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Roark Live Bench · Suite v1.3 · Sweep of 23 October 2026

Voice AI models, ranked on live phone calls.

Every speech-to-text, language model and text-to-speech model, run in every combination on the same real call to the same agent. A model is ranked on every stack it runs in; the stacks are the evidence.

661 stacks published13,990 scored callsPublished at 20 scored calls

Our picks

Task completionMedian responseCost per minute

The read

  • 430 of 642 cascades complete the task in at least 90% of calls, and the top 10 sit within 1 point of each other. What separates the top stacks is speed and cost.
  • Median response time runs from 0.5 s to 6.0 s on the same agent and the same caller, a spread of 5.5 s that comes entirely from the models behind it.
  • No stack wins everything. The fastest, OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD at 0.5 s, ranks 530 of 642 on task completion; the most complete is Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD at 99%.
  • The language model matters most: swapping it moves task completion by 7 points, against 3 for the speech engine and 2 for the transcriber.

Cascade vs Speech-to-Speech

The first choice to make. A cascade chains three models: one transcribes, one decides what to say, one speaks. A speech-to-speech model does all three at once. Both run the same agent on the same calls here.

  • Cascades lead on task completion, tool use and time to first word; speech-to-speech leads on response time and cost per task. Neither wins outright, so the right choice depends on what your calls need.
  • The biggest difference is task completion: 95% for cascades against 77% for speech-to-speech.
CascadeSpeech-to-speech
Task completionTool useTime to first wordResponse timeCost per task255075100
MeasureCascadeSpeech-to-speech
Task completion
95% (leads)77%
Tool use
72% (leads)55%
Time to first word
0.7 s (leads)1.3 s
Response time
3.6 s2.6 s (leads)
Cost per task
$0.15$0.15 (leads)

The three strongest of each, averaged. Cascades: Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.5; AssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Rime Coda; Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + Rime Coda. Speech-to-speech: grok-voice-think-fast-2.0; gemini-3.8-live; amazon.nova-2-sonic-v1:0. Each measure is scored 0 to 100 on its own scale, further out is better; the table gives the same figures in their own units.

Which to use

  • Choose speech-to-speech when the pause matters more than the outcome: short transactional calls, callers who interrupt, queues where every half second costs you callers. Expect to pay more, and choose the model carefully (gpt-live-1 (backend gpt-6.1-sol) leads here).
  • Choose a cascade when the call has to complete, when cost matters, or when you need to see which stage to fix. It is 13 points ahead on task completion here.
  • Costs are what each stack’s providers charged for these calls, at the rates in effect when they ran. Telephony and hosting are not included.

Speech-to-Text

The transcriber turns the caller's speech into text. It decides what the agent thinks it heard, and nothing after it can start until it finishes.

  • AssemblyAI Universal-3.6 Pro, AssemblyAI Universal-3.5 Pro, Deepgram Nova-3 and Speechmatics Enhanced (realtime) are level: none leads by more than the margin of error. Of them, AssemblyAI Universal-3.6 Pro costs least, at $0.030 a call. Avoid Speechmatics Linden-1 (own VAD): last on semantic word error rate (2.2%).
  • Speechmatics Linden-1 (own VAD) delivers its transcript in 0.49 s, OpenAI Whisper-1 in 1.93 s: 1.44 s added to every turn of the call.
  • AssemblyAI Universal-3.6 Pro is the most accurate: it changes the meaning of 0.9% of the caller's words, against 2.2% for Speechmatics Linden-1 (own VAD).
  • In 341 of 648 cascades the transcriber is the slowest step of the turn, whichever model runs it.

Open a model to see where it ranks and the stacks it works best in.

Language model

The language model decides what the agent says and does. It has the most influence on whether the task gets done, and usually takes the largest share of each turn.

  • Pick OpenAI GPT-6.1 Sol: it leads on task completion (95%), tool use (71%) and instruction following (4.2 / 5). If speed matters more, Anthropic Claude Haiku 4.5 is the quickest, at 0.36 s, and completes 91%. Avoid OpenAI GPT-5.1: last on tool use (33%) and instruction following (4.1 / 5).
  • Anthropic Claude Haiku 4.5 starts answering in 0.36 s, Google Gemini 3.8 Flash in 1.47 s: 1.11 s added to every turn of the call.
  • OpenAI GPT-6.1 Sol uses its tools most reliably: it handles its tools without a mistake on 71% of calls, against 33% for OpenAI GPT-5.1.
  • In 161 of 648 cascades the language model is the slowest step of the turn, whichever model runs it.
7OpenAI GPT-4o44 / 100

Open a model to see where it ranks and the stacks it works best in.

