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Roark Live Bench · Suite v1.3 · Sweep of 23 October 2026

Voice AI models, ranked on live phone calls.

Every speech-to-text, language model and text-to-speech model, run in every combination on the same real call to the same agent. A model is ranked on every stack it runs in; the stacks are the evidence.

661 stacks published13,990 scored callsPublished at 20 scored calls

Our picks

Task completionMedian responseCost per minute

The read

  • 430 of 642 cascades complete the task in at least 90% of calls, and the top 10 sit within 1 point of each other. What separates the top stacks is speed and cost.
  • Median response time runs from 0.5 s to 6.0 s on the same agent and the same caller, a spread of 5.5 s that comes entirely from the models behind it.
  • No stack wins everything. The fastest, OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD at 0.5 s, ranks 530 of 642 on task completion; the most complete is Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD at 99%.
  • The language model matters most: swapping it moves task completion by 7 points, against 3 for the speech engine and 2 for the transcriber.

Cascade vs Speech-to-Speech

The first choice to make. A cascade chains three models: one transcribes, one decides what to say, one speaks. A speech-to-speech model does all three at once. Both run the same agent on the same calls here.

  • Cascades lead on task completion, tool use and time to first word; speech-to-speech leads on response time and cost per task. Neither wins outright, so the right choice depends on what your calls need.
  • The biggest difference is task completion: 95% for cascades against 77% for speech-to-speech.
CascadeSpeech-to-speech
Task completionTool useTime to first wordResponse timeCost per task255075100
MeasureCascadeSpeech-to-speech
Task completion
95% (leads)77%
Tool use
72% (leads)55%
Time to first word
0.7 s (leads)1.3 s
Response time
3.6 s2.6 s (leads)
Cost per task
$0.15$0.15 (leads)

The three strongest of each, averaged. Cascades: Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.5; AssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Rime Coda; Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + Rime Coda. Speech-to-speech: grok-voice-think-fast-2.0; gemini-3.8-live; amazon.nova-2-sonic-v1:0. Each measure is scored 0 to 100 on its own scale, further out is better; the table gives the same figures in their own units.

Which to use

  • Choose speech-to-speech when the pause matters more than the outcome: short transactional calls, callers who interrupt, queues where every half second costs you callers. Expect to pay more, and choose the model carefully (gpt-live-1 (backend gpt-6.1-sol) leads here).
  • Choose a cascade when the call has to complete, when cost matters, or when you need to see which stage to fix. It is 13 points ahead on task completion here.
  • Costs are what each stack’s providers charged for these calls, at the rates in effect when they ran. Telephony and hosting are not included.

Speech-to-Text

The transcriber turns the caller's speech into text. It decides what the agent thinks it heard, and nothing after it can start until it finishes.

  • AssemblyAI Universal-3.6 Pro, AssemblyAI Universal-3.5 Pro, Deepgram Nova-3 and Speechmatics Enhanced (realtime) are level: none leads by more than the margin of error. Of them, AssemblyAI Universal-3.6 Pro costs least, at $0.030 a call. Avoid Speechmatics Linden-1 (own VAD): last on semantic word error rate (2.2%).
  • Speechmatics Linden-1 (own VAD) delivers its transcript in 0.49 s, OpenAI Whisper-1 in 1.93 s: 1.44 s added to every turn of the call.
  • AssemblyAI Universal-3.6 Pro is the most accurate: it changes the meaning of 0.9% of the caller's words, against 2.2% for Speechmatics Linden-1 (own VAD).
  • In 341 of 648 cascades the transcriber is the slowest step of the turn, whichever model runs it.

Open a model to see where it ranks and the stacks it works best in.

Language model

The language model decides what the agent says and does. It has the most influence on whether the task gets done, and usually takes the largest share of each turn.

