38%, 0.0 of 27 points; Instruction following 4.1 / 5, 10.1 of 18 points; Time to first token 0.59 s, 17.1 of 18 points89%4.1 / 538%0.59 s74%(among the best)$0.031
8GPT-4oOpenAI44 / 100. Task completion 88%, 15.0 of 36 points; Tool use 50%, 0.0 of 27 points; Instruction following 4.2 / 5, 10.9 of 18 points; Time to first token 0.45 s, 18.2 of 18 points88%4.2 / 5(among the best)50%0.45 s(among the best)–$0.027

Open a model to see where it ranks and the stacks it works best in.

Cost against qualityTask completion · Cost per call
$0$0.05$0.1$0.15$0.285%90%95%100%Cheap and reliableReliable, pricierCheap, less reliablePricier and less reliableGPT-4o miniGemini 3.8 FlashGPT-6.1 SolGPT-4.1GPT-4oGPT-5.1Claude Haiku 4.5Claude Sonnet 5.5Cost per call · ← betterTask completion · better →
Speed against qualityTask completion · Time to first token
0 s0.5 s1 s1.5 s2 s85%90%95%100%Fast and reliableReliable, slowerFast, less reliableSlower and less reliableClaude Haiku 4.5GPT-4o miniGPT-4oGPT-4.1GPT-5.1Claude Sonnet 5.5GPT-6.1 SolGemini 3.8 FlashTime to first token · ← betterTask completion · better →

Text-to-Speech

The speech engine is the voice the caller hears, and the last step before they hear anything.

  • Cartesia Sonic-3.6, ElevenLabs v4 Turbo and Cartesia Sonic-3.5 are level: none leads by more than the margin of error. Of them, Cartesia Sonic-3.5 costs least, at $0.165 a call. Avoid OpenAI TTS-1 HD: last on readback accuracy (80%), word error rate (8.7%) and time to first audio byte (2.09 s).
  • ElevenLabs v4 Turbo starts speaking in 0.11 s, OpenAI TTS-1 HD in 2.09 s: 1.97 s added to every turn of the call.
  • Cartesia Sonic-3.6 is the most accurate: it reads codes, amounts and dates back correctly 87% of the time, against 80% for OpenAI TTS-1 HD.
  • Cartesia Sonic-3.6 sounds the most human: 3.8 / 5, against 3.4 / 5 for ElevenLabs Flash v2.5.
  • In 99 of 648 cascades the speech engine is the slowest step of the turn, most often with OpenAI TTS-1 HD (54 of them).

Roark score, best first

77Sonic-3.677v4 Turbo77Sonic-3.573Sonic-371Turbo v2.570Flash v2.568Coda55TTS-139TTS-1 HD
Every speech engine on every figure, sorted by roark score. Column headers sort the table.
#
1Sonic-3.6Cartesia77 / 100. Readback accuracy 87%, 25.6 of 38 points; Word error rate 6.2%, 14.5 of 25 points; Time to first audio byte 0.12 s, 25.0 of 25 points; Voice consistency 99%, 12.1 of 13 points(among the best)6.2%87%(among the best)3.8 / 5(among the best)99%0.12 s(among the best)$0.168
2v4 TurboElevenLabs77 / 100. Readback accuracy 87%, 25.1 of 38 points; Word error rate 5.7%, 15.8 of 25 points; Time to first audio byte 0.11 s, 25.0 of 25 points; Voice consistency 98%, 11.2 of 13 points(among the best)5.7%(among the best)87%(among the best)3.6 / 598%0.11 s(among the best)$0.470
3Sonic-3.5Cartesia77 / 100. Readback accuracy 86%, 24.6 of 38 points; Word error rate 6.2%, 14.6 of 25 points; Time to first audio byte 0.13 s, 25.0 of 25 points; Voice consistency 100%, 12.4 of 13 points(among the best)6.2%86%(among the best)3.8 / 5(among the best)100%(among the best)0.13 s$0.165
4Sonic-3Cartesia73 / 100. Readback accuracy 85%, 23.3 of 38 points; Word error rate 6.9%, 12.8 of 25 points; Time to first audio byte 0.17 s, 25.0 of 25 points; Voice consistency 99%, 12.1 of 13 points6.9%85%3.4 / 599%0.17 s$0.165
5Turbo v2.5ElevenLabs71 / 100. Readback accuracy 80%, 19.0 of 38 points; Word error rate 5.7%, 15.6 of 25 points; Time to first audio byte 0.15 s, 25.0 of 25 points; Voice consistency 98%, 11.5 of 13 points5.7%(among the best)80%3.4 / 598%0.15 s$0.451
6Flash v2.5ElevenLabs70 / 100. Readback accuracy 80%, 18.5 of 38 points; Word error rate 6%, 14.9 of 25 points; Time to first audio byte 0.12 s, 25.0 of 25 points; Voice consistency 98%, 11.5 of 13 points6%(among the best)80%3.4 / 598%0.12 s(among the best)$0.437
7CodaRime68 / 100. Readback accuracy 83%, 21.7 of 38 points; Word error rate 8.1%, 9.8 of 25 points; Time to first audio byte 0.18 s, 25.0 of 25 points; Voice consistency 99%, 11.8 of 13 points8.1%83%3.7 / 5(among the best)99%0.18 s$0.116(among the best)
8TTS-1OpenAI55 / 100. Readback accuracy 82%, 21.0 of 38 points; Word error rate 6.1%, 14.8 of 25 points; Time to first audio byte 1.13 s, 7.1 of 25 points; Voice consistency 100%, 12.5 of 13 points6.1%82%3.6 / 5100%(among the best)1.13 s$0.036(among the best)
9TTS-1 HDOpenAI39 / 100. Readback accuracy 80%, 18.3 of 38 points; Word error rate 8.7%, 8.4 of 25 points; Time to first audio byte 2.09 s, 0.0 of 25 points; Voice consistency 100%, 12.4 of 13 points8.7%80%3.6 / 5100%(among the best)2.09 s$0.065(among the best)