Text-to-Speech

The speech engine is the voice the caller hears, and the last step before they hear anything.

  • Cartesia Sonic-3.6, Cartesia Sonic-3.5 and ElevenLabs v4 Turbo are level: none leads by more than the margin of error. Of them, Cartesia Sonic-3.5 costs least, at $0.165 a call. Avoid OpenAI TTS-1 HD: last on readback accuracy (80%), word error rate (8.7%) and time to first audio byte (2.09 s).
  • ElevenLabs v4 Turbo starts speaking in 0.11 s, OpenAI TTS-1 HD in 2.09 s: 1.97 s added to every turn of the call.
  • Cartesia Sonic-3.6 is the most accurate: it reads codes, amounts and dates back correctly 87% of the time, against 80% for OpenAI TTS-1 HD.
  • Cartesia Sonic-3.6 sounds the most human: 3.8 / 5, against 3.4 / 5 for ElevenLabs Flash v2.5.
  • In 99 of 648 cascades the speech engine is the slowest step of the turn, most often with OpenAI TTS-1 HD (54 of them).
5Rime Coda67 / 100
8OpenAI TTS-155 / 100

Open a model to see where it ranks and the stacks it works best in.

Speech-to-Speech models

One model listens, reasons and speaks, so there is nothing to swap and no stages to split. Each is judged on the whole call, with the same calls and the same scoring as every cascade.

  • The model matters as much as the architecture: gpt-live-1 (backend gpt-6.1-sol) completes 86% of tasks, ElevenLabs Realtime v1 Mini 42%.
  • grok-voice-think-fast-2.0 answers in 2.1 s against 4.1 s for gemini-2.5-flash-native-audio-preview-12-2025.
  • Price varies as much as quality: $0.06 per completed task for amazon.nova-2-sonic-v1:0, $0.69 for gpt-realtime-2.

Every stack

The evidence behind the model boards: each combination on its own calls, scored on the same recipe. Open a stack for its full report, every figure it was scored on and the calls behind them.

AssemblyAIOpenAICartesiaGoogleDeepgramRimeElevenLabsAnthropicSpeechmaticsxAIUltravoxAmazoneach bar split by what every figure earned of its weight
0255075100

Each score carries its 95% margin of error. A rank is the best place a stack could hold once every margin is allowed for, so stacks the calls cannot tell apart share one and are listed by the low end of their margin; hover a rank for the worst place it could hold. 92 stacks are level with the leader: their calls cannot tell them apart. Among them, 31 Google Gemini 3.8 Flash, 29 OpenAI GPT-6.1 Sol, 19 Anthropic Claude Sonnet 5.5, 9 Anthropic Claude Haiku 4.5, 2 OpenAI GPT-4o mini, 1 OpenAI GPT-4.1 and 1 speech-to-speech; 48 AssemblyAI, 23 Deepgram and 20 Speechmatics; 48 Cartesia, 33 ElevenLabs, 9 Rime and 1 OpenAI. A cascade's figures are 25% its own calls and 75% what every other stack shows about its transcriber, language model and voice.

Not ranked here for missing data: Speechmatics Linden-1 + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD (no response time or tool use or human-likeness or readback accuracy or voice consistency).

See all 654 stacks

By industry

Each industry ranked on its own calls: the same five callers, its own tasks and tools. A stack has a handful of calls in each, so a cascade is ranked on what its transcriber, language model and voice show across every stack in that industry, and a speech-to-speech model on its own calls there. Pairings show on the main board. Every panel is on one scale, so a bar reads against the other industries as well as its own.

Healthcare

Reschedule an appointment. A patient moves a dermatology appointment around a work schedule, corrects their date of birth, narrows the times twice, and asks about the change fee, parking and insurance.

Home services

Urgent repair: triage and booking. A caller with a burst pipe needs safety advice first, then an emergency visit. The unit on file is out of date, the callback number gets corrected, and the caller pushes for an earlier visit.