  • Pick OpenAI GPT-6.1 Sol: it leads on task completion (95%), tool use (71%) and instruction following (4.2 / 5). If speed matters more, Anthropic Claude Haiku 4.5 is the quickest, at 0.36 s, and completes 91%. Avoid OpenAI GPT-5.1: last on tool use (33%) and instruction following (4.1 / 5).
  • Anthropic Claude Haiku 4.5 starts answering in 0.36 s, Google Gemini 3.8 Flash in 1.47 s: 1.11 s added to every turn of the call.
  • OpenAI GPT-6.1 Sol uses its tools most reliably: it handles its tools without a mistake on 71% of calls, against 33% for OpenAI GPT-5.1.
  • In 161 of 648 cascades the language model is the slowest step of the turn, whichever model runs it.
7OpenAI GPT-4o44 / 100

Open a model to see where it ranks and the stacks it works best in.

Text-to-Speech

The speech engine is the voice the caller hears, and the last step before they hear anything.

  • Cartesia Sonic-3.6, Cartesia Sonic-3.5 and ElevenLabs v4 Turbo are level: none leads by more than the margin of error. Of them, Cartesia Sonic-3.5 costs least, at $0.165 a call. Avoid OpenAI TTS-1 HD: last on readback accuracy (80%), word error rate (8.7%) and time to first audio byte (2.09 s).
  • ElevenLabs v4 Turbo starts speaking in 0.11 s, OpenAI TTS-1 HD in 2.09 s: 1.97 s added to every turn of the call.
  • Cartesia Sonic-3.6 is the most accurate: it reads codes, amounts and dates back correctly 87% of the time, against 80% for OpenAI TTS-1 HD.
  • Cartesia Sonic-3.6 sounds the most human: 3.8 / 5, against 3.4 / 5 for ElevenLabs Flash v2.5.
  • In 99 of 648 cascades the speech engine is the slowest step of the turn, most often with OpenAI TTS-1 HD (54 of them).
5Rime Coda67 / 100
8OpenAI TTS-155 / 100

Open a model to see where it ranks and the stacks it works best in.

Speech-to-Speech models

One model listens, reasons and speaks, so there is nothing to swap and no stages to split. Each is judged on the whole call, with the same calls and the same scoring as every cascade.

  • The model matters as much as the architecture: gpt-live-1 (backend gpt-6.1-sol) completes 86% of tasks, ElevenLabs Realtime v1 Mini 42%.
  • grok-voice-think-fast-2.0 answers in 2.1 s against 4.1 s for gemini-2.5-flash-native-audio-preview-12-2025.
  • Price varies as much as quality: $0.06 per completed task for amazon.nova-2-sonic-v1:0, $0.69 for gpt-realtime-2.

Every stack

The evidence behind the model boards: each combination on its own calls, scored on the same recipe. Open a stack for its full report, every figure it was scored on and the calls behind them.

AssemblyAIOpenAICartesiaGoogleDeepgramRimeElevenLabsAnthropicSpeechmaticsxAIUltravoxAmazoneach bar split by what every figure earned of its weight
0255075100

Each score carries its 95% margin of error. A rank is the best place a stack could hold once every margin is allowed for, so stacks the calls cannot tell apart share one and are listed by the low end of their margin; hover a rank for the worst place it could hold. 92 stacks are level with the leader: their calls cannot tell them apart. Among them, 31 Google Gemini 3.8 Flash, 29 OpenAI GPT-6.1 Sol, 19 Anthropic Claude Sonnet 5.5, 9 Anthropic Claude Haiku 4.5, 2 OpenAI GPT-4o mini, 1 OpenAI GPT-4.1 and 1 speech-to-speech; 48 AssemblyAI, 23 Deepgram and 20 Speechmatics; 48 Cartesia, 33 ElevenLabs, 9 Rime and 1 OpenAI. A cascade's figures are 25% its own calls and 75% what every other stack shows about its transcriber, language model and voice.

Not ranked here for missing data: Speechmatics Linden-1 + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD (no response time or tool use or human-likeness or readback accuracy or voice consistency).

See all 654 stacks

By industry

Each industry ranked on its own calls: the same five callers, its own tasks and tools. A stack has a handful of calls in each, so a cascade is ranked on what its transcriber, language model and voice show across every stack in that industry, and a speech-to-speech model on its own calls there. Pairings show on the main board. Every panel is on one scale, so a bar reads against the other industries as well as its own.

