Roark Live Bench · Suite v1.3 · Sweep of 23 October 2026
Voice AI models, ranked on live phone calls.
Every speech-to-text, language model and text-to-speech model, run in every combination on the same real call to the same agent. A model is ranked on every stack it runs in; the stacks are the evidence.
Our picks
Task completionMedian responseCost per minute- Best overallAssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.697%3.9 s$0.055
- Best valueAssemblyAI Universal-3.5 Pro + Google Gemini 3.8 Flash + Cartesia Sonic-3.597%4.3 s$0.048
- FastestOpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD88%0.5 s$0.023
- Best speech-to-speechgrok-voice-think-fast-2.082%2.1 s$0.083
- Best in customer supportAssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + ElevenLabs v4 Turbo100%3.9 s$0.096
- Best in healthcareAssemblyAI Universal-3.5 Pro + Google Gemini 3.8 Flash + Cartesia Sonic-3.696%4.4 s$0.041
- Best in home servicesAssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.596%4.0 s$0.058
- Best in insuranceAssemblyAI Universal-3.5 Pro + OpenAI GPT-4o + Cartesia Sonic-3.698%3.2 s$0.042
The read
- 430 of 642 cascades complete the task in at least 90% of calls, and the top 10 sit within 1 point of each other. What separates the top stacks is speed and cost.
- Median response time runs from 0.5 s to 6.0 s on the same agent and the same caller, a spread of 5.5 s that comes entirely from the models behind it.
- No stack wins everything. The fastest, OpenAI Whisper-1 + Google Gemini 3.8 Flash + OpenAI TTS-1 HD at 0.5 s, ranks 530 of 642 on task completion; the most complete is Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD at 99%.
- The language model matters most: swapping it moves task completion by 7 points, against 3 for the speech engine and 2 for the transcriber.
Cascade vs Speech-to-Speech
The first choice to make. A cascade chains three models: one transcribes, one decides what to say, one speaks. A speech-to-speech model does all three at once. Both run the same agent on the same calls here.
- Cascades lead on task completion, tool use and time to first word; speech-to-speech leads on response time and cost per task. Neither wins outright, so the right choice depends on what your calls need.
- The biggest difference is task completion: 95% for cascades against 77% for speech-to-speech.
| Measure | Cascade | Speech-to-speech |
|---|---|---|
| Task completion | 95% (leads) | 77% |
| Tool use | 72% (leads) | 55% |
| Time to first word | 0.7 s (leads) | 1.3 s |
| Response time | 3.6 s | 2.6 s (leads) |
| Cost per task | $0.15 | $0.15 (leads) |
The three strongest of each, averaged. Cascades: Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + Cartesia Sonic-3.5; AssemblyAI Universal-3.6 Pro + OpenAI GPT-6.1 Sol + Rime Coda; Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + Rime Coda. Speech-to-speech: grok-voice-think-fast-2.0; gemini-3.8-live; amazon.nova-2-sonic-v1:0. Each measure is scored 0 to 100 on its own scale, further out is better; the table gives the same figures in their own units.
Which to use
- Choose speech-to-speech when the pause matters more than the outcome: short transactional calls, callers who interrupt, queues where every half second costs you callers. Expect to pay more, and choose the model carefully (gpt-live-1 (backend gpt-6.1-sol) leads here).
- Choose a cascade when the call has to complete, when cost matters, or when you need to see which stage to fix. It is 13 points ahead on task completion here.
- Costs are what each stack’s providers charged for these calls, at the rates in effect when they ran. Telephony and hosting are not included.
Speech-to-Text
The transcriber turns the caller's speech into text. It decides what the agent thinks it heard, and nothing after it can start until it finishes.
- AssemblyAI Universal-3.6 Pro, AssemblyAI Universal-3.5 Pro, Deepgram Nova-3 and Speechmatics Enhanced (realtime) are level: none leads by more than the margin of error. Of them, AssemblyAI Universal-3.6 Pro costs least, at $0.030 a call. Avoid Speechmatics Linden-1 (own VAD): last on semantic word error rate (2.2%).
- Speechmatics Linden-1 (own VAD) delivers its transcript in 0.49 s, OpenAI Whisper-1 in 1.93 s: 1.44 s added to every turn of the call.