Insurance

Report a new auto claim. A driver who was just rear-ended reports a claim, corrects the policy number, spells the other car’s plate, asks about the deductible, a rental and their premium, and needs a tow.

Customer support

Internet outage troubleshooting. A technical caller who has already rebooted the gateway pushes back on scripted steps, wants the line fixed, and asks for a bigger credit for the downtime.

How it works

Every number on this page comes from real phone calls, placed and scored the same way for every stack.

01

Real calls, four industries, five callers

Roark places real phone calls over the public phone network to a reference agent for each of four industries: rescheduling a clinic appointment, booking an urgent home repair, opening an auto insurance claim and fixing an internet outage. Each agent has its own prompt and tools, identical for every stack. The tasks carry the details real calls trip on: a corrected date of birth, a policy number spelled out, a constraint added halfway through.

Every industry is called by the same five simulated callers: a quiet US English line, a Spanish-accented caller on a city street, an Indian English caller in a busy café, a flustered Southern caller with a baby crying, and a fast caller who interrupts over construction noise. They are equally clear about what they want, so a call fails because of the agent, not the caller. Only the models change, so any difference on the board comes from them.

Each caller rings each industry once for a cascade and four times for a speech-to-speech model. A cascade's figures also draw on its parts, heard in dozens of other stacks; a speech-to-speech model has only its own calls, so it takes more of them.

That makes industries comparable over the same callers, and callers over the same tasks, and the board can be re-ranked by either. One caller within one industry is too few calls to judge, so the board never shows it.

655

stacks

20

calls per stack

13,876

calls scored

02

Every model, in every combination

9 transcribers, 8 language models and 9 voices are run in every combination with each other, beside 13 speech-to-speech models. A model's own figures pool every stack it runs in, adjusted for its partners in each one, so every model is compared as if it ran with the same partners. A transcriber's figure rests on hundreds of calls with every language model and every voice, not on one lucky pairing.

That measures a model where it actually works: inside a running agent, on live phone audio, through interruptions, corrections and real turn-taking. A test that feeds a model clean audio files or one prompt at a time never sees any of that.

03

One score, weighted by what matters on a call

Each section ranks on a Roark score. Every figure scores 0 to 100 between two published points: full marks where doing better makes no difference to the caller, zero where the call breaks down. Each then counts at its weight, and the weights follow one order everywhere: whether the caller got what they rang for, then whether the agent got it right, then speed.

A stack, cascade or speech-to-speech, is scored on the outcome and the reply first, then on what each of its components got right on its own calls: the words its transcriber got wrong in a way that changes the meaning, whether its voice read codes and amounts back right, how human it sounded, and whether its tools were handled. A component that leads its section lifts every stack that carries it, by the same recipe for every stack. A figure a stack cannot carry, such as a semantic word error rate for a speech-to-speech model with no transcript, is credited at the field median, so the stack is neither flattered nor punished for it.

On a full sweep each cascade's figure is 25% what its own calls measured and 75% what every other stack shows about its transcriber, language model and voice, fitted across the whole sweep. The split is the same for every stack, so a lucky run does not lead and a stack's score does not move with how noisy its calls were. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls. The best overall pick, on the main board and in each industry, is the stack whose score is highest at the low end of its margin of error, so a few lucky calls cannot carry a stack past one whose score rests on hundreds. Stacks that share a rank are listed the same way, so the first row is the pick.

That order comes from real-world voice agent calls, where getting the conversation right predicts how a call ends more strongly than speed does. The latency points come from the same calls: replying faster than about 2 seconds made no measurable difference, and calls went measurably worse once the agent took more than about 3 seconds to reply.