Healthcare

Reschedule an appointment. A patient moves a dermatology appointment around a work schedule, corrects their date of birth, narrows the times twice, and asks about the change fee, parking and insurance.

Home services

Urgent repair: triage and booking. A caller with a burst pipe needs safety advice first, then an emergency visit. The unit on file is out of date, the callback number gets corrected, and the caller pushes for an earlier visit.

Insurance

Report a new auto claim. A driver who was just rear-ended reports a claim, corrects the policy number, spells the other car’s plate, asks about the deductible, a rental and their premium, and needs a tow.

Customer support

Internet outage troubleshooting. A technical caller who has already rebooted the gateway pushes back on scripted steps, wants the line fixed, and asks for a bigger credit for the downtime.

How it works

Every number on this page comes from real phone calls, placed and scored the same way for every stack.

01

Real calls, four industries, five callers

Roark places real phone calls over the public phone network to a reference agent for each of four industries: rescheduling a clinic appointment, booking an urgent home repair, opening an auto insurance claim and fixing an internet outage. Each agent has its own prompt and tools, identical for every stack. The tasks carry the details real calls trip on: a corrected date of birth, a policy number spelled out, a constraint added halfway through.

Every industry is called by the same five simulated callers: a quiet US English line, a Spanish-accented caller on a city street, an Indian English caller in a busy café, a flustered Southern caller with a baby crying, and a fast caller who interrupts over construction noise. They are equally clear about what they want, so a call fails because of the agent, not the caller. Only the models change, so any difference on the board comes from them.

Each caller rings each industry once for a cascade and four times for a speech-to-speech model. A cascade's figures also draw on its parts, heard in dozens of other stacks; a speech-to-speech model has only its own calls, so it takes more of them.

That makes industries comparable over the same callers, and callers over the same tasks, and the board can be re-ranked by either. One caller within one industry is too few calls to judge, so the board never shows it.

655

stacks

20

calls per stack

13,876

calls scored

02

Every model, in every combination

9 transcribers, 8 language models and 9 voices are run in every combination with each other, beside 13 speech-to-speech models. A model's own figures pool every stack it runs in, adjusted for its partners in each one, so every model is compared as if it ran with the same partners. A transcriber's figure rests on hundreds of calls with every language model and every voice, not on one lucky pairing.

That measures a model where it actually works: inside a running agent, on live phone audio, through interruptions, corrections and real turn-taking. A test that feeds a model clean audio files or one prompt at a time never sees any of that.

03

One score, weighted by what matters on a call

Each section ranks on a Roark score. Every figure scores 0 to 100 between two published points: full marks where doing better makes no difference to the caller, zero where the call breaks down. Each then counts at its weight, and the weights follow one order everywhere: whether the caller got what they rang for, then whether the agent got it right, then speed.

A stack, cascade or speech-to-speech, is scored on the outcome and the reply first, then on what each of its components got right on its own calls: the words its transcriber got wrong in a way that changes the meaning, whether its voice read codes and amounts back right, how human it sounded, and whether its tools were handled. A component that leads its section lifts every stack that carries it, by the same recipe for every stack. A figure a stack cannot carry, such as a semantic word error rate for a speech-to-speech model with no transcript, is credited at the field median, so the stack is neither flattered nor punished for it.

On a full sweep each cascade's figure is 25% what its own calls measured and 75% what every other stack shows about its transcriber, language model and voice, fitted across the whole sweep. The split is the same for every stack, so a lucky run does not lead and a stack's score does not move with how noisy its calls were. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls. The best overall pick, on the main board and in each industry, is the stack whose score is highest at the low end of its margin of error, so a few lucky calls cannot carry a stack past one whose score rests on hundreds. Stacks that share a rank are listed the same way, so the first row is the pick.

That order comes from real-world voice agent calls, where getting the conversation right predicts how a call ends more strongly than speed does. The latency points come from the same calls: replying faster than about 2 seconds made no measurable difference, and calls went measurably worse once the agent took more than about 3 seconds to reply.