Open a model to see where it ranks and the stacks it works best in.

Cost against qualityReadback accuracy · Cost per call
$0$0.2$0.4$0.675%80%85%90%Cheap and accurateAccurate, pricierCheap, less accuratePricier and less accurateTTS-1TTS-1 HDCodaSonic-3Sonic-3.5Sonic-3.6Flash v2.5Turbo v2.5v4 TurboCost per call · ← betterReadback accuracy · better →
Speed against qualityReadback accuracy · Time to first audio byte
0 s1 s2 s3 s75%80%85%90%Fast and accurateAccurate, slowerFast, less accurateSlower and less accuratev4 TurboSonic-3.6Flash v2.5Sonic-3.5Turbo v2.5Sonic-3CodaTTS-1TTS-1 HDTime to first audio byte · ← betterReadback accuracy · better →

Speech-to-Speech models

One model listens, reasons and speaks, so there is nothing to swap and no stages to split. Each is judged on the whole call, with the same calls and the same scoring as every cascade.

  • The model matters as much as the architecture: xAI Grok Voice 3.0 completes 87% of tasks, ElevenLabs Realtime v1 Mini 42%.
  • xAI Grok Voice 3.0 answers in 1.9 s against 4.2 s for Google Gemini 2.5 Flash native audio.
  • Price varies as much as quality: $0.06 per completed task for Amazon Nova 2 Sonic, $0.69 for OpenAI GPT Realtime 2.

Roark score, best first

65GPT Live 1 (Sol)66Grok Voice 3.065GPT Live 1 (Luna)65Grok Voice Think Fast 2.053Gemini 3.8 Live53GPT Realtime 2.148Ultravox v0.748Gemini 3.1 Flash Live (preview)48GPT Realtime 246Nova 2 Sonic47Realtime v1 Max45Realtime v1 Mini44GPT Realtime 2.1 mini36Gemini 2.5 Flash native audio

Whiskers show the 95% interval. The shaded models tie for first: these calls cannot separate them.