Stacks and speech-to-speech

FigureWeightFull marksZero
Task completionscenario_adherence_check21%100%80%
An agent that completes fewer than four calls in five is not fit to deploy. On a full sweep, a cascade's figure is 25% what its own calls (20 or more) measured and 75% what every other stack shows about its transcriber, language model and voice, the same split for every stack, so a lucky run does not lead. Where the sweep is too small for that, and for a speech-to-speech model, the figure is the stack's own. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls.
Response timeresponse_time17%2.0 s6.0 s
In real calls, replying faster than 2 s made no measurable difference, and calls went worse past 3 s.
Instruction followinginstruction_follow13%5.0 / 53.0 / 5
Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range.
Semantic word error ratestt_semantic_word_error_rate13%0.5%3%
At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way.
Tool usetool_use13%100%50%
An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on.
Human-likenessvoice_human_likeness8%4.5 / 52.5 / 5
4.5 out of 5 is close to a person on the phone; 2.5 sounds plainly synthetic.
Time to first wordtime_to_first_word4%1.0 s4.0 s
A greeting within 1 s sounds natural; 4 s of silence sounds like a dead line.
Readback accuracytts_entity_readback_accuracy4%100%60%
Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong.
Word error ratetts_word_error_rate4%2%12%
At 2% the voice says what it was given; at 12% one word in eight comes out wrong.
Voice consistencyvoice_consistency_check4%100%80%
A voice that changes speaker on one call in five is not one a business can put its name to.

Shown, not scored: Turn budget, Barge-in handlingbarge_in_yield_appropriateness

Counted only with price factored in: Cost per task

Language model

FigureWeightFull marksZero
Task completionscenario_adherence_check36%100%80%
An agent that completes fewer than four calls in five is not fit to deploy.
Tool usetool_use27%100%50%
An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on.
Instruction followinginstruction_follow18%5.0 / 53.0 / 5
Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range.
Time to first tokenllm_time_to_first_token18%0.50 s2.00 s
Under 0.5 s is not noticeable; at 2 s the first token alone takes two thirds of the 3 s past which real calls go worse.

Shown, not scored: Prompt cache hitsllm_prompt_cache_hit_rate

Counted only with price factored in: Cost per call

Speech-to-Text

FigureWeightFull marksZero
Semantic word error ratestt_semantic_word_error_rate71%0.5%3%
At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way.
Time to final transcriptstt_time_to_final_transcript29%1.00 s2.50 s
The fastest transcribers finish in about 1 s; past 2.5 s the transcript alone uses most of a natural reply time.

Shown, not scored: Word error ratestt_word_error_rate

Counted only with price factored in: Cost per call

Text-to-Speech

FigureWeightFull marksZero
Readback accuracytts_entity_readback_accuracy32%100%60%
Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong.
Word error ratetts_word_error_rate21%2%12%
At 2% the voice says what it was given; at 12% one word in eight comes out wrong.
Time to first audio bytetts_time_to_first_byte21%0.20 s1.50 s
Under 0.2 s is not noticeable; 1.5 s is half the point where calls go worse.
Human-likenessvoice_human_likeness16%4.5 / 52.5 / 5
4.5 out of 5 is close to a person on the phone; 2.5 sounds plainly synthetic.
Voice consistencyvoice_consistency_check11%100%80%
A voice that changes speaker on one call in five is not one a business can put its name to.

Counted only with price factored in: Cost per call

Factor in price and cost takes 25% of the score; the other weights keep their proportions. Price is scored on a log scale, so each doubling costs the same points.

A figure listed as shown, not scored is on the section’s boards and outside its score. Where a section has not collected a scored figure yet, the others share its weight.

04

Every call recorded and judged

Every call is recorded. Judge models score each transcript for the outcome and the conversation, and the timings come from the recording. Every figure links to the calls behind it.

Roark is on both sides of every call: it plays the caller, so it keeps the exact text its caller said, and it runs the agent under test, so it sees what the agent’s transcriber heard and what its model wrote for its voice. The transcript and voice figures come from lining those up, with no hand-made transcript in between. Each carries a margin from the synthetic voice or Roark’s transcriber in the loop. Every model faces the same ones under the same conditions, so the figures compare models on the same calls through the same voice and the same ear, though those slips need not fall evenly on each model. The rates will not match a vendor’s figure on a curated set; read them against each other.

An example: one call from this sweep

Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD, 23 October 2026. Highlighted turns are the ones that affected a score. Every stack's report links to its calls.

Transcript, verbatim.

Read the full methodology

See how your own agent compares

Roark runs the same kind of calls against your agent, on your scenarios, with the same scoring.