Stacks and speech-to-speech

FigureWeightFull marksZero
Task completionscenario_adherence_check21%100%80%
An agent that completes fewer than four calls in five is not fit to deploy. On a full sweep, a cascade's figure is 25% what its own calls (20 or more) measured and 75% what every other stack shows about its transcriber, language model and voice, the same split for every stack, so a lucky run does not lead. Where the sweep is too small for that, and for a speech-to-speech model, the figure is the stack's own. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls.
Response timeresponse_time17%2.0 s6.0 s
In real calls, replying faster than 2 s made no measurable difference, and calls went worse past 3 s.
Instruction followinginstruction_follow13%5.0 / 53.0 / 5
Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range.
Semantic word error ratestt_semantic_word_error_rate13%0.5%3%
At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way.
Tool usetool_use13%100%50%
An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on.
Human-likenessvoice_human_likeness8%4.5 / 52.5 / 5
4.5 out of 5 is close to a person on the phone; 2.5 sounds plainly synthetic.
Time to first wordtime_to_first_word4%1.0 s4.0 s
A greeting within 1 s sounds natural; 4 s of silence sounds like a dead line.
Readback accuracytts_entity_readback_accuracy4%100%60%
Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong.
Word error ratetts_word_error_rate4%2%12%
At 2% the voice says what it was given; at 12% one word in eight comes out wrong.
Voice consistencyvoice_consistency_check4%100%80%
A voice that changes speaker on one call in five is not one a business can put its name to.

Shown, not scored: Turn budget, Barge-in handlingbarge_in_yield_appropriateness

Counted only with price factored in: Cost per task

Language model

FigureWeightFull marksZero
Task completionscenario_adherence_check36%100%80%
An agent that completes fewer than four calls in five is not fit to deploy.
Tool usetool_use27%100%50%
An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on.
Instruction followinginstruction_follow18%5.0 / 53.0 / 5
Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range.
Time to first tokenllm_time_to_first_token18%0.50 s2.00 s
Under 0.5 s is not noticeable; at 2 s the first token alone takes two thirds of the 3 s past which real calls go worse.

Shown, not scored: Prompt cache hitsllm_prompt_cache_hit_rate

Counted only with price factored in: Cost per call

Speech-to-Text

FigureWeightFull marksZero
Semantic word error ratestt_semantic_word_error_rate71%0.5%3%
At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way.
Time to final transcriptstt_time_to_final_transcript29%1.00 s2.50 s
The fastest transcribers finish in about 1 s; past 2.5 s the transcript alone uses most of a natural reply time.

Shown, not scored: Word error ratestt_word_error_rate

Counted only with price factored in: Cost per call

Text-to-Speech

FigureWeightFull marksZero
Readback accuracytts_entity_readback_accuracy32%100%60%
Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong.
Word error ratetts_word_error_rate21%2%12%
At 2% the voice says what it was given; at 12% one word in eight comes out wrong.
Time to first audio bytetts_time_to_first_byte21%0.20 s1.50 s
Under 0.2 s is not noticeable; 1.5 s is half the point where calls go worse.
Human-likenessvoice_human_likeness16%4.5 / 52.5 / 5
4.5 out of 5 is close to a person on the phone; 2.5 sounds plainly synthetic.
Voice consistencyvoice_consistency_check11%100%80%
A voice that changes speaker on one call in five is not one a business can put its name to.

Counted only with price factored in: Cost per call

Factor in price and cost takes 25% of the score; the other weights keep their proportions. Price is scored on a log scale, so each doubling costs the same points.

A figure listed as shown, not scored is on the section’s boards and outside its score. Where a section has not collected a scored figure yet, the others share its weight.

04

Every call recorded and judged

Every call is recorded. Judge models score each transcript for the outcome and the conversation, and the timings come from the recording. Every figure links to the calls behind it.

Roark is on both sides of every call: it plays the caller, so it keeps the exact text its caller said, and it runs the agent under test, so it sees what the agent’s transcriber heard and what its model wrote for its voice. The transcript and voice figures come from lining those up, with no hand-made transcript in between. Each carries a margin from the synthetic voice or Roark’s transcriber in the loop. Every model faces the same ones under the same conditions, so the figures compare models on the same calls through the same voice and the same ear, though those slips need not fall evenly on each model. The rates will not match a vendor’s figure on a curated set; read them against each other.