- AssemblyAI Universal-3.6 Pro is the most accurate: it changes the meaning of 0.9% of the caller's words, against 2.2% for Speechmatics Linden-1 (own VAD).
- In 341 of 648 cascades the transcriber is the slowest step of the turn, whichever model runs it.
Open a model to see where it ranks and the stacks it works best in.
Language model
The language model decides what the agent says and does. It has the most influence on whether the task gets done, and usually takes the largest share of each turn.
- Pick OpenAI GPT-6.1 Sol: it leads on task completion (95%), tool use (71%) and instruction following (4.2 / 5). If speed matters more, Anthropic Claude Haiku 4.5 is the quickest, at 0.36 s, and completes 91%. Avoid OpenAI GPT-5.1: last on tool use (33%) and instruction following (4.1 / 5).
- Anthropic Claude Haiku 4.5 starts answering in 0.36 s, Google Gemini 3.8 Flash in 1.47 s: 1.11 s added to every turn of the call.
- OpenAI GPT-6.1 Sol uses its tools most reliably: it handles its tools without a mistake on 71% of calls, against 33% for OpenAI GPT-5.1.
- In 161 of 648 cascades the language model is the slowest step of the turn, whichever model runs it.
Open a model to see where it ranks and the stacks it works best in.
Text-to-Speech
The speech engine is the voice the caller hears, and the last step before they hear anything.
- Cartesia Sonic-3.6, Cartesia Sonic-3.5 and ElevenLabs v4 Turbo are level: none leads by more than the margin of error. Of them, Cartesia Sonic-3.5 costs least, at $0.165 a call. Avoid OpenAI TTS-1 HD: last on readback accuracy (80%), word error rate (8.7%) and time to first audio byte (2.09 s).
- ElevenLabs v4 Turbo starts speaking in 0.11 s, OpenAI TTS-1 HD in 2.09 s: 1.97 s added to every turn of the call.
- Cartesia Sonic-3.6 is the most accurate: it reads codes, amounts and dates back correctly 87% of the time, against 80% for OpenAI TTS-1 HD.
- Cartesia Sonic-3.6 sounds the most human: 3.8 / 5, against 3.4 / 5 for ElevenLabs Flash v2.5.
- In 99 of 648 cascades the speech engine is the slowest step of the turn, most often with OpenAI TTS-1 HD (54 of them).
Open a model to see where it ranks and the stacks it works best in.
Speech-to-Speech models
One model listens, reasons and speaks, so there is nothing to swap and no stages to split. Each is judged on the whole call, with the same calls and the same scoring as every cascade.
- The model matters as much as the architecture: gpt-live-1 (backend gpt-6.1-sol) completes 86% of tasks, ElevenLabs Realtime v1 Mini 42%.
- grok-voice-think-fast-2.0 answers in 2.1 s against 4.1 s for gemini-2.5-flash-native-audio-preview-12-2025.
- Price varies as much as quality: $0.06 per completed task for amazon.nova-2-sonic-v1:0, $0.69 for gpt-realtime-2.
Open a model for its full report, every figure it was scored on and the calls behind them.
Every stack
The evidence behind the model boards: each combination on its own calls, scored on the same recipe. Open a stack for its full report, every figure it was scored on and the calls behind them.
Each score carries its 95% margin of error. A rank is the best place a stack could hold once every margin is allowed for, so stacks the calls cannot tell apart share one and are listed by the low end of their margin; hover a rank for the worst place it could hold. 92 stacks are level with the leader: their calls cannot tell them apart. Among them, 31 Google Gemini 3.8 Flash, 29 OpenAI GPT-6.1 Sol, 19 Anthropic Claude Sonnet 5.5, 9 Anthropic Claude Haiku 4.5, 2 OpenAI GPT-4o mini, 1 OpenAI GPT-4.1 and 1 speech-to-speech; 48 AssemblyAI, 23 Deepgram and 20 Speechmatics; 48 Cartesia, 33 ElevenLabs, 9 Rime and 1 OpenAI. A cascade's figures are 25% its own calls and 75% what every other stack shows about its transcriber, language model and voice.