Test your agent

AssemblyAI Universal-3.5 Pro + OpenAI GPT-4.1 + Rime Coda

Cascade

Rank on Roark score

#20of 654 stacks

59 / 100

Leader AssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.6, 68 / 100

Where it ranks

Roark score with price63 / 10011 of 654Leader AssemblyAI Universal-3.5 Pro + Google Gemini 3.8 Flash + Cartesia Sonic-3.5, 70 / 100
Task completion95%131 of 655Leader Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD, 99%
Tool use53%280 of 632Leader AssemblyAI Universal-3.5 Pro + Anthropic Claude Sonnet 5.5 + Cartesia Sonic-3.5, 85%
Time to first word1.0 s348 of 655Leader AssemblyAI Universal-3.5 Pro + OpenAI GPT-6.1 Sol + ElevenLabs Flash v2.5, 0.5 s
Response time3.5 s284 of 654Leader OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD, 0.5 s
Barge-in handlingn/aLeader gemini-2.5-flash-native-audio-preview-12-2025 (speech-to-speech), 100%
Turn budget3.5 s253 of 596Leader OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD, 0.5 s
Cost per task$0.16177 of 654Leader Speechmatics Linden-1 + OpenAI GPT-4o mini + OpenAI TTS-1, $0.05

Its models

Task completion

Task completion

How much of the caller’s task the agent completed: the share of the scenario’s checks a judge model found met in the transcript, averaged over calls. Before v1.3, the share of calls judged 4 or better out of 5.

20 calls
95%Completed

#132 of 661 on the board · best 99%

Flow adherence

How closely the agent followed the intended conversation flow, judged per call. 5 = fully followed.

20 calls
4.3/ 5avg

med

4

#100 of 661 on the board · best 5.0 / 5

Instruction following

How well the agent stuck to the instructions in its own prompt. 5 = followed throughout.

20 calls
4.2/ 5avg

med

4

#12 of 661 on the board · best 5.0 / 5

Turn-taking

Barge-in handling

When the caller interrupts, how often the agent made the right call: yielding to a real correction, and holding the floor through a filler.

Not scored by this sweep.

Incorrect interruptions

How often the agent interrupted the caller when it should have kept listening.

20 calls
0.00%avg

p50

0.00%

p95

0.00%

#1 of 661 on the board · best 0%

Overtalk

Share of the conversation where both sides were speaking over each other.

20 calls
1.79%avg

p50

0.62%

p95

6.59%

#446 of 661 on the board · best 0.0%

Agent self-cutoffs

Times the agent cut its own sentence off mid-word.

20 calls
0.00per callavg

p50

0.00per call

p95

0.00per call

#1 of 661 on the board · best 0.0 per call

Understanding & effort

Caller effort

How hard the caller had to work: repeating themselves, correcting, re-explaining. 1 = effortless.

Not scored by this sweep.

Repeated-info loops

Times per call the agent re-asked for something the caller had already given.

27 calls
0.52per callavg

p50

0.00per call

p95

1.00per call

#1 of 493 on the board · best 0.0 per call

Speech-to-Text

Semantic word error rate

The caller's words the agent's transcriber got wrong in a way that changes the meaning, as a judge reads each difference.

20 calls
0.81%avg

p50

0.16%

p95

3.15%

#214 of 648 on the board · best 0.0%

Word error rate

The caller's words the agent's transcriber missed, changed or invented, against what the caller actually said.

20 calls
2.60%avg

p50

2.16%

p95

7.63%

#253 of 648 on the board · best 1.2%

Text-to-Speech

Readback accuracy

Share of the codes, amounts, dates and phone numbers the agent wrote that its voice read out correctly. One wrong digit is a miss.

20 calls
77.9%avg

p50

81.1%

p95

100%

#435 of 603 on the board · best 100%

Word error rate

The share of the words the agent wrote that its voice dropped or changed, read back from Roark’s transcription of the recording; the same transcriber hears every voice.

20 calls
7.99%avg

p50

6.52%

p95

18.6%

#480 of 648 on the board · best 1.9%

Voice

Human-likeness

How human the agent's voice sounds, scored by an audio model on intonation, rhythm and expressiveness. 5 = hard to tell from a person.

20 calls
4/ 5avg

med

4

#16 of 659 on the board · best 4.3 / 5

Voice consistency

Share of calls where every line the agent spoke was the same speaker, with no change of speaker, gender or language voice partway. It checks who is speaking, not how they sound.