An example: one call from this sweep

Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD, 23 October 2026. Highlighted turns are the ones that affected a score. Every stack's report links to its calls.

Transcript, verbatim.

Read the full methodology

See how your own agent compares

Roark runs the same kind of calls against your agent, on your scenarios, with the same scoring.

Test your agent

OpenAI Whisper-1 + OpenAI GPT-4o + ElevenLabs v4 Turbo

Cascade

Rank on Roark score

#109of 654 stacks

55 / 100

Leader AssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.6, 68 / 100

Where it ranks

Roark score with price55 / 100212 of 654Leader AssemblyAI Universal-3.5 Pro + Google Gemini 3.8 Flash + Cartesia Sonic-3.5, 70 / 100
Task completion91%335 of 655Leader Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD, 99%
Tool use59%187 of 632Leader AssemblyAI Universal-3.5 Pro + Anthropic Claude Sonnet 5.5 + Cartesia Sonic-3.5, 85%
Time to first word0.8 s151 of 655Leader AssemblyAI Universal-3.5 Pro + OpenAI GPT-6.1 Sol + ElevenLabs Flash v2.5, 0.5 s
Response time3.9 s389 of 654Leader OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD, 0.5 s
Barge-in handlingn/aLeader gemini-2.5-flash-native-audio-preview-12-2025 (speech-to-speech), 100%
Turn budget3.9 s352 of 596Leader OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD, 0.5 s
Cost per task$0.35411 of 654Leader Speechmatics Linden-1 + OpenAI GPT-4o mini + OpenAI TTS-1, $0.05

Its models

Task completion

Task completion

How much of the caller’s task the agent completed: the share of the scenario’s checks a judge model found met in the transcript, averaged over calls. Before v1.3, the share of calls judged 4 or better out of 5.

20 calls
91%Completed

#340 of 661 on the board · best 99%

Flow adherence

How closely the agent followed the intended conversation flow, judged per call. 5 = fully followed.

20 calls
4.4/ 5avg

med

4

#100 of 661 on the board · best 5.0 / 5

Instruction following

How well the agent stuck to the instructions in its own prompt. 5 = followed throughout.

20 calls
4.3/ 5avg

med

4

#12 of 661 on the board · best 5.0 / 5

Turn-taking

Barge-in handling

When the caller interrupts, how often the agent made the right call: yielding to a real correction, and holding the floor through a filler.

Not scored by this sweep.

Incorrect interruptions

How often the agent interrupted the caller when it should have kept listening.

20 calls
0.00%avg

p50

0.00%

p95

0.00%

#1 of 661 on the board · best 0%

Overtalk

Share of the conversation where both sides were speaking over each other.

20 calls
3.33%avg

p50

0.46%

p95

15.1%

#388 of 661 on the board · best 0.0%

Agent self-cutoffs

Times the agent cut its own sentence off mid-word.

20 calls
0.00per callavg

p50

0.00per call

p95

0.00per call

#1 of 661 on the board · best 0.0 per call

Speech-to-Text

Semantic word error rate

The caller's words the agent's transcriber got wrong in a way that changes the meaning, as a judge reads each difference.

20 calls
0.69%avg

p50

0.00%

p95

2.98%

#160 of 648 on the board · best 0.0%

Word error rate

The caller's words the agent's transcriber missed, changed or invented, against what the caller actually said.

20 calls
2.04%avg

p50

1.83%

p95

5.23%

#85 of 648 on the board · best 1.2%

Text-to-Speech

Readback accuracy

Share of the codes, amounts, dates and phone numbers the agent wrote that its voice read out correctly. One wrong digit is a miss.

19 calls
91.5%avg

p50

92.5%

p95

100%

#109 of 603 on the board · best 100%

Word error rate

The share of the words the agent wrote that its voice dropped or changed, read back from Roark’s transcription of the recording; the same transcriber hears every voice.