Not ranked here for missing data: Speechmatics Linden-1 + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD (no response time or tool use or human-likeness or readback accuracy or voice consistency).
By industry
Each industry ranked on its own calls: the same five callers, its own tasks and tools. A stack has a handful of calls in each, so a cascade is ranked on what its transcriber, language model and voice show across every stack in that industry, and a speech-to-speech model on its own calls there. Pairings show on the main board. Every panel is on one scale, so a bar reads against the other industries as well as its own.
Healthcare
Reschedule an appointment. A patient moves a dermatology appointment around a work schedule, corrects their date of birth, narrows the times twice, and asks about the change fee, parking and insurance.
Home services
Urgent repair: triage and booking. A caller with a burst pipe needs safety advice first, then an emergency visit. The unit on file is out of date, the callback number gets corrected, and the caller pushes for an earlier visit.
Insurance
Report a new auto claim. A driver who was just rear-ended reports a claim, corrects the policy number, spells the other car’s plate, asks about the deductible, a rental and their premium, and needs a tow.
Customer support
Internet outage troubleshooting. A technical caller who has already rebooted the gateway pushes back on scripted steps, wants the line fixed, and asks for a bigger credit for the downtime.
How it works
Every number on this page comes from real phone calls, placed and scored the same way for every stack.
Real calls, four industries, five callers
Roark places real phone calls over the public phone network to a reference agent for each of four industries: rescheduling a clinic appointment, booking an urgent home repair, opening an auto insurance claim and fixing an internet outage. Each agent has its own prompt and tools, identical for every stack. The tasks carry the details real calls trip on: a corrected date of birth, a policy number spelled out, a constraint added halfway through.
Every industry is called by the same five simulated callers: a quiet US English line, a Spanish-accented caller on a city street, an Indian English caller in a busy café, a flustered Southern caller with a baby crying, and a fast caller who interrupts over construction noise. They are equally clear about what they want, so a call fails because of the agent, not the caller. Only the models change, so any difference on the board comes from them.
Each caller rings each industry once for a cascade and four times for a speech-to-speech model. A cascade's figures also draw on its parts, heard in dozens of other stacks; a speech-to-speech model has only its own calls, so it takes more of them.
That makes industries comparable over the same callers, and callers over the same tasks, and the board can be re-ranked by either. One caller within one industry is too few calls to judge, so the board never shows it.
655
stacks
20
calls per stack
13,876
calls scored
Every model, in every combination
9 transcribers, 8 language models and 9 voices are run in every combination with each other, beside 13 speech-to-speech models. A model's own figures pool every stack it runs in, adjusted for its partners in each one, so every model is compared as if it ran with the same partners. A transcriber's figure rests on hundreds of calls with every language model and every voice, not on one lucky pairing.
That measures a model where it actually works: inside a running agent, on live phone audio, through interruptions, corrections and real turn-taking. A test that feeds a model clean audio files or one prompt at a time never sees any of that.
One score, weighted by what matters on a call
Each section ranks on a Roark score. Every figure scores 0 to 100 between two published points: full marks where doing better makes no difference to the caller, zero where the call breaks down. Each then counts at its weight, and the weights follow one order everywhere: whether the caller got what they rang for, then whether the agent got it right, then speed.
A stack, cascade or speech-to-speech, is scored on the outcome and the reply first, then on what each of its components got right on its own calls: the words its transcriber got wrong in a way that changes the meaning, whether its voice read codes and amounts back right, how human it sounded, and whether its tools were handled. A component that leads its section lifts every stack that carries it, by the same recipe for every stack. A figure a stack cannot carry, such as a semantic word error rate for a speech-to-speech model with no transcript, is credited at the field median, so the stack is neither flattered nor punished for it.
On a full sweep each cascade's figure is 25% what its own calls measured and 75% what every other stack shows about its transcriber, language model and voice, fitted across the whole sweep. The split is the same for every stack, so a lucky run does not lead and a stack's score does not move with how noisy its calls were. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls. The best overall pick, on the main board and in each industry, is the stack whose score is highest at the low end of its margin of error, so a few lucky calls cannot carry a stack past one whose score rests on hundreds. Stacks that share a rank are listed the same way, so the first row is the pick.