Every speech-to-speech model on every figure, sorted by roark score. Column headers sort the table.
#
1= (tied)GPT Live 1 (Sol)OpenAI65 / 100±3.8. Task completion 85%, 6.0 of 23 points; Response time 2.3 s, 16.6 of 18 points; Instruction following 4.2 / 5, 8.2 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 87%, 10.2 of 14 points; Time to first word 1.4 s, 3.9 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points(among the best)85%(among the best)4.2 / 587%(among the best)2.3 s(among the best)1.4 s77%3.1 / 5100%(among the best)$0.24
2= (tied)Grok Voice 3.0xAI66 / 100±4.7. Task completion 87%, 8.0 of 23 points; Response time 1.9 s, 18.2 of 18 points; Instruction following 4.5 / 5, 10.5 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 66%, 4.4 of 14 points; Time to first word 0.9 s, 4.5 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points(among the best)87%(among the best)4.5 / 5(among the best)66%1.9 s(among the best)0.9 s94%3.0 / 5100%(among the best)$0.26
3= (tied)GPT Live 1 (Luna)OpenAI65 / 100±3.5. Task completion 85%, 5.7 of 23 points; Response time 2.3 s, 16.6 of 18 points; Instruction following 4.2 / 5, 8.4 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 86%, 9.9 of 14 points; Time to first word 1.5 s, 3.8 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points(among the best)85%(among the best)4.2 / 586%(among the best)2.3 s(among the best)1.5 s93%3.1 / 5100%(among the best)$0.21
4= (tied)Grok Voice Think Fast 2.0xAI65 / 100±3.7. Task completion 82%, 2.8 of 23 points; Response time 2.2 s, 17.4 of 18 points; Instruction following 4.6 / 5, 10.7 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 82%, 8.6 of 14 points; Time to first word 0.9 s, 4.5 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points(among the best)82%4.6 / 5(among the best)82%(among the best)2.2 s(among the best)0.9 s100%(among the best)3.6 / 5100%(among the best)$0.26
5= (tied)Gemini 3.8 LiveGoogle53 / 100±4.8. Task completion 78%, 0.0 of 23 points; Response time 2.8 s, 14.6 of 18 points; Instruction following 4.3 / 5, 8.7 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 69%, 5.2 of 14 points; Time to first word 1.6 s, 3.6 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points78%4.3 / 5(among the best)69%2.8 s1.6 s100%(among the best)4.1 / 5(among the best)100%(among the best)$0.14(among the best)
6= (tied)GPT Realtime 2.1OpenAI53 / 100±5.7. Task completion 78%, 0.0 of 23 points; Response time 2.6 s, 15.6 of 18 points; Instruction following 3.8 / 5, 5.6 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 75%, 6.8 of 14 points; Time to first word 0.8 s, 4.5 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 99%, 4.3 of 5 points78%3.8 / 575%2.6 s0.8 s(among the best)83%3.9 / 5(among the best)99%$0.43
7= (tied)Ultravox v0.7Ultravox48 / 100±5.0. Task completion 79%, 0.0 of 23 points; Response time 2.4 s, 16.2 of 18 points; Instruction following 3.7 / 5, 4.9 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 61%, 3.0 of 14 points; Time to first word 1.6 s, 3.6 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points79%3.7 / 561%2.4 s1.6 s94%3.6 / 5100%(among the best)$0.22
8= (tied)Gemini 3.1 Flash Live (preview)Google48 / 100±5.1. Task completion 80%, 0.0 of 23 points; Response time 2.7 s, 15.1 of 18 points; Instruction following 4.2 / 5, 8.0 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 38%, 0.0 of 14 points; Time to first word 1.5 s, 3.8 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points80%4.2 / 538%2.7 s1.5 s100%(among the best)4.0 / 5(among the best)100%(among the best)$0.15
9= (tied)GPT Realtime 2OpenAI48 / 100±6.7. Task completion 76%, 0.0 of 23 points; Response time 2.9 s, 14.0 of 18 points; Instruction following 3.8 / 5, 5.4 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 64%, 3.7 of 14 points; Time to first word 0.8 s, 4.5 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points76%3.8 / 564%2.9 s0.8 s(among the best)91%3.7 / 5100%(among the best)$0.69
10= (tied)Nova 2 SonicAmazon46 / 100±5.1. Task completion 69%, 0.0 of 23 points; Response time 3.0 s, 13.8 of 18 points; Instruction following 4.2 / 5, 7.9 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 48%, 0.0 of 14 points; Time to first word 1.5 s, 3.7 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points69%4.2 / 548%3.0 s1.5 s100%(among the best)3.5 / 5100%(among the best)$0.06(among the best)
11= (tied)Realtime v1 MaxElevenLabs47 / 100±7.5. Task completion 56%, 0.0 of 23 points; Response time 2.6 s, 15.6 of 18 points; Instruction following 4.0 / 5, 6.7 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 40%, 0.0 of 14 points; Time to first word 0.7 s, 4.5 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points56%4.0 / 540%2.6 s0.7 s(among the best)76%3.9 / 5(among the best)100%(among the best)$0.65
12= (tied)Realtime v1 MiniElevenLabs45 / 100±7.1. Task completion 42%, 0.0 of 23 points; Response time 2.7 s, 15.1 of 18 points; Instruction following 3.8 / 5, 5.1 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 34%, 0.0 of 14 points; Time to first word 0.7 s, 4.5 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points42%3.8 / 534%2.7 s0.7 s(among the best)94%3.4 / 5100%(among the best)$0.64
13= (tied)GPT Realtime 2.1 miniOpenAI44 / 100±6.7. Task completion 70%, 0.0 of 23 points; Response time 2.8 s, 14.5 of 18 points; Instruction following 3.6 / 5, 4.4 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 51%, 0.3 of 14 points; Time to first word 1.0 s, 4.5 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points70%3.6 / 551%2.8 s1.0 s84%3.9 / 5(among the best)100%(among the best)$0.14(among the best)
14Gemini 2.5 Flash native audioGoogle36 / 100±5.4. Task completion 77%, 0.0 of 23 points; Response time 4.2 s, 8.2 of 18 points; Instruction following 3.9 / 5, 6.2 of 14 points; Semantic word error rate 1.1% (field median, not measured), 10.6 of 14 points; Tool use 40%, 0.0 of 14 points; Time to first word 3.4 s, 0.9 of 5 points; Readback accuracy 84% (field median, not measured), 2.7 of 5 points; Word error rate 5.9% (field median, not measured), 2.8 of 5 points; Voice consistency 100%, 4.5 of 5 points77%3.9 / 540%4.2 s3.4 s100%(among the best)3.7 / 5100%(among the best)$0.08(among the best)

Open a model for its full report, every figure it was scored on and the calls behind them.

Cost against qualityTask completion · Cost per task
$0$0.5$120%40%60%80%100%Cheap and reliableReliable, pricierCheap, less reliablePricier and less reliableNova 2 SonicGemini 2.5 Flash native audioGPT Realtime 2.1 miniGemini 3.8 LiveGemini 3.1 Flash Live (preview)GPT Live 1 (Luna)Ultravox v0.7GPT Live 1 (Sol)Grok Voice 3.0Grok Voice Think Fast 2.0GPT Realtime 2.1Realtime v1 MiniRealtime v1 MaxGPT Realtime 2Cost per task · ← betterTask completion · better →
Speed against qualityTask completion · Response time
1 s2 s3 s4 s5 s20%40%60%80%100%Fast and reliableReliable, slowerFast, less reliableSlower and less reliableGrok Voice 3.0Grok Voice Think Fast 2.0GPT Live 1 (Luna)GPT Live 1 (Sol)Ultravox v0.7Realtime v1 MaxGPT Realtime 2.1Gemini 3.1 Flash Live (preview)Realtime v1 MiniGemini 3.8 LiveGPT Realtime 2.1 miniGPT Realtime 2Nova 2 SonicGemini 2.5 Flash native audioResponse time · ← betterTask completion · better →

Every stack

The evidence behind the model boards: each combination on its own calls, scored on the same recipe. Open a stack for its full report, every figure it was scored on and the calls behind them.