20 calls

Not scored by this sweep.

#1 of 659 on the board · best 100%

Latency

Response time

The silence between the caller finishing and the agent starting to speak, measured from the recording on every turn of the call.

139 turns
3.43savg

p50

3.48s

p95

5.85s

#287 of 660 on the board · best 0.50 s

Time to first word

How long the caller waits before the agent first speaks after pickup.

20 calls
1.04savg

p50

1.01s

p95

1.76s

#351 of 661 on the board · best 0.45 s

Latency spikes

Turns where the response took far longer than the rest of the conversation.

20 calls
4.60per callavg

p50

4.00per call

p95

9.10per call

#119 of 661 on the board · best 0.0 per call

By industry

IndustryTask completionLatency P50Barge-in handling
Healthcare97%3.88 s—
Home services85%3.12 s—
Insurance100%3.00 s—
Customer support98%3.96 s—

By caller

CallerTask completionLatency P50Barge-in handling
US English, quiet line96%3.12 s—
Spanish-accented English, city street94%3.50 s—
Indian English, busy café96%3.75 s—
Southern US, flustered, crying baby92%3.96 s—
Fast and interrupting, construction outside98%3.14 s100%

The calls behind the numbers

Customer support

AGENTBrightwave Internet support, this is Alex. What’s

AGENTgoing on with your service?

CUSTOMERHi Alex, my internet's been down for about 2 hours. I work from home, so it's pretty urgent. There's a road crew digging up the street outside, so I'm wondering if that I've already rebooted the gateway twice and checked all the cables. The internet light is blinking orange. My account number is BW883017. Sorry, last digit is 1. Can you check if the outage is related to the roadwork?

AGENTThanks for confirming your account number (BW883011). There’s no reported outage in your area, so it may not be related to the roadwork. I ran a line test and remotely reset your gateway, which is now back online. Please give your devices about two minutes to reconnect. Let me know if your internet comes back up or if you still

AGENThave issues.

CUSTOMERThe internet light just went solid white. How long until my devices reconnect? And can I get a credit for the downtime today? I lost 2 hours of work.

AGENTNow that the internet light is solid white, your devices should reconnect within 1–2 minutes. I've also applied a $10.00 service credit for the 2-hour outage. You'll see this on your next bill. If anything else comes up or your connection drops again,

AGENTjust let me know.

CUSTOMERI lost 2 hours of work. Can you make it more than that?

AGENTI understand losing work time is frustrating. The standard credit for a 2-hour outage is $10.00, which I’ve already applied to your account. Unfortunately, I’m unable to increase this amount, as credits are based on downtime and billing policy. If you have ongoing issues or

AGENTrepeated outages,

CUSTOMERNo, that covers it. Thanks for your help. Goodbye.

AGENTYou’re welcome!

AGENTI’m glad we got you back online. If you need anything else, just reach out. Have a great day!

Healthcare

AGENTRiverbend Health Clinic, this is Alex. How can I

AGENThelp you today?

CUSTOMERHi, uh, yes, I need to reschedule my dermatology appointment next Wednesday morning. I have a work shift then, so I can't make it. My name is Lucia Ramirez. Can you help me move it to a later time?

AGENTAbsolutely, I can help with that. To verify your identity,

AGENTcould you please provide your date of birth?

CUSTOMERSure, it's March 17th, 1948. Sorry, no, 1984. March 17th, 1984.

AGENTLucia Ramirez, date of

CUSTOMERMm-hmm, that's March 17th, 1984. Is that all you need, or do you need anything else to verify?

AGENTThank you, Lucia. That’s all I needed for verification. I see your dermatology appointment with Dr. Okafor is currently scheduled for next Wednesday at 9:15 AM. The next available slots with Dr. Okafor after that day

CUSTOMEROkay, I can only come after 3 PM, so I need a slot later in the day. What times are open after 3?

AGENTare:

AGENTThe available slots with Dr. Okafor after 3 PM are: - Tuesday at 3:45 PM - Thursday at 4:10 PM Would you like to reschedule your appointment to either of these times? If so, which one works best for you?