That order comes from real-world voice agent calls, where getting the conversation right predicts how a call ends more strongly than speed does. The latency points come from the same calls: replying faster than about 2 seconds made no measurable difference, and calls went measurably worse once the agent took more than about 3 seconds to reply.
Stacks and speech-to-speech
| Figure | Weight | Full marks | Zero |
|---|---|---|---|
Task completionscenario_adherence_check | 21% | 100% | 80% |
| An agent that completes fewer than four calls in five is not fit to deploy. On a full sweep, a cascade's figure is 25% what its own calls (20 or more) measured and 75% what every other stack shows about its transcriber, language model and voice, the same split for every stack, so a lucky run does not lead. Where the sweep is too small for that, and for a speech-to-speech model, the figure is the stack's own. In an industry a stack has a handful of calls, so a cascade's figure there is what its transcriber, language model and voice show across every stack in that industry's calls, and a speech-to-speech model's is its own calls there. How a particular pairing beats or misses its parts shows on the main board, where each stack has all of its calls. | |||
Response timeresponse_time | 17% | 2.0 s | 6.0 s |
| In real calls, replying faster than 2 s made no measurable difference, and calls went worse past 3 s. | |||
Instruction followinginstruction_follow | 13% | 5.0 / 5 | 3.0 / 5 |
| Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range. | |||
Semantic word error ratestt_semantic_word_error_rate | 13% | 0.5% | 3% |
| At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way. | |||
Tool usetool_use | 13% | 100% | 50% |
| An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on. | |||
Human-likenessvoice_human_likeness | 8% | 4.5 / 5 | 2.5 / 5 |
| 4.5 out of 5 is close to a person on the phone; 2.5 sounds plainly synthetic. | |||
Time to first wordtime_to_first_word | 4% | 1.0 s | 4.0 s |
| A greeting within 1 s sounds natural; 4 s of silence sounds like a dead line. | |||
Readback accuracytts_entity_readback_accuracy | 4% | 100% | 60% |
| Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong. | |||
Word error ratetts_word_error_rate | 4% | 2% | 12% |
| At 2% the voice says what it was given; at 12% one word in eight comes out wrong. | |||
Voice consistencyvoice_consistency_check | 4% | 100% | 80% |
| A voice that changes speaker on one call in five is not one a business can put its name to. | |||
Shown, not scored: Turn budget, Barge-in handlingbarge_in_yield_appropriateness
Counted only with price factored in: Cost per task
Language model
| Figure | Weight | Full marks | Zero |
|---|---|---|---|
Task completionscenario_adherence_check | 36% | 100% | 80% |
| An agent that completes fewer than four calls in five is not fit to deploy. | |||
Tool usetool_use | 27% | 100% | 50% |
| An agent that mishandles its tools on half its calls cannot be trusted with the systems it runs on. | |||
Instruction followinginstruction_follow | 18% | 5.0 / 5 | 3.0 / 5 |
| Every model scores between 3 and 5 on the judge's 1 to 5 scale, so that is the range. | |||
Time to first tokenllm_time_to_first_token | 18% | 0.50 s | 2.00 s |
| Under 0.5 s is not noticeable; at 2 s the first token alone takes two thirds of the 3 s past which real calls go worse. | |||
Shown, not scored: Prompt cache hitsllm_prompt_cache_hit_rate
Counted only with price factored in: Cost per call
Speech-to-Text
| Figure | Weight | Full marks | Zero |
|---|---|---|---|
Semantic word error ratestt_semantic_word_error_rate | 71% | 0.5% | 3% |
| At 0.5% the best transcribers change the meaning of one word in two hundred on phone audio; at 3% one word in thirty sends the agent the wrong way. | |||
Time to final transcriptstt_time_to_final_transcript | 29% | 1.00 s | 2.50 s |
| The fastest transcribers finish in about 1 s; past 2.5 s the transcript alone uses most of a natural reply time. | |||
Shown, not scored: Word error ratestt_word_error_rate
Counted only with price factored in: Cost per call
Text-to-Speech
| Figure | Weight | Full marks | Zero |
|---|---|---|---|
Readback accuracytts_entity_readback_accuracy | 32% | 100% | 60% |
| Reading a code, amount or date wrong breaks the task it was for; the weakest voices get two in five wrong. | |||
Word error ratetts_word_error_rate | 21% | 2% | 12% |
| At 2% the voice says what it was given; at 12% one word in eight comes out wrong. | |||
Time to first audio bytetts_time_to_first_byte | 21% | 0.20 s | 1.50 s |
| Under 0.2 s is not noticeable; 1.5 s is half the point where calls go worse. | |||
Human-likenessvoice_human_likeness | 16% | 4.5 / 5 | 2.5 / 5 |
| 4.5 out of 5 is close to a person on the phone; 2.5 sounds plainly synthetic. | |||
Voice consistencyvoice_consistency_check | 11% | 100% | 80% |
| A voice that changes speaker on one call in five is not one a business can put its name to. | |||
Counted only with price factored in: Cost per call
Factor in price and cost takes 25% of the score; the other weights keep their proportions. Price is scored on a log scale, so each doubling costs the same points.