Roark score, top 15

Whiskers show the 95% interval. The shaded stacks tie for first: these calls cannot separate them.

Each score carries its 95% margin of error. A rank is the best place a stack could hold once every margin is allowed for, so stacks the calls cannot tell apart share one and are listed by the low end of their margin; hover a rank for the worst place it could hold. 85 stacks are level with the leader: their calls cannot tell them apart. Among them, 36 OpenAI GPT-6.1 Sol, 22 Anthropic Claude Sonnet 5.5, 19 Google Gemini 3.8 Flash, 4 speech-to-speech, 3 Anthropic Claude Haiku 4.5 and 1 OpenAI GPT-4o mini; 42 AssemblyAI, 20 Deepgram and 19 Speechmatics; 37 Cartesia, 36 ElevenLabs, 7 Rime and 1 OpenAI. A cascade's figures are 25% its own calls and 75% what every other stack shows about its transcriber, language model and voice. Not ranked here for missing data: Speechmatics Linden-1 + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD (no response time or tool use or readback accuracy or voice consistency).

Loading every stack

By industry

Each industry ranked on its own calls: the same five callers, its own tasks and tools. A stack has a handful of calls in each, so a cascade is ranked on what its transcriber, language model and voice show across every stack in that industry, and a speech-to-speech model on its own calls there. Pairings show on the main board. Each row reads across: the main board's figure first, then every industry's on the same figure.

No stack matches these filters.

No stack matches

Each industry column is that industry's own board, every row it ranks. A dash is a row the industry does not rank on this figure; the arrow beside an industry opens its full board.

How it works

Every number on this page comes from real phone calls, placed and scored the same way for every stack.

01

Real calls, four industries, five callers

Roark places real phone calls over the public phone network to a reference agent for each of four industries: rescheduling a clinic appointment, booking an urgent home repair, opening an auto insurance claim and fixing an internet outage. Each agent has its own prompt and tools, identical for every stack. The tasks carry the details real calls trip on: a corrected date of birth, a policy number spelled out, a constraint added halfway through.

Every industry is called by the same five simulated callers: a quiet US English line, a Spanish-accented caller on a city street, an Indian English caller in a busy café, a flustered Southern caller with a baby crying, and a fast caller who interrupts over construction noise. They are equally clear about what they want, so a call fails because of the agent, not the caller. Only the models change, so any difference on the board comes from them.

Each caller rings each industry once for a cascade and four times for a speech-to-speech model. A cascade's figures also draw on its parts, heard in dozens of other stacks; a speech-to-speech model has only its own calls, so it takes more of them.

That makes industries comparable over the same callers, and callers over the same tasks, and the board can be re-ranked by either. One caller within one industry is too few calls to judge, so the board never shows it.

656

stacks

20

calls per stack

13,956

calls scored

02

Every model, in every combination

9 transcribers, 8 language models and 9 voices are run in every combination with each other, beside 14 speech-to-speech models. A model's own figures pool every stack it runs in, adjusted for its partners in each one, so every model is compared as if it ran with the same partners. A transcriber's figure rests on hundreds of calls with every language model and every voice, not on one lucky pairing.

That measures a model where it actually works: inside a running agent, on live phone audio, through interruptions, corrections and real turn-taking. A test that feeds a model clean audio files or one prompt at a time never sees any of that.

03

One score, weighted by what matters on a call

Each section ranks on a Roark score. Every figure scores 0 to 100 between two published points: full marks where doing better makes no difference to the caller, zero where the call breaks down. Each then counts at its weight, and the weights follow one order everywhere: whether the caller got what they rang for, then whether the agent got it right, then speed.

A stack, cascade or speech-to-speech, is scored on the outcome and the reply first, then on what each of its components got right on its own calls: the words its transcriber got wrong in a way that changes the meaning, whether its voice read codes and amounts back right and kept one steady voice, and whether its tools were handled. How human a voice sounds is shown on the boards and not scored. A component that leads its section lifts every stack that carries it, by the same recipe for every stack. A figure a stack cannot carry, such as a semantic word error rate for a speech-to-speech model with no transcript, is credited at the field median, so the stack is neither flattered nor punished for it.

On a full sweep each cascade's figure is 25% what its own calls measured and 75% what every other stack shows about its transcriber, language model and voice, fitted across the whole sweep. The split is the same for every stack, so a lucky run does not lead and a stack's score does not move with how noisy its calls were. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls. The best overall, best value and best speech-to-speech picks, and the best stack in each industry, are each the one whose score is highest at the low end of its margin of error, so a few lucky calls cannot carry a stack past one whose score rests on hundreds. Stacks that share a rank are listed by score, so the pick can sit below a higher score it cannot be told from, and its reason says how many stacks are level with it.

That order comes from real-world voice agent calls, where getting the conversation right predicts how a call ends more strongly than speed does. The latency points come from the same calls: replying faster than about 2 seconds made no measurable difference, and calls went measurably worse once the agent took more than about 3 seconds to reply.