CUSTOMERMm, Tuesdays don't work after all because I pick up my daughter then. What about Friday? Is anything open Friday after 3 PM?

AGENTCurrently, the only available slot with Dr. Okafor on Friday is at 11:30 AM, which is before 3 PM. There are no Friday slots after 3 PM at this time. Would you like to book the Thursday slot at 4:10 PM, or would you like me to check for a different provider or another week?

CUSTOMERThursday at 4:10 PM works for me. Please reschedule to that slot. No, that's fine. I'd like to keep Dr. Okafor and book Thursday at 4:10 PM.

AGENTYour dermatology appointment with Dr. Okafor has been rescheduled to Thursday at 4:10 PM. Your new confirmation code is RVB-3M8P2. Please arrive 15 minutes early with your photo ID and insurance card. Let me know if you need anything else!

CUSTOMEROkay, I have a couple of questions. Is there a fee for changing the appointment?

AGENTThere’s no fee for changing your appointment, since you rescheduled more than 24 hours in advance. If you change or cancel within 24 hours of the appointment, there is

AGENTa $40 fee. Anything else I

CUSTOMERYeah, uh, where should I park when I come in?

AGENTYou can park for free in Lot C, with the entrance on River Road. Let me know if you need directions or have any other questions!

CUSTOMERThanks. One more thing, does Dr. Okafor accept Aetna insurance?

AGENTI don't have direct access to insurance acceptance details for specific providers. I recommend calling our front desk or checking with your insurance provider to confirm if Dr. Okafor accepts Aetna. Would you like the clinic’s main phone number for assistance?

CUSTOMERNo, that's alright. I'll check with my insurance. So just to confirm, my appointment is now Thursday at 4:10 PM, and the code is RVB3M8T2, right?

AGENTYour appointment is now on Thursday at 4:10 PM with Dr. Okafor. The confirmation code is RVB-3M8P2. Let me know if you need anything else!

CUSTOMERThank you very much. Have a good day.

AGENTYou’re very welcome, Lucia. Have a great day! If you

AGENTneed anything else, just let us know.

Home services

AGENTCopperline Home Services, this is Alex. What can I

AGENThelp you with?

CUSTOMERHey.

CUSTOMERI need someone out here fast. A pipe under my kitchen sink just burst and water's spreading across the floor, heading right for a power strip. I haven't shut the water off yet. Can you walk me through what to do and how soon can you get someone here?

AGENTThank you for letting me know—safety comes first. Please do the following right now: 1. If you can safely reach your water main, shut it off immediately to stop the flow. 2. Keep everyone away from the power strip and any outlets near the water. Do not touch the power

CUSTOMERRight.

AGENTGreat,

CUSTOMERYep, got it.

AGENTThank you for

CUSTOMERSo I'm at 14.

AGENTThank you.

CUSTOMERRight, but I need to know how fast you can get someone here and what the visit will cost.

AGENTWe can get a technician to you today between 2:00 PM and 4:00 PM for emergency service. As a Copperline Care member, your emergency callout fee is $99. Would you like to book this visit for 1480 Larkspur Avenue, Unit 4B? If so, may I confirm the best phone number for callback and any gate code or access instructions?

CUSTOMERNo, I moved to Unit 4D last month, so it's 1480 Larkspur Avenue, Unit 4D. My callback number is 503-555-0139.

CUSTOMERNo, 0193. The gate code is #2719. Can anyone come before 2? I really need the earliest window.

AGENTThank you for the update. I have your address as 1480 Larkspur Avenue, Unit 4D, callback number

CUSTOMERRight, that's correct. So earliest possible window, anyone before 2:00 PM?

AGENTThe earliest emergency window available today is 2:00 PM to 4:00 PM. Unfortunately, there’s no earlier

CUSTOMERJust book.

CUSTOMERFuck that. I really need someone as soon as possible. Who's coming out? And how will I know they're on the way?

AGENTYour emergency visit is booked for 2:00 PM to 4:00 PM at 1480

CUSTOMEROkay, who will be coming, and is there a ticket number for this?

AGENTYes, your ticket number is CPL-58210. Technician Dana

CUSTOMERAll right, thanks for your help. Goodbye.

AGENTwill

AGENTYou're welcome. If anything changes, call us right away. Technician Dana will text you at 503-555-0193 about 30 minutes before arrival. Your ticket number is CPL-58210.