A figure listed as shown, not scored is on the section’s boards and outside its score. Where a section has not collected a scored figure yet, the others share its weight.
Every call recorded and judged
Every call is recorded. Judge models score each transcript for the outcome and the conversation, and the timings come from the recording. Every figure links to the calls behind it.
Roark is on both sides of every call: it plays the caller, so it keeps the exact text its caller said, and it runs the agent under test, so it sees what the agent’s transcriber heard and what its model wrote for its voice. The transcript and voice figures come from lining those up, with no hand-made transcript in between. Each carries a margin from the synthetic voice or Roark’s transcriber in the loop. Every model faces the same ones under the same conditions, so the figures compare models on the same calls through the same voice and the same ear, though those slips need not fall evenly on each model. The rates will not match a vendor’s figure on a curated set; read them against each other.
An example: one call from this sweep
Speechmatics Linden-1 (own VAD) + OpenAI GPT-6.1 Sol + OpenAI TTS-1 HD, 23 October 2026. Highlighted turns are the ones that affected a score. Every stack's report links to its calls.
See how your own agent compares
Roark runs the same kind of calls against your agent, on your scenarios, with the same scoring.
Rank on Roark score
#1of 654 stacks
65 / 100
The leader
Where it ranks
Its models
Task completion
Task completion
How much of the caller’s task the agent completed: the share of the scenario’s checks a judge model found met in the transcript, averaged over calls. Before v1.3, the share of calls judged 4 or better out of 5.
#16 of 661 on the board · best 99%
Flow adherence
How closely the agent followed the intended conversation flow, judged per call. 5 = fully followed.
#100 of 661 on the board · best 5.0 / 5
Instruction following
How well the agent stuck to the instructions in its own prompt. 5 = followed throughout.
#12 of 661 on the board · best 5.0 / 5
Turn-taking
Barge-in handling
When the caller interrupts, how often the agent made the right call: yielding to a real correction, and holding the floor through a filler.
Not scored by this sweep.
Incorrect interruptions
How often the agent interrupted the caller when it should have kept listening.
#1 of 661 on the board · best 0%
Overtalk
Share of the conversation where both sides were speaking over each other.
#369 of 661 on the board · best 0.0%
Agent self-cutoffs
Times the agent cut its own sentence off mid-word.
#1 of 661 on the board · best 0.0 per call
Speech-to-Text
Semantic word error rate
The caller's words the agent's transcriber got wrong in a way that changes the meaning, as a judge reads each difference.
#178 of 648 on the board · best 0.0%
Word error rate
The caller's words the agent's transcriber missed, changed or invented, against what the caller actually said.
#339 of 648 on the board · best 1.2%
Text-to-Speech
Readback accuracy
Share of the codes, amounts, dates and phone numbers the agent wrote that its voice read out correctly. One wrong digit is a miss.
#268 of 603 on the board · best 100%
Word error rate
The share of the words the agent wrote that its voice dropped or changed, read back from Roark’s transcription of the recording; the same transcriber hears every voice.
#260 of 648 on the board · best 1.9%
Voice
Human-likeness
How human the agent's voice sounds, scored by an audio model on intonation, rhythm and expressiveness. 5 = hard to tell from a person.
#537 of 659 on the board · best 4.3 / 5
Voice consistency
Share of calls where every line the agent spoke was the same speaker, with no change of speaker, gender or language voice partway. It checks who is speaking, not how they sound.