Stacks and speech-to-speech

FigureWeightFull marksZero
Task completionscenario_adherence_check23%100%80%
An agent that completes fewer than four calls in five is not fit to deploy. On a full sweep, a cascade's figure is 25% what its own calls (20 or more) measured and 75% what every other stack shows about its transcriber, language model and voice, the same split for every stack, so a lucky run does not lead. Where the sweep is too small for that, and for a speech-to-speech model, the figure is the stack's own. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls.
Response timeresponse_time18%2.0 s6.0 s
In real calls, replying faster than 2 s made no measurable difference, and calls went worse past 3 s.
Instruction followinginstruction_follow14%5.0 / 53.0 / 5
Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range.
Semantic word error ratestt_semantic_word_error_rate14%0.5%3%
At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way.
Tool usetool_use14%100%50%
An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on.
Time to first wordtime_to_first_word5%1.0 s4.0 s
A greeting within 1 s sounds natural; 4 s of silence sounds like a dead line.
Readback accuracytts_entity_readback_accuracy5%100%60%
Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong.
Word error ratetts_word_error_rate5%2%12%
At 2% the voice says what it was given; at 12% one word in eight comes out wrong.
Voice consistencyvoice_consistency_check5%100%80%
A voice that changes speaker on one call in five is not one a business can put its name to.

Shown, not scored: Turn budget, Barge-in handlingbarge_in_yield_appropriateness, Human-likenessvoice_human_likeness

Counted only with price factored in: Cost per task

Language model

FigureWeightFull marksZero
Task completionscenario_adherence_check36%100%80%
An agent that completes fewer than four calls in five is not fit to deploy.
Tool usetool_use27%100%50%
An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on.
Instruction followinginstruction_follow18%5.0 / 53.0 / 5
Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range.
Time to first tokenllm_time_to_first_token18%0.50 s2.00 s
Under 0.5 s is not noticeable; at 2 s the first token alone takes two thirds of the 3 s past which real calls go worse.

Shown, not scored: Prompt cache hitsllm_prompt_cache_hit_rate

Counted only with price factored in: Cost per call

Speech-to-Text

FigureWeightFull marksZero
Semantic word error ratestt_semantic_word_error_rate71%0.5%3%
At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way.
Time to final transcriptstt_time_to_final_transcript29%1.00 s2.50 s
The fastest transcribers finish in about 1 s; past 2.5 s the transcript alone uses most of a natural reply time.

Shown, not scored: Word error ratestt_word_error_rate

Counted only with price factored in: Cost per call

Text-to-Speech

FigureWeightFull marksZero
Readback accuracytts_entity_readback_accuracy38%100%60%
Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong.
Word error ratetts_word_error_rate25%2%12%
At 2% the voice says what it was given; at 12% one word in eight comes out wrong.
Time to first audio bytetts_time_to_first_byte25%0.20 s1.50 s
Under 0.2 s is not noticeable; 1.5 s is half the point where calls go worse.
Voice consistencyvoice_consistency_check13%100%80%
A voice that changes speaker on one call in five is not one a business can put its name to.

Shown, not scored: Human-likenessvoice_human_likeness

Counted only with price factored in: Cost per call

Factor in price and cost takes 25% of the score; the other weights keep their proportions. Price is scored on a log scale, so each doubling costs the same points.

A figure listed as shown, not scored is on the section’s boards and outside its score. Where a section has not collected a scored figure yet, the others share its weight.

04

Every call recorded and judged

Every call is recorded. Judge models score each transcript for the outcome and the conversation, and the timings come from the recording. Every figure links to the calls behind it.

Roark is on both sides of every call: it plays the caller, so it keeps the exact text its caller said, and it runs the agent under test, so it sees what the agent’s transcriber heard and what its model wrote for its voice. The transcript and voice figures come from lining those up, with no hand-made transcript in between. Each carries a margin from the synthetic voice or Roark’s transcriber in the loop. Every model faces the same ones under the same conditions, so the figures compare models on the same calls through the same voice and the same ear, though those slips need not fall evenly on each model. The rates will not match a vendor’s figure on a curated set; read them against each other.

An example: one call from this sweep

Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD, 30 October 2026. Highlighted turns are the ones that affected a score. Every stack's report links to its calls.

Transcript, verbatim.

Read the full methodology

See how your own agent compares

Roark runs the same kind of calls against your agent, on your scenarios, with the same scoring.

Test your agent

Enhanced (realtime) + GPT-6.1 Sol + Flash v2.5

Cascade

Rank on Roark score

#1of 655 stacks

63 / 100

The leader

Where it ranks

Roark score with price61 / 10031 of 655LeaderUniversal-3.5 Pro + GPT-6.1 Sol + Coda71 / 100
Task completion94%174 of 656LeaderLinden-1 (own VAD) + GPT-6.1 Sol + TTS-1 HD99%
Tool use70%126 of 632LeaderUniversal-3.6 Pro + GPT-6.1 Sol + TTS-1 HD90%
Time to first word0.9 s203 of 656LeaderUniversal-3.5 Pro + GPT-6.1 Sol + Flash v2.50.5 s
Response time4.3 s462 of 655LeaderGrok Voice 3.01.9 s
Barge-in handlingn/aLeaderWhisper-1 + GPT-6.1 Sol + v4 Turbo100%
Turn budget4.3 s421 of 596LeaderLinden-1 (own VAD) + GPT-4o mini + Flash v2.52.1 s
Cost per task$0.41482 of 655LeaderLinden-1 + GPT-4o mini + TTS-1$0.05

Its models

Task completion

Task completion

How much of the caller’s task the agent completed: the share of the scenario’s checks a judge model found met in the transcript, averaged over calls. Before v1.3, the share of calls judged 4 or better out of 5.