20 calls
2.73%avg

p50

1.19%

p95

8.38%

#7 of 648 on the board · best 1.9%

Voice

Human-likeness

How human the agent's voice sounds, scored by an audio model on intonation, rhythm and expressiveness. 5 = hard to tell from a person.

20 calls
3.5/ 5avg

med

4

#332 of 659 on the board · best 4.3 / 5

Voice consistency

Share of calls where every line the agent spoke was the same speaker, with no change of speaker, gender or language voice partway. It checks who is speaking, not how they sound.

20 calls

Not scored by this sweep.

#1 of 659 on the board · best 100%

Latency

Response time

The silence between the caller finishing and the agent starting to speak, measured from the recording on every turn of the call.

135 turns
4.04savg

p50

3.95s

p95

5.80s

#393 of 660 on the board · best 0.50 s

Time to first word

How long the caller waits before the agent first speaks after pickup.

20 calls
3.48savg

p50

0.83s

p95

17.4s

#153 of 661 on the board · best 0.45 s

Latency spikes

Turns where the response took far longer than the rest of the conversation.

20 calls
5.90per callavg

p50

5.00per call

p95

9.10per call

#248 of 661 on the board · best 0.0 per call

By industry

IndustryTask completionLatency P50Barge-in handling
Healthcare90%3.98 s—
Home services85%3.89 s—
Insurance100%3.82 s—
Customer support91%4.41 s—

By caller

CallerTask completionLatency P50Barge-in handling
US English, quiet line94%3.95 s—
Spanish-accented English, city street91%4.23 s—
Indian English, busy café91%3.77 s—
Southern US, flustered, crying baby89%4.50 s—
Fast and interrupting, construction outside92%3.62 s100%

The calls behind the numbers

Customer support

AGENTBrightwave Internet support, this is Alex. What’s going on with your service?

CUSTOMERHey, uh, sorry. I'm a little flustered. My internet's been out for about two hours now, and I work from home, so I really need it. There's a road crew digging up the street outside, and I'm not sure if that's what's causing it. I already rebooted the gateway twice and checked all the cables. The internet light is blinking orange. Is that something y'all can check?

AGENTLet's get your issue sorted out. Could you provide either your account number or the phone number associated with your account? I'll start by checking for any area outages and verify your account.

CUSTOMERYeah, sure. Um, my account number is BW883017. Oh, sorry, last digit is one. Is that okay? And my phone number's 218-438-1385. Could you check if there's an outage because of that road crew?

AGENTI sent a remote reset to your gateway, and it’s now registered and online. Your devices might take a couple of minutes to reconnect. Please check your internet connection again, and let me know if everything's back to normal.

CUSTOMEROkay, uh, hang on. The light just went solid white now. So, does that mean it's back up? How long do you think it'll take for my devices to reconnect and start working again? I just want to make sure everything's good before I get back to work.

AGENTThe solid white light means your gateway is back online. Your devices should reconnect within the next couple of minutes. If they don't automatically reconnect, you might need to restart them or reconnect to your Wi-Fi. If you run into any issues, feel free to reach out again.

CUSTOMERAlright, that helps. Thank you. Um, since I lost two hours of work, can y'all give me a credit for the downtime? I'd really appreciate it.

AGENTI understand the inconvenience, but I'm unable to apply a service credit at this time. If you need any further assistance or have other questions, feel free to contact us. Have a great day!

Healthcare

AGENTRiverbend Health Clinic, this is Alex. How can I help you today?

CUSTOMERHey, sorry, I'm calling from home, so you might hear a baby fussing in the background. I need to reschedule my dermatology appointment next Wednesday morning. I just found out I've got a work shift then. Is there any way I can move it to after 3 p.m.?

AGENTI can help with that. Could you please provide your full name and date of birth so I can verify your information?

CUSTOMERYeah, sure, sorry. Just a little flustered. My name is Wade Carter. My date of birth is March 17, 1948. Oh, sorry, no, I meant 1984. March 17, 1984. Is that okay?

AGENTI found your dermatology appointment with Dr. Okafor scheduled for next Wednesday at 9:15 AM. We can move it to the available slot on Thursday at 4:10 PM. Does that work for you?