Not scored by this sweep.
#1 of 659 on the board · best 100%
Latency
Response time
The silence between the caller finishing and the agent starting to speak, measured from the recording on every turn of the call.
#554 of 660 on the board · best 0.50 s
Time to first word
How long the caller waits before the agent first speaks after pickup.
#40 of 661 on the board · best 0.45 s
Latency spikes
Turns where the response took far longer than the rest of the conversation.
#341 of 661 on the board · best 0.0 per call
By industry
| Industry | Task completion | Latency P50 | Barge-in handling |
|---|---|---|---|
| Healthcare | 100% | 4.78 s | — |
| Home services | 92% | 4.63 s | — |
| Insurance | 100% | 4.64 s | — |
| Customer support | 100% | 4.37 s | — |
By caller
| Caller | Task completion | Latency P50 | Barge-in handling |
|---|---|---|---|
| US English, quiet line | 98% | 4.80 s | — |
| Spanish-accented English, city street | 100% | 4.49 s | — |
| Indian English, busy café | 96% | 4.49 s | — |
| Southern US, flustered, crying baby | 98% | 4.94 s | — |
| Fast and interrupting, construction outside | 98% | 4.24 s | 100% |
The calls behind the numbers
Customer support
AGENTBrightwave Internet support, this is Alex. What’s going on with your service?
CUSTOMERHi, Alex. Yeah, my internet has been down for about 2 hours now. I work from home, so this is a big problem. There is a road crew digging up the street outside. And I think that might be the cause. I already rebooted the gateway twice and checked all the cables. The internet light is blinking orange. Could you check what's going on? My account Account number is BW883017. Sorry, last digit is 1.
CUSTOMERHello?
AGENTThanks for your patience. I have your account pulled up under BW883011. There are no reported outages in your area, and the signal reaching your home looks good. Since the gateway wasn't registered on our network, I sent a remote reset to it. The gateway is now showing registered and online. It should take about two minutes for your devices to fully reconnect. Could you check if your internet light turns solid?
CUSTOMERYeah, just a moment. Okay, the internet light is solid white now. How long until all my devices reconnect?
AGENTIt usually takes about two minutes for everything to reconnect. You can test your connection
CUSTOMERGot it. I'll check in a couple of minutes. Also, I lost 2 hours of work because of this downtime. Can you give me a credit for that?
AGENTI've applied a $10.00
CUSTOMERUh-huh. I lost 2 hours of work. Can you make it more than that?
AGENTI completely understand, but $10.00 is the standard credit for downtime and the maximum amount I can apply. That $10.00 credit is confirmed for account BW883011 and will show up on your next bill. Are your devices connecting normally now?
CUSTOMERYes, that's right. My devices are connecting now. Thank you for your help, Alex. Goodbye.
AGENTYou're welcome!
AGENTGlad everything is back up and running. Thanks for choosing Brightwave Internet. Have a great day!
Healthcare
AGENTRiverbend Health Clinic, this is Alex. How can I help you today?
CUSTOMERHi Alex, I need to reschedule my dermatology appointment next Wednesday morning. Something came up at work, so I can't make that time. My name is Jordan Ellis. Can you help me move it to a slot after 3 PM?
AGENTI can certainly help you reschedule your dermatology appointment to a time after 3:00 PM, Jordan Ellis. Before we look at the schedule, could you please provide your date of birth so I can pull up your account?
CUSTOMERMarch 17th, 1948. Sorry, no, 1984. March 17th, 1984.
CUSTOMERHello?
AGENTThank you, Jordan Ellis, born March 17th, 1984. I have verified your account and found your appointment with Dr. Okafor next Wednesday at 9:15 AM. Looking at open slots after 3:00 PM, Dr. Okafor has an opening next Thursday at 4:10 PM. Would that work for you?
CUSTOMERYeah, Thursday at 4:10 PM works for me. Go ahead and book that. Is there a fee for changing the appointment?
AGENTI've rescheduled your appointment with Dr. Okafor to Thursday at 4:10 PM. Your new confirmation code is RVB-3M8P2. Please arrive 15 minutes early with your photo ID and insurance card. Regarding fees: changes made more than 24 hours in advance are completely free, while changes within 24 hours carry a $40 fee. Since your appointment isn't until next week, there is no fee. Is there anything else I can help you with today?