20 calls
94%Completed

#175 of 662 on the board · best 99%

Flow adherence

How closely the agent followed the intended conversation flow, judged per call. 5 = fully followed.

20 calls
4.3/ 5avg

med

4

#100 of 662 on the board · best 5.0 / 5

Instruction following

How well the agent stuck to the instructions in its own prompt. 5 = followed throughout.

20 calls
4.0/ 5avg

med

4

#13 of 662 on the board · best 5.0 / 5

Turn-taking

Barge-in handling

When the caller interrupts, how often the agent made the right call: yielding to a real correction, and holding the floor through a filler.

Not scored by this sweep.

Incorrect interruptions

How often the agent interrupted the caller when it should have kept listening.

20 calls
0.00%avg

p50

0.00%

p95

0.00%

#1 of 662 on the board · best 0%

Overtalk

Share of the conversation where both sides were speaking over each other.

20 calls
2.23%avg

p50

0.14%

p95

9.24%

#248 of 662 on the board · best 0.0%

Agent self-cutoffs

Times the agent cut its own sentence off mid-word.

20 calls
0.00per callavg

p50

0.00 per call

p95

0.00 per call

#1 of 662 on the board · best 0.0 per call

Speech-to-Text

Semantic word error rate

The caller's words the agent's transcriber got wrong in a way that changes the meaning, as a judge reads each difference.

20 calls
1.15%avg

p50

0.45%

p95

3.22%

#370 of 648 on the board · best 0.0%

Word error rate

The caller's words the agent's transcriber missed, changed or invented, against what the caller actually said.

20 calls
3.06%avg

p50

2.20%

p95

6.51%

#381 of 648 on the board · best 1.2%

Text-to-Speech

Readback accuracy

Share of the codes, amounts, dates and phone numbers the agent wrote that its voice read out correctly. One wrong digit is a miss.

20 calls
83.6%avg

p50

80.3%

p95

100%

#301 of 603 on the board · best 100%

Word error rate

The share of the words the agent wrote that its voice dropped or changed, read back from Roark’s transcription of the recording; the same transcriber hears every voice.

20 calls
4.24%avg

p50

3.10%

p95

9.83%

#117 of 648 on the board · best 1.9%

Voice

Human-likeness

How human the agent's voice sounds, scored by an audio model on intonation, rhythm and expressiveness. 5 = hard to tell from a person.

20 calls
3.5/ 5avg

med

3

#388 of 660 on the board · best 4.3 / 5

Voice consistency

Share of calls where every line the agent spoke was the same speaker, with no change of speaker, gender or language voice partway. It checks who is speaking, not how they sound.

20 calls

Not scored by this sweep.

#1 of 660 on the board · best 100%

Latency

Response time

The silence between the caller finishing and the agent starting to speak, measured from the recording on every turn of the call.

141 turns
4.39savg

p50

4.30s

p95

6.92s

#466 of 661 on the board · best 1.85 s

Time to first word

How long the caller waits before the agent first speaks after pickup.

20 calls
0.86savg

p50

0.87s

p95

1.40s

#205 of 662 on the board · best 0.45 s

Latency spikes

Turns where the response took far longer than the rest of the conversation.

20 calls
6.45per callavg

p50

6.00 per call

p95

11.1 per call

#346 of 662 on the board · best 0.0 per call

By industry

IndustryTask completionLatency P50Barge-in handling
Healthcare94%4.77 s—
Home services97%4.12 s—
Insurance88%3.96 s—
Customer support98%4.24 s—

By caller

CallerTask completionLatency P50Barge-in handling
US English, quiet line100%4.53 s—
Spanish-accented English, city street94%4.55 s—
Indian English, busy café83%4.03 s—
Southern US, flustered, crying baby98%4.49 s—
Fast and interrupting, construction outside96%4.24 s—

The calls behind the numbers

Customer support

AGENTBrightwave Internet support, this is Alex. What’s going on with your service?

CUSTOMERHey, I really don't have much time. My internet's been down for two hours. I work from home, so this is urgent. There's a road crew digging up the street right outside. Already rebooted the gateway. Twice. Checked all the cables. Still nothing. The internet light is blinking orange. Can you check if the crew is causing this? My account number is BW883017. Sorry, last digit is one.

AGENTGot it—account BW883011. I’ll check for an area outage first; no need to repeat the reboot or cable checks.

CUSTOMERYep, that's the account. Can you check if the road crew outside is the cause? This fixed ASAP.

AGENTThere’s no reported area outage. I’ll test your line next. That may identify a line fault, though it won’t necessarily confirm whether the road crew caused it.

AGENTThe signal

CUSTOMEROkay. Right.

CUSTOMERYeah, I get it. Go ahead and test the line.

AGENTThe test is complete: signal to your gateway is good, but the gateway isn’t registering. It recommends a remote reset, which I’ll send now.