CUSTOMEROh, thank you. Yeah, that Thursday at 4 10 p.m. should be good. Could you please confirm that'll be with Dr. Okafor? And, uh, is there any fee for changing the appointment?

AGENTYour appointment has been successfully rescheduled to Thursday at 4:10 PM with Dr. Okafor. Your new confirmation code is RVB-3M8P2. Please arrive 15 minutes early with a photo ID and your insurance card. Regarding fees, since you changed your appointment more than 24 hours in advance, there is no charge for this change. Let me know if there's anything else you need!

CUSTOMERAlright, thank you. That's a relief about the fee. Sorry, can you tell me where I should park when I come in? I always worry I'll end up in the wrong spot. And, uh, does Dr. Okafor take Aetna insurance?

AGENTYou can park in the free patient parking in Lot C, with the entrance on River Road. As for insurance, Dr. Okafor does accept Aetna. If there's anything else you need, feel free to ask!

CUSTOMEROkay, that's really helpful. Thank you. Just to double check, my appointment is Thursday at 4.10 p.m., confirmation code RVB3M8P2, and I park in Lot C off River Road, right? Sorry, I just want to make sure I've got it all straight.

AGENTYes, that's correct! Your appointment is on Thursday at 4:10 PM with the confirmation code RVB-3M8P2. You can park in Lot C, with the entrance off River Road. If you have any more questions or need further assistance, just let me know!

Home services

AGENTCopperline Home Services, this is Alex. What can I help you with?

CUSTOMERHello, Alex. I need urgent help, please. The pipe under my kitchen sink has burst and water is spreading across the floor toward a power strip. I have not shut the water off yet. Can you send someone right away?

AGENTFirst, let's ensure safety. Please immediately shut off the water main to stop the flow of water. You should find the shut-off valve near your water meter or where the main water

CUSTOMEROkay, I'm shutting it off now. The water has stopped. What should I do next?

AGENTGreat job on shutting off the water! Now, please stay away from any electrical outlets or devices near the water. Do not touch any electrical equipment that might have come into contact with the water. Let's get a technician out to you as soon as possible. Could you please provide your phone number or address so I can look up your customer information and book an emergency visit?

CUSTOMERYes, of course. My address is 1480 Larkspur Avenue. I recently moved from Unit 4B to Unit 4D. So, it is Unit 4D now. My callback number is 503 555 0139. No, 0193.

CUSTOMERYou okay, baby?

AGENTYes,

CUSTOMERHello?

AGENTYes,

CUSTOMERRight.

AGENTI've opened a

CUSTOMERThat's correct. So, can you tell me how much the visit will cost before I confirm the booking?

CUSTOMERAha! Could you let me know what the emergency visit fee is going to be?

AGENTSure thing! As a Copperline Care member, the emergency callout fee for you will be $99. Would you like to proceed with booking the earliest available window, which is today between 2:00 PM and 4:00 PM?

CUSTOMERIs it possible for anyone to come before 2 p.m.? The water has stopped, but I would prefer someone sooner if possible.

AGENTUnfortunately, the earliest available window for an emergency visit today is from 2:00 PM to 4:00 PM. Would you like to confirm this time slot?

CUSTOMERYes, please. I will take the 2 p.m. to 4 p.m. window. Who will be coming and how will I know they are on the way?

AGENTYour appointment is confirmed for today between 2:00 PM and 4:00 PM. Technician Dana will be coming to assist you. You'll receive a text update 30 minutes before Dana's arrival on your callback number, 503-555-0193. Here's a summary of the information:

- Service Address1480 Larkspur Avenue, Unit 4D

- Callback Number503-555-0193

- Ticket NumberCPL-58210

If you need further assistance, feel free to reach out.

CUSTOMERYes, that's clear. Thank you, Alex. Goodbye.

AGENTYou're welcome! If any more questions pop up, just give us a call. Have a good day! Goodbye.

Insurance

AGENTNorthgate Mutual claims, this is Alex. Are you somewhere safe right now?

CUSTOMERHey, Alex. Yeah, I'm at home right now. Got the baby here with me, but I am safe. Sorry, I know there's a lot going on in the background. My car got hit about 20 minutes ago, so I'm a little shaken up. But I'm not hurt or anything. Just wanted to make sure I do this right. Is that okay?