Insurance

AGENTNorthgate Mutual claims, this is Alex. Are you somewhere safe

AGENTright now?

CUSTOMERYeah, I'm all right. I'm just at home now. My car's not drivable, but I'm okay. Just a little shaken up. Sorry, my baby's crying in the background. Is that okay?

AGENTThank you for letting me know you're safe. And it's absolutely fine if your baby is crying—I understand, and I'm here to help. Was anyone injured in the accident, including yourself or anyone else involved? If anyone needs medical

AGENTattention or is in danger, please call 911

CUSTOMERThank you, I appreciate that. No, nobody's hurt, thankfully. I just— yeah, I just wanted to get this sorted out since I can't drive the car at all. What do I need to do next?

AGENTI'm glad everyone is okay. We'll get your claim started and help arrange a tow since your car isn't drivable. First, I need to verify your policy. Could you please provide your policy

AGENTnumber and your last name?

CUSTOMERSure, um, the policy number is NG4471903. Oh no, sorry, the last one is 2, and my last name's Carter. Is that enough to pull it up?

AGENTThank you, Ms. Carter. I have your policy number as NG4471902. Next, I’ll need a few details about the accident: - When and where did it happen? - What exactly happened? - Do you know the other driver's name, their insurer, or license plate? - Did the police attend or provide a report? Once I have this information,

AGENTI’ll

CUSTOMERUh, okay, so sorry, my baby's still fussing. This happened about 20 minutes ago. I was stopped at a red light at Southeast 5th Avenue and Alder Street, and another car hit the back of mine. The back bumper's crushed and the rear wheel's rubbing, so I can't drive it. The other driver's name is Kevin Lund. He's insured with Pacific Shore. His license plate is 7 KXR214. X like x-ray. And no, the police didn't come and there's no report. Is that going to be a problem?

AGENTThank you for providing all the details, Ms. Carter. Your claim is now open. Here’s what you need to know: - Your policy number: NG4471902 - The other driver's license plate: 7 KXR214 - Your claim number: NGM-904417 An adjuster named Priya Shah will contact you within one business day. The police not attending isn’t usually a problem, but if you hear from them later or receive a report, let us know. A tow truck from Eastside Towing is on the way to Southeast 5th Avenue and Alder Street. It should arrive in about 45 minutes and will take your vehicle to our partner repair shop at 9th and Morrison. Is there anything else you’d like to ask or need help with while you wait?

CUSTOMERJust a couple things, if that's all right. Do I have to pay anything for this? I shouldn't have to pay that, right? Also, do I get a rental car while mine's in the shop? And, um, is my premium going to go up because of this? Sorry to ask so much. I just want to make sure I understand everything.

AGENTNo need to apologize—those are important questions. Here’s what your policy covers: - You have a $500 collision deductible, so you will need to pay the first $500 toward repairs. After that, your policy covers the rest, up to the limits of your coverage. - Your towing is covered up to 25 miles, so today’s tow won’t cost you anything. - You have rental car coverage: Up to $40 per day for up to 30 days, starting from when the claim is opened. The repair shop or your adjuster can help you arrange a rental. As for your premium, I can’t say for certain—it

AGENTdepends on the outcome of the claim and whether you were at fault.

CUSTOMERno way around that deductible? I mean, he hit me, so I just— I don't see why I'd have to pay for it. Is there any way to get that reimbursed from his insurance, or do I have to pay up front either way? And, uh, could you please read back that claim number just so I know I got it right?

AGENTYour claim number is NGM-904417. Regarding the deductible: You do need to pay the $500 collision deductible up front if you repair your car through your policy. However, since the other driver hit you, there is a possibility that their insurance could reimburse you for the deductible if they accept fault. Your adjuster, Priya Shah, will help you pursue reimbursement from Kevin Lund’s insurer (Pacific Shore) if appropriate. For now, the deductible is required to start repairs, but you might get it back later depending on how the claim is resolved.

AGENTYour adjuster will guide you through that process.

CUSTOMERThanks for explaining all that. No, I think that's everything for now. I'll keep an eye out for Priya's call, and I'll wait here for the tow truck. Thank you for your help. Bye.

How these numbers are measured →