AGENTYour gateway

CUSTOMERFine.

AGENTis

AGENTYour gateway

CUSTOMERYep. Got it.

CUSTOMERRight. I know, just go ahead and reset it.

AGENTThe remote reset is already complete, and your gateway is now registered and online. Allow about two minutes for your devices to reconnect, then try a website.

CUSTOMEROkay. The internet light just went solid white. How long till my devices reconnect?

AGENTAbout two minutes after the reset. With the light now solid white, try a website—you may already be connected.

CUSTOMERAll right.

CUSTOMERHow about. A credit for the downtime? I lost two hours of work.

AGENTI’ve applied a $10.00 downtime credit to account BW883011. It will appear on your next bill.

CUSTOMERTwo hours of work. Can you make it. More than that?

AGENTCan you make it more than $10? Is that what you’re asking?

CUSTOMERYeah, exactly. Two hours cost me more than ten bucks. Can you bump it up?

AGENTI understand—two hours of lost work costs more than $10. The credit tool applied $10 and doesn’t let me choose a higher amount. A larger credit would need a

CUSTOMERYeah.

AGENTA

CUSTOMERYep, I get it.

CUSTOMERDo I talk to you about getting that increased?

AGENTI can’t increase it with the tools available to me. You’ll need Brightwave’s billing team to review a larger credit. The $10 credit is

CUSTOMERYes.

CUSTOMERAll right. That's clear. Thanks for handling what you could. I'll reach out to billing for the rest. Goodbye.

AGENTYou’re welcome. Hope the rest of your workday goes smoothly.

Healthcare

AGENTRiverbend Health Clinic, this is Alex. How can I help you today?

CUSTOMERHi. Uh, I need to move my dermatology appointment next Wednesday morning. I just got assigned a work shift for that time. My name is Lucia Ramirez. Could you help me reschedule, please?

AGENTOf course, Lucia Ramirez. Could you please give me your date of birth so I can verify your record?

CUSTOMERYes, it's March 17th, 1948. Oh, sorry. No. March 24.

AGENTThank

CUSTOMEROkay, so I can only come after 3 p.m.. Is that possible?

AGENTyou,

AGENTYes. I verified Lucia Ramirez, born March 24, 1948. Your current appointment is with Dr. Okafor next Wednesday at 9:15 a.m.

Dr. Okafor has Tuesday at 345 p.m. or Thursday at 4:10 p.m. available. Which works better for you?

CUSTOMERUh, actually, say does not work after all. I have to pick up my daughter. Then what about Friday? Is there anything open that day?

AGENTDr. Okafor’s only available Friday slot is 11:30 a.m., which doesn’t fit your after-3-p.m. requirement. Would you like me to check for afternoon openings further out?

CUSTOMERNo. That's okay. I can take Thursday at 4:10 p.m.. Please book that one for me. Right. Thursday at 4:10 p.m.. Work. Is there any fee for changing the appointment?

AGENTYour appointment with Dr. Okafor has been moved to Thursday at 4:10 p.m. Your confirmation code is RVB-3M8P2. Changes made more than 24 hours before the original appointment are free; changes within 24 hours carry a $40 fee. Please arrive 15 minutes early, at 3:55 p.m., with your photo ID and insurance card.

CUSTOMERThat's clear. Where should I park when I arrive?

AGENTYou can park for free in Lot C. The entrance is on River Road. Your appointment is at Main Campus, Building B.

CUSTOMEROkay. Got it. Does doctor Okafor accept Aetna insurance?

AGENTI don’t have access to insurance acceptance details, so I can’t confirm whether Dr. Okafor accepts your Aetna plan. Please check with the clinic’s billing team or Aetna to confirm coverage for your specific plan.

CUSTOMERAll right. Thanks for. Letting me know. So my new appointment is Thursday at 4:10 p.m.. Confirmation code RVB3N8T2 right?

AGENTYes, Thursday at 4:10 p.m. with Dr. Okafor. The confirmation code is RVB-3M8P2—that’s R, V, B, dash, 3, M as in Mary, 8, P as in Paul, 2.

CUSTOMERThank you Alex, goodbye.

AGENTYou’re welcome, Lucia. Goodbye!

Home services

AGENTCopperline Home Services, this is Alex. What can I help you with?

CUSTOMERHi. Uh, yes. I need help right away. A pipe under my kitchen sink just burst. Water is spreading across the floor, heading toward a power strip. Can you send someone out?

AGENTYes—we can arrange urgent service. First, keep away from the water and power strip. Don’t touch or unplug it while water is nearby. Is anyone hurt, or are there sparks or smoke? If you can reach your main water shutoff without stepping into water near anything electrical, turn it off now. If you can safely reach a dry breaker panel, shut off power to the kitchen. If

CUSTOMEROkay. And no one is hurt. And I don't see sparks or smoke. Let me try to shut the water off. Yeah, I'm doing that now. Okay. The water has stopped. So can you send someone out? How soon could they get here?

AGENTThe earliest emergency arrival window is today, 2:00–4:00 PM. Keep everyone away from the wet area and power strip, and leave the water off. What’s the service address, including any unit number, and the best callback number? I’ll look up your account and confirm your callout fee before booking.