AGENTI'm glad to hear you're safe, and it's perfectly okay. Let's make sure we get everything sorted out. Could you please provide your policy number and your last name so I can verify your policy?

CUSTOMERThank you, I really appreciate that. My policy number is NG-447-1903. Oh wait, sorry, last one is 2. So, NG-447-1902. And my last name is Carter. Is that alright?

AGENTThank you, Ms. Carter. Your policy has been verified for your 2021 Honda CR-V, and you have coverage for collision, rental reimbursement, and roadside towing. Could you please let me know when and where the accident happened?

CUSTOMEROh, sorry, it's actually Mr. Carter. Wade Carter. Just wanted to clear that up. The accident happened about 20 minutes ago. I was stopped at a red light at Southeast 5th Avenue and Alder Street. That's where it happened. Is that enough info for you?

AGENTThank you for clarifying, Mr. Carter. I have the details for the accident at Southeast 5th Avenue and Alder Street. Could you tell me what happened during the accident, the other driver's name, insurer, and license plate, and whether the police were involved?

CUSTOMERYeah, uh, so I was just sitting at the red light and the other car hit me from behind. Nobody's hurt, thank goodness, but the back bumper's crushed and the rear wheel's rubbing bad. I can't drive it at all. The other driver is Kevin Lund, insured with Pacific Shore. His license plate is 7KXR214, that's X like X-ray, and, uh, the police didn't come out. I called, but they said since nobody was hurt, they wouldn't send anyone. Is that everything you need?

AGENTI've opened a claim for you. Your claim number is NGM-904417, and your adjuster will be Priya Shah, who will contact you within one business day. I've also arranged for Eastside Towing to pick up your vehicle. They should arrive in about 45 minutes and will take your car to a Northgate partner repair shop at 9th and Morrison. Here’s a quick summary:

- Your policy numberNG-447-1902

- Other driverKevin Lund, Pacific Shore, license plate 7KXR214

- Claim numberNGM-904417

If there's anything else you need or if you have further questions, feel free to ask.

CUSTOMERUm, thank you for all that. Sorry, I'm just a little anxious, so I want to make sure I understand everything right. Uh, how much do I have to pay for this? Is there a deductible? Because, I mean, he hit me, so I shouldn't have to pay that, right? And, uh, will I get a rental car while mine's in the shop? Also, is my premium going to go up because of this?

AGENTHere's what your policy covers:

1. Collision DeductibleYou have a $500 deductible for collision coverage. This is the amount you'd pay out of pocket, but since the other driver is at fault, their insurance may cover it. Your adjuster will guide you through this process. 2. Rental Car: You're covered for up to $40 per day for a rental car, for up to 30 days, starting from today. 3. Towing: The towing is fully covered up to 25 miles, so you won't have any costs for that. As for your premium, since you were not at fault, this should not impact your premium. However, your adjuster will have more details on this. If you have more questions or need further clarification, feel free to let me know!

CUSTOMERThank you. That helps a lot. So, just to be sure, since Kevin hit me, I might not have to pay the deductible if his insurance covers it? And, um, I get a rental car for up to $40 a day for 30 days. Starting now?

AGENTYes,

CUSTOMERI'm sorry. I just want to make sure I've got that right. And the toe is all taken care of. No cost? Is there anything I need to do before the adjuster calls me, or should I just wait? And could you repeat the claim number for me one more time, just so I don't mess it up?

CUSTOMERAlright, thank you. I think that covers everything for now. I really appreciate your help. Sorry for all the questions. I just get nervous with this stuff. I'll wait to hear from Priya Shah about the next steps. Thanks again and goodbye.

AGENTYou're welcome, Mr. Carter. Just to confirm: If Kevin's insurance accepts liability, they may cover your deductible. Your rental car coverage starts now, and the towing cost is covered. Your claim number is NGM-904417. You don't need to do anything else right now; just wait for Priya Shah to reach out. Don't hesitate to call if you have more questions. Take care, and goodbye!

How these numbers are measured →