CUSTOMEROkay, got it. Where should I park when I arrive?
AGENTThere is free patient parking located in Lot C, with the entrance on River Road. Your appointment is at the Main Campus, Building B.
CUSTOMERAlright, thanks. Does Dr. Okafor accept Aetna insurance?
AGENTI don't have access to specific insurance network details directly in my system, so I cannot confirm whether Dr. Okafor accepts Aetna. I recommend checking directly with our billing department or contacting Aetna to ensure Dr. Okafor is in-network. Can I help you with anything else today?
CUSTOMERNo, that covers everything. Thanks for your help. Goodbye.
Home services
AGENTCopperline Home Services, this is Alex. What can I help you with?
CUSTOMERYeah, I really need some help quick. The pipe under my kitchen sink just burst and there's water all over the floor. It's spreading toward a power strip and my baby's crying. Could y'all send someone out right away? What do I need to do?
AGENTFirst, get yourself and your baby to a safe, dry area. Stay away from that power strip and do not step in any water touching electrical cords or outlets. Next, please shut off the main water shutoff valve to your home immediately to stop the flooding. If there is a shutoff valve directly under the sink that is safe and dry to reach, turn that off—otherwise, head straight to your main water shutoff. Once you are in a safe spot and the water is shut off, what is your phone number or street address so I can get a technician dispatched to you?
CUSTOMERAll right, I'm turning the water off now. Okay, it stopped. Sorry, that was a mess. Uh, my address is 1480 Larkspur Avenue and my phone number is 503-555-0139. No, 0139. Can you help me make sure someone gets out here as soon as possible?
AGENTGlad to hear the water is stopped. I have you pulled up as a Copperline Care member at 1480 Larkspur Avenue, Unit 4B. Our earliest emergency arrival window today is between 2:00 PM and 4:00 PM. With your Copperline Care membership, the emergency callout fee is discounted to $99. Do you authorize that $99 fee and would you like me to book that window? Also, is there any gate code or access instruction our technician will need?
CUSTOMERSorry, I actually moved last month. I'm in Unit 4D now, not 4B. Is that gonna be a problem? And, um, is there any way someone could come before 2:00? I'm worried about the water damage. The building gate code is #2719. And, uh, before I say yes, can you confirm that the fee is $99 total?
CUSTOMERHello?
AGENTUpdating your address to Unit 4D is not a problem at all, and I have noted gate code #2719. 2:00 PM to 4:00 PM today is the earliest emergency window our technicians have available. The $99 is the emergency callout fee to dispatch our technician and evaluate the problem; any repairs or parts will be quoted directly to you on-site for your approval before work begins. Shall I go ahead and book that 2:00 PM to 4:00 PM window for you?
CUSTOMERI guess that's gotta be okay. Please go ahead and book that 2:00 to 4:00 PM window. Could you tell me who'll be coming out and how I'll know when they're on their way? And, um, is there a ticket number or anything I should have?
AGENTYou are all set. Your technician will be Dana, and you'll receive a text update at your callback number about 30 minutes before arrival. To review all your details:
- Service Address1480 Larkspur Avenue
- Unit4D
- Gate Code#2719
- Callback Phone503-555-0139
- Ticket NumberCPL-58210
- Arrival WindowToday between 2:00 PM and 4:00 PM
Please keep the water main turned off and stay clear of any wet electrical areas until Dana arrives. Is there anything else I can assist you with right now?
CUSTOMERNo, that's everything. Thank you so much for your help. I really appreciate it. Goodbye.
AGENTYou're very welcome. Take care, and Dana will see you this afternoon. Goodbye!
Insurance
AGENTNorthgate Mutual claims, this is Alex. Are you somewhere safe right now?
CUSTOMERYeah, I'm safe. I'm just at home right now. I got my baby here. He's a little upset, but we're okay. Sorry, it's a little noisy. So I had another car hit me about 20 minutes ago, and I, uh, just want to get some help with my claim.
AGENTI'm so sorry that happened, but I'm glad you and your baby are safe at home. First, was anyone injured in the accident—either you, your baby, or anyone in the other car?
CUSTOMERNo, nobody's hurt. Not me, not the baby, not the other driver either, as far as I know. It was just the cars that got messed up. Is that all right?
AGENTThat's a huge relief to hear. To get your claim started, could you please share your policy number and your last name?
CUSTOMERYeah, sure. My last name's Carter, and my policy number is, uh, let me make sure I get this right, NG4471903. Oh wait, sorry, last one is 2, not 3. NG4471902. Is that okay?
AGENTThank you, Mr. Carter. I have verified your policy, which is NG4471902. Next, could you tell me:
1. When and where the accident happened? 2. What happened during the collision? 3. The other driver's name, their insurance company, and license plate number? 4. Did the police attend the scene or file a report?
CUSTOMERUm, let me get all that for you. So the accident happened about 20 minutes ago at the intersection of Southeast 5th Avenue and Alder Street. I was stopped at a red light and the other car just hit the back of mine. The other driver's name is Kevin Lund. He's insured with Pacific Shore, and his license plate is 7KX, like x-ray, R214. Police did not come, and there's no report filed. Is that gonna be a problem?
AGENTNo problem at all—it's very common for police not to respond if there are no injuries. I have opened your claim. Here are the details to confirm:
- Policy NumberNG4471902
- Other Driver's License Plate7KXR214
- Claim NumberNGM-904417
Your assigned adjuster is Priya Shah, and they will contact you within one business day. Can your vehicle be driven safely, or do you need a tow arranged? Also, do you have any questions about your coverage or next steps?
CUSTOMEROh, sorry, just to double-check, my policy number is NG4471902. Could you make sure that's the one you have? And the license plate is 7KXR214. X like x-ray, R214. Could you check that too? I just want to be sure everything matches. I'm a little anxious. Sorry. Yeah, I can't drive the car. car. The back bumper's crushed in and the rear wheel's rubbing, so I really do need a tow. Where's my car gonna end up, do you know? Also, um, how much am I gonna have to pay for all this? Do get a rental car? And, uh, is my premium gonna go up because of this?
AGENTTake a deep breath—I completely understand, and everything is on track. To confirm, I have:
- Policy NumberNG4471902
- Other Driver's License Plate7KXR214
- Claim NumberNGM-904417
Here are the answers regarding your coverage and costs
- Deductible / CostYour collision deductible is $500. - Rental Car: You have rental coverage of $40 per day for up to 30 days, starting from today (the day the claim is opened). - Towing: Towing is covered up to 25 miles. - Premium: Adjusters handle premium and rate determinations during the review process, so I don't have information on whether your premium will change. Regarding where the car will go, we can have it towed to an authorized repair shop or your home. To get the tow truck dispatched right now, where is your car currently located, and what is the best callback phone number for the driver?
CUSTOMERexplaining all that. I just— sorry, I'm still a little worried about that deductible part. But he hit me, so I should not have to pay that, right? Or does it still come out of my pocket? And, um, The car's at SE 5th Avenue and Alder Street. That's where the accident happened. I'm just standing next to it. My phone number is 779-218-4760. That's the best one to reach me on. Is that everything you need, or is there anything else?
AGENTI've dispatched a tow truck for your vehicle:
- Tow CompanyEastside Towing
- DestinationNorthgate partner repair shop at 9th and Morrison
- Estimated Arrival TimeApproximately 45 minutes
- Driver Callback Number779-218-4760
Regarding your deductiblewhile your policy shows a $500 collision deductible, your adjuster, Priya Shah, will review liability and work with the other driver's insurance company on recovering costs or waiving/reimbursing the deductible. She will reach out within one business day to guide you through that process. To confirm once more:
- Policy NumberNG4471902
- Other Driver's License Plate7KXR214
- Claim NumberNGM-904417
That is everything we need right now. Please stay safe while you wait for Eastside Towing, and let me know if there is anything else I can assist with!
CUSTOMERNo, I think that's all. Thank you so much for walking me through everything. I really appreciate it. I'll wait here for the tow. Goodbye.
AGENTYou're very welcome, Mr. Carter. Take care, stay safe with your baby, and have a good rest of your day. Goodbye!