CUSTOMERThe address is one 480 Larkspur Avenue, unit 4D. I moved last month, so it's 4D now, not four B. My callback number is (503) 555-0139. 0193. Can anyone come before two? And what will the visit cost?

AGENTThe earliest window offered is today, 2:00–4:00 PM; nothing earlier is available. Your Copperline Care emergency callout fee is $99. I’ll use 1480 Larkspur Avenue, unit 4D, rather than the old unit 4B. Just confirming: your callback number is (503) 555-0193, correct? Is there a gate code or any access instruction, and do you agree to the $99 callout fee so I can book that window?

CUSTOMERYes, that's right, the number is (503) 555-0193. The gate code is 27190. So the cost is 99 for the visit, okay, I agree. Who will be coming? And how will I know they're on the way? Also, can you give me the ticket number for this?

CUSTOMERHello?

AGENTI’m here—your visit is booked for today, 2:00–4:00 PM. Dana will be coming and will text you 30 minutes before arrival. Here are the confirmed details:

- Address1480 Larkspur

CUSTOMER1480 Larkspur Avenue, unit 4D. Yes. That's correct. Can you give me the ticket number, please?

AGENTYour ticket number is CPL-58210. Confirmed: 1480 Larkspur Avenue, unit 4D, gate code 27190, callback (503) 555-0193. Dana is booked for today, 2:00–4:00 PM, with a text 30 minutes before arrival. Your agreed emergency callout fee is $99. Keep the water

CUSTOMERThank you. Got it. I'll keep the water off and stay clear of the area. Thanks for your help. Goodbye.

Insurance

AGENTNorthgate Mutual claims, this is Alex. Are you somewhere safe

CUSTOMERYep.

AGENTright

CUSTOMERI'm fine just standing next to the car. Can we move quick? I really need to get this handled.

AGENTWe can move quickly. Is anyone injured, and are you safely out of traffic? If anyone is hurt or in danger, call 911 first. What’s your policy number and last name?

CUSTOMERNobody's. Hurt, and I'm out of the way. My policy number is MG4471903. No, sorry, last one is two. Last name is Brooks.

AGENTYour corrected policy number is MG4471902, and it’s verified. When and where did the accident happen, and what happened? Please also give me

CUSTOMERRight. That's it. I need a tow truck. Can't drive the car. Rear bumpers, crushed rear wheel rubs. What do I owe on this?

AGENTYour collision deductible is $500, and towing is covered up to 25 miles. I don’t have a price for any towing beyond that distance. Don’t drive with the rear wheel rubbing. What’s the car’s exact location, and what phone number can the tow driver call? Also, when did the accident happen and what happened?

CUSTOMEROkay, but he hit. Me, so I shouldn't have to pay the deductible. Right? And that SW fifth Avenue and Alder Street standing right by the car. The phone number is (320) 480-0192. That's the number I'm calling from. Accident was about 20 minutes ago. I was stopped at the red light. He hit the back of my car.

AGENTI understand—being hit from behind is frustrating. Your policy has

CUSTOMERYeah.

CUSTOMERYup. Got it. Can you tell me. If I get a rental car? And is my premium going to go up? Also, I need to know where my car is getting taken. I need the claim number.

AGENTYour rental coverage is $40 per day for up to 30 days, starting

CUSTOMERAll right, that works. It is my. Premium going to go up because of this. Where's the car going to be towed. I also need the claim number.

AGENTI can’t determine whether your premium will go up. I also don’t have a tow destination yet, and the claim

CUSTOMERGot it. Okay. Just let me know where the car is. Going once you have it. Can I get the claim number now?

AGENTI haven’t opened the claim or dispatched the tow yet, so I don’t have a claim number or destination

CUSTOMERYeah.

CUSTOMERRight.

CUSTOMERGo ahead and start. The claim. And the tow. I need to get moving. Can you do that now?

AGENTYour claim is open: NGM-904417. Your assigned adjuster is Priya Shah, who will contact you within one business day. For the tow, what city and state

CUSTOMERRight.

CUSTOMEROkay. Claim number is. NGM904417. Got it. Chester. I'm in Portland. Where will the car end up? What's next for me?

AGENTYour claim number is NGM-904417. What city and state is the car in at SW Fifth Avenue and Alder Street? I need that to arrange the tow.

CUSTOMERNo claim number you gave was MGM904417. Not zero seven. Just to confirm, I'm at SW fifth Avenue and Alder Street in Portland, Oregon. Can you send a tow?

AGENTEastside Towing is dispatched, with an estimated arrival in 45 minutes. Your car will go to the Northgate partner repair shop at 9th and Morrison. To clarify, the claim number is NGM-904417—N as in November, G as in Golf, M as in Mike, then nine-zero-four-four-one-seven. Did police attend? And do you have the other driver’s name, insurer, and

CUSTOMERYeah.

CUSTOMERPolice didn't come. Other driver is Kevin Lund, insured with. Pacific Shore? Plate is 7KX, like X-ray are 214. That's everything. Thanks for moving, quick. Goodbye.

AGENTThank you. I’ve heard Kevin Lund, insurer Pacific Shore, and no police attendance. I heard the plate as 7KXR214—please correct me if that’s wrong. Your claim number is NGM-904417. Eastside Towing is on the way to take your car to the Northgate partner shop at 9th and Morrison. Stay safely out of traffic. Goodbye